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chapter 5: Planning for uncertainties

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

What role does insurance play in financial planning?

a)

It guarantees that income and assets are protected

b)

It helps build and maintain one's credit score

c)

It helps cover day-to-day expenses

d)

It grows in value and appreciates over time

2.
The amount paid for insurance is the
a)
closing cost
b)
premium
c)
deductible
d)
assessed value
3.
The type of insurance that provides protection against financial loss from medical bills is called
a)
health insurance
b)
coinsurance
c)
life insurance
d)
premium
4.
This term pays for protection against loss of life, property, and finances.
a)
collision
b)
premium
c)
insurance
d)
deductible
5.
The person named in a life insurance policy to receive the death benefit is called the
a)
policy holder
b)
beneficiary
c)
recipient
d)
insurance agent
6.

What is the main purpose of insurance?

a)

to follow the law

b)

to get weathly

c)

For investment purposes

d)

To reduce risk

7.

You probably do not need this if you have enough money

a)

Love

b)

insurance

c)

premium

d)

taxes

8.

A child's parent passes away suddenly. This insurance will help cover the loss of finances.

a)

Auto Liability

b)

Long Term Care

c)

Disability

d)

Life

9.

Contract between the person and insurance company

a)

Policy

b)

Policy holder

c)

Premium

d)

Risk

10.

Person who owns the policy

a)

Policy

b)

Policy holder

c)

Premium

d)

Risk

11.
The only type of life insurance that does not develop a cash value is:                         
a)
Whole Life Insurance 
b)
Universal Life Insurance
c)
Variable Life Insurance 
d)
Term Life Insurance 
12.
Which of the following insurance covers vehicles
a)
Mortgage
b)
Racing 
c)
Automobile 
d)
Life
13.

A _______________ is a bill submitted to the insurance company for payment.

a)

claim

b)

coininsurance

c)

co-payment

d)

Health Savings Account (HSA)

14.

Which one is more expensive?

a)

Term Life Insurance

b)

Whole Life

15.

Antara logo dibawah, yang manakah bukan berkenaan dengan insurans?

a)
b)
c)
d)