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Financing Education After High School

Total questions: 17

Worksheet time: 10mins

Name
Class
Date
1.

Joshua needs help repaying the loan he got to pursue a graduate program in a top-ranking university. If Joshua opts for a work-study program, he will get a ______________ job. But first, Joshua needs to check if his college participates in the ____________ _____________ ________________.

a)

full-time

b)

military

c)

part-time

d)

Federal Work-Study Program

e)

Federal Pell Grant

2.

Julie is using a federal direct student loan to pay for college. She is a sophomore and her college closed down due to financial difficulties. Julie doesn't have to pay back her loan. This is called _______________.

a)

default

b)

payment plan

c)

forgiveness

d)

bankruptcy

e)

work-study

3.

Kimberley got a student loan to pay for her computer science degree. Kimberley lost her job and was unable to pay back her loan. This is called _______________.

a)

default

b)

payment plan

c)

forgiveness

d)

bankruptcy

e)

work-study

4.

Shelley is studying for a marketing degree. She works for professors, setting up their web pages. Shelley earns $5,000 per year from this job. She uses it to pay for some educational expenses. This is called _______________.

a)

default

b)

payment plan

c)

forgiveness

d)

bankruptcy

e)

work-study

5.

Lewis is one of the leading college basketball players in the state of Hawaii.He also maintains a good academic record. Looking at his talent and potential, Loyola University of Chicago offers to bear the expenses for his college education. This is called a ______________ _____________.

a)

Pell Grant

b)

merit-based scholarship

c)

student loan

d)

employer benefit

6.

Oliver wants to pursue a certificate program in Sports Nutrition. To pay for the course, he borrows money by filing the FAFSA. This is called a ______________ _____________.

a)

Pell Grant

b)

merit-based scholarship

c)

student loan

d)

employer benefit

7.

Harry comes from a low-income household. He wants to pursue an undergraduate degree in Marketing. He receives financial aid covering 50 percent of his college expenses. Harry does not have to pay back this amount. This is called a ______________ _____________.

a)

Pell Grant

b)

merit-based scholarship

c)

student loan

d)

employer benefit

8.

Jenna wants to apply for student aid to pay for her college education. Jenna obtains an FSA ID. What is her next step?

a)

Jenna rechecks the information she provided and makes a few corrections.

b)

Jenna receives financial aid award letters from various colleges.

c)

Jenna fills out the FAFSA online.

d)

Colleges ask Jenna to verify the information in the FAFSA.

e)

In about two weeks, Jenna receives a document called Student Aid Report (SAR).

9.

Jenna wants to apply for student aid to pay for her college education. Jenna received her Student Aid Report. What is her next step?

a)

Jenna rechecks the information she provided and makes a few corrections.

b)

Jenna receives financial aid award letters from various colleges.

c)

Jenna fills out the FAFSA online.

d)

Colleges ask Jenna to verify the information in the FAFSA.

e)

In about two weeks, Jenna receives a document called Student Aid Report (SAR).

10.

Jenna wants to apply for student aid to pay for her college education. Colleges ask Jenna to verify the information in the FAFSA. What is her next step?

a)

Jenna rechecks the information she provided and makes a few corrections.

b)

Jenna receives financial aid award letters from various colleges.

c)

Jenna fills out the FAFSA online.

d)

Colleges ask Jenna to verify the information in the FAFSA.

e)

In about two weeks, Jenna receives a document called Student Aid Report (SAR).

11.

Distinguish between the features and benefits of getting a student loan. Select all that apply.

a)

It’s given based on a

student’s financial need

as well as academic

achievements.

b)

It becomes a part of a

person’s credit history.

c)

It’s given based mainly on

a student’s financial need.

d)

It’s borrowed money that

has to be repaid.

12.

Distinguish between the features and benefits of getting a grant or scholarship. Select all that apply.

a)

It’s given based on a

student’s financial need

as well as academic

achievements.

b)

It becomes a part of a

person’s credit history.

c)

It’s given based mainly on

a student’s financial need.

d)

It’s borrowed money that

has to be repaid.

13.

Which of the following government offices help individuals fund their college education?

a)

Office of Postsecondary Education

b)

Office of Educational Technology

c)

Office of Federal Student Aid

d)

Office of Vocational and Adult Education

14.

When does a student need to file the FAFSA?

a)

every year of college attendance

b)

after every semester

c)

at the end of the course

d)

at the beginning of the course

15.

Which is the main factor taken into consideration during distribution of grants and loans among eligible students?

a)

family history

b)

financial need

c)

behavior traits

d)

reading skills

e)

athletic ability

16.

Which two forms of financial aid require the student to bear the costs of college education?

a)

direct loans

b)

federal Pell grant

c)

work-study programs

d)

merit-based scholarships

e)

minority scholarships

17.

Which three of the following expenses can student aid cover?

a)

tuition

b)

television

c)

school supplies

d)

parties and socializing

e)

boarding/housing