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Investing Basics 1

Total questions: 15

Worksheet time: 15mins

Name
Class
Date
1.

A key difference between saving and investing is

a)

Saving is for everyone, investing is for the wealthy

b)

Your money is insured when investing, it is not in savings

c)

Investing has a guaranteed return, savings does not

d)

Saving is for emergencies & goals, investing is for long-term wealth

2.

Which would be considered the highest risk investment type?

a)

Stock

b)

Mutual Fund

c)

Bond

d)

Money Market Account

3.

Why is it important to start investing as soon as possible?

a)

You take less risk when you are young, so money will be safe

b)

You have more time for your money to compound

c)

Investing is an easy way to make quick money

d)

Fees on investments are cheaper when you are younger

4.
What is the primary reason for a company to issue stock?
a)
The stocks help investors earn a higher rate of return
b)
To raise money to grow the company
c)
To distribute the risk of bankruptcy across more investors
d)
To increase greater awareness of the company
5.
This is a type of investment where investors pool their money together to buy stocks, bonds, and other securities 
a)
Diversification
b)
Mutual Funds
c)
Pool Party
d)
Mutual Diversification Portfolio
6.

This is when a company will pledge to repay a specific amount of money along with interest

a)

Corporate Bond

b)

Government Bond

c)

James Bond

d)

Savings Bond

7.
This is considered an IOU and the higher the interest rate on this, the more risky it is
a)
Bond
b)
T-bill
c)
Money market
d)
Stocks
8.
The chance of loss.
a)
Stock
b)
Reward
c)
Risk
d)
Real Estate
9.

An investment is:

a)

A contract between you and your bank for a checking account

b)

The outlay of funds for income or profit

c)

Only something that can be done through your 401K

d)

never a risk

10.

The FDIC insures deposits per depositor up to

a)

$50,000

b)

$100,000

c)

$200,000

d)

$250,000

11.

Your initial investment is referred to as

a)

interest

b)

inflation

c)

principal

d)

return

12.
a unit of ownership of a company
a)
common stock
b)
government bond
c)
corporate bond
d)
equity capital
13.
this gives the owner the advantage of receiving cash dividends before common stockholders receive cash dividends
a)
corporate bond
b)
preferred stock
c)
common stock
d)
equity capital
14.
the process of spreading your assets among several different types of investments to reduce risk
a)
mutual fund
b)
diversification
c)
financial planner
d)
prospectus
15.

What two options are open to you if you want to INVEST your money?

a)

Leave it in a drawer

b)

Put it in a Savings Account

c)

Spend your money on food

d)

Buy shares on the Stock Market