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Chapter 1 & 2 PERSONAL FINANCE

Total questions: 18

Worksheet time: 9mins

Name
Class
Date
1.

Gross Pay is defined as

a)

Total pay earned during a pay period minus deductions.

b)

Total amount paid to an employee each pay period, including regular pay, overtime pay, and other taxable earnings (such as reimbursements)

c)

Total Pay earned during a pay period not including overtime pay.

d)

none of these

2.

Net pay is defined as

a)

total pay earned during a pay period.

b)

total pay earned during a pay period plus deductions.

c)

total pay earned during a pay period minus all deductions.

d)

none of these

3.

FICA taxes are

a)

U.S. federal payroll taxes imposed on both employees and employers to fund Social Security and Medicare

b)

U.S. federal payroll taxes imposed on employees only to fund Social Security and Medicare.

c)

U.S. federal payroll taxes imposed on both employees and employers to fund Social Security.

d)

U.S. federal payroll taxes imposed on employers only to fund Social Security and Medicare

4.

Which of the following is not an optional deduction from your pay?

a)

health insurance

b)

life insurance

c)

social security tax

d)

savings plan

5.

If Larry’s work pays their employees every other Tuesday, how many pay periods is there in one year?

a)

52

b)

26

c)

24

d)

12

6.

Pam earns $75,000 annually, what is her gross pay per paycheck, if she is paid twice a month?

a)

$3,100.15

b)

$3,125.00

c)

$3,152.00

d)

$3,199.92

7.

All of the following are examples of hard skills except

a)

knowing how to use Microsoft Excel

b)

installing an air conditioner

c)

leading a team

d)

operating a forklift

8.

All of the following are soft skills except

a)

knowing how to give a person a firm handshake

b)

preparing a PowerPoint presentation

c)

speaking with confidence to a potential client

d)

dressing appropriately for a job interview

9.

On-the-job training is an example of

a)

formal education

b)

self-education

c)

natural education

d)

informal education

10.

Interest and Dividends are examples of unearned income

a)

True

b)

False

11.

The degree that takes the longest to earn and most credit hours?

a)

bachelor’s degree

b)

associate’s degree

c)

doctorate degree

d)

master’s degree

12.

The quantity of goods and services that producers are willing and able to provide is called?

a)

demand

b)

command

c)

market

d)

supply

13.

If you are hurt at work how you can file a claim to receive this

a)

worker's compensation

b)

a tax break

c)

a new leg

d)

nothing

14.

It's the end of January and time to do your taxes, what form do you need from your employer to begin?

a)

W-1

b)

W-2

c)

W-3

d)

W-4

15.

Are tips subject to federal and state taxes?

a)

yes

b)

no

16.

This percentage (%) of money comes out of your paycheck for social security

a)

6.9%

b)

6.6%

c)

6.2%

d)

1%

17.

This percentage (%) of money comes out of your paycheck for medicare

a)

6.3%

b)

1.45%

c)

2.45%

d)

6.2%

18.

What covers your income if you receive a layoff notice?

a)

worker's compensation

b)

unemployment insurance

c)

health insurance

d)

life insurance