A legally enforceable agreement between two or more people.

An express contract can be oral or written.

A _______________ contract is not written but is created by the actions or conduct of someone.

To accomplish its purpose, a contract must be ________________ .

The _______________ is a new offer because it changes the original offer.

___________________ is something of value exchanged for something else of value

The person who creates and signs the promissory note and agrees to pay it on a certain date is called ________________ .

A ________________ is a person who promises to pay the debt of another person.

A guarantee is also called a _________________ .

A _________________ is a written order to a bank to pay the amount stated to the person or business named on it.

A check that has cleared your account is called _____________ .

When you write a check hoping the deposit money is in the bank before the check clears is called _____________ .

A ________________ is a booklet used to record checking account transactions.

This type of endorsement transfers the right to cash the check to someone else.

A check that the bank guarantees to be good.

The first step in financial planning is understanding the _________________ .

Costs that do not change from month to month.

The spending and saving plan based on your expected income and expenses.

In contracts, the word negotiable also means _____________ .