Direct Subsidized Stafford Loans offer some features that are different when compared to borrowing money from a bank to pay for college. Which is not a difference between a Direct Subsidized Stafford Loan and a typical bank loan?

Sean plans to attend college in 2 years. He and his family have saved some money to help pay for it but he wants to explore ways he can receive money he won’t have to repay. Which set of options should he explore?

Steven is considering taking a job with a company that is offering gym memberships, flexible hours, repayment of education loans, merchandise discounts, and childcare. These components of the job offer are called:

The average cost of basic necessities, such as housing and food for a particular city is called the:

Sarah learned in her Financial Education class that she needs to consider the cost of living when comparing job offers. Which is the most important consideration?

Susan is currently working in Kansas City, MO earning $30,000 per year. She is offered a position in Indianapolis, IN earning $32,000 per year. If Kansas City’s Cost of Living Index is 100 and Indianapolis’ Cost of Living Index is 125, which is true?

Shannon is reviewing her pay stub to determine how much money she earned before her deductions were subtracted. Which column should she check to find this amount?

Hunter has been offered a job by a local mechanic who has offered to pay him in cash rather than by paper paycheck, direct deposit, or payroll card. Hunter is excited that the amount of money he will take home each week will be larger since his employer will not be deducting any taxes from it. His employer wants to hire him for the 10 weeks of his summer break and expects to pay him $300 per week. Which statement is most likely to be true?

Gross income – deductions =

The regular schedule that employers use to pay their employees is called the:

The most secure method for an employer to pay employees is to use:

Jamie has elected to be paid by direct deposit at her new job. This means:

Ally learned in her Personal Finance class that some paycheck deductions are required and others are optional. She is checking over her paystub and sees several deductions. Which of the following would be true?

Alyssa’s childcare provider called to tell her that the provider’s young daughter woke up ill and she won’t be able to care for Alyssa’s son today. Alyssa’s friend, who is a stay‐at‐home mother, agrees to care for Alyssa’s son today so Alyssa can go to work. Alyssa has utilized:

Steven is moving into his first apartment in a few weeks and has been busy packing. In addition to the things he has purchased with money earned from his full‐time job, his parents have told him that he can take the furniture in his bedroom and his bedding when he moves out. His parents are providing for him with which type of income:

Erica is an active member of the Silver Cord program at her school. Through this program she commits to completing at least 25 hours of community service each year of high school. Her advisor has encouraged her to explore volunteering with non‐profit organizations. Which of the following would qualify as a non‐profit?

Which statement is true of government assistance programs?

Julie is a single mother who recently lost her job. She would like to obtain training in the medical field in order to increase her future income and support her two children. In order to do this, she will need help paying some of her expenses while she is going back to school. Which government program might offer her assistance to help with living expenses and job training?

Which federal program assists low income families in purchasing nutritious foods?

Medicare is provided by the Federal Government for individuals in specified circumstances. In which of the situations below would the individual most likely be receiving Medicare funds?

Due to unexpected circumstances, Ariel is temporarily receiving income from a government assistance program. The funds she receives through the government program are most likely funded by:

Diana has faced the fact that she and her family need to explore assistance programs they might qualify for during the time she must be off work following an accident. How might she and her family locate an appropriate program?

Employment opportunities for Jackie and David are limited, but they both have jobs earning just a bit more than minimum wage. Which federal program will encourage them to file a tax return by offering a financial incentive to them?

Eva decided to take a Marketing class instead of an Art class. The art class is known as her ______________. The choice given, up also called the next best thing.

The amount of a product people are willing to buy at a certain price is known as _____.

If your budget shows that you spent more money than you have received, you have a(n):

This agency of the federal government (has three branches) is responsible for issuing ALL of the U.S. currency and bills:

Hada used his __________ to buy pizza for dinner. This payment method takes money directly from his bank account:

An expense that stays the same month-to-month and does not depend on usage is known as ___________ expenses. Example, rent and student loan payment.

A __________ is an estimate of your income and your expenses for a period of time:

Which tax will be given back to you at retirement?

Bank statements, receipts,contracts, tax records, and bills are known as

IRS document from employer showing the amount withheld from an employees paychecks for the year

Goals to be obtained or achieved in ten or more years.

Money added to a checking or savings account is called a(n)