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Worksheets

NEFE Test

Total questions: 10

Worksheet time: 10mins

Name
Class
Date
1.

Which answer is an accurate definition for delayed gratification?

a)

When one saves money to buy a great thing.

b)

When one foregoes something now for another thing of greater value, later.

c)

When it takes a long time to get what you want and it feels really good when you finally get it.

d)

all of the above

2.

What is net income?

a)

Wages earned before taxes

b)

Three taxes that everyone must pay

c)

How much a person is worth in total

d)

Wages earned after taxes

3.

What is gross income?

a)

Wages earned before taxes

b)

Three taxes that everyone must pay

c)

How much a person is worth in total

d)

Wages earned after taxes

4.

What are the three taxes that everyone must pay?

a)

Federal, State and County

b)

Federal, Sales and Medicaid

c)

Federal, Social Security, Medicare

d)

State, Social Security and Sales

5.

What is Medicare tax for?

a)

It funds health insurance for Americans in retirement

b)

It funds Medicaid

c)

It funds health insurance for all Americans now

d)

It funds health insurance for those who can't afford it under the Affordable Healthcare Act

6.

What is another name for federal tax?

a)

Income Tax

b)

FICA

c)

Answer options 1 and 2

d)

State tax

7.

How long should an intermediate financial goal take to achieve?

a)

1 day - 3 months

b)

3 - 6 months

c)

6 - 18 months

d)

3 - 12 months

8.

What is federal tax used for?

a)

It is used to fund federal infrastructure and programs

b)

It provides income to Americans in retirement

c)

It is used to fund state infrastructure and programs

d)

It funds health insurance to Americans in retirement

9.

How long should a long-term financial goal take to achieve?

a)

1 - 3 years

b)

3 - 6 months

c)

6 - 18 months

d)

3 - 12 months

10.

What is social security tax used for?

a)

It is used to fund federal infrastructure and programs

b)

It funds health insurance to Americans now

c)

It provides income to Americans in retirement

d)

It funds health insurance to Americans in retirement