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Unit 6 Review

Total questions: 60

Worksheet time: 30mins

Name
Class
Date
1.

An example of a fixed expense is

a)

salaries

b)

utilities

c)

rent

d)

all of the above

2.

The variable expense that is associated with each unit of sale is called

a)

UR

b)

COGS

c)

OFX

d)

I SAID UR

3.

The cost reduction made possible by spreading a business's costs over a larger volume of purchases is called

a)

economy of scale

b)

buying in bulk

c)

volume discount

d)

amortizing

4.

An example of a typical variable expense is

a)

yearly rent

b)

Internet access

c)

a commission for salespeople

d)

the cost of electricity

5.

A unit of sale is

a)

the basic building block of your business

b)

what a customer actually buys from you

c)

the amount of product or service you use to calculate your costs and profit

d)

all of the above

6.

The amount per unit that a product contributes toward a business's profit before fixed expenses are subtracted is the

a)

contribution margin

b)

EOU

c)

unit of sale

d)

economy of scale

7.

In a wholesale business, the cost of goods sold does not include

a)

materials

b)

shipping and handling

c)

labor

d)

commissions

8.

In a service business, which of the following does not apply?

a)

EOU

b)

COGS

c)

contribution margin

d)

variable expenses

9.

A retailer that sells sweaters would typically use a unit of sale based on

a)

one sweater sold to a customer at the sale price

b)

one dozen sweaters bought from the manufacturer

c)

one sweater sold to a customer at the regular price

d)

one dozen sweaters bought from the wholesaler

10.

A manufacturer and a wholesaler both would include which of the following calculating economics of one unit?

a)

labor and materials

b)

variable expenses

c)

shipping and handling

d)

commissions

11.

Salaries and utilities are examples of variable expenses.

a)

T

b)

F

12.

Shipping and handling charges are examples of variable expenses

a)

T

b)

F

13.

An example of a fixed expense is

a)

rent

b)

utilities

c)

salaries

d)

all of the above

14.

A situation in which a "fixed" expense might change would be

a)

electric rates that fluctuate depending on the season

b)

changing your packaging to be more environmentally friendly

c)

sending packages overseas

d)

monthly commissions to salespeople during holidays

15.

A business can reduce expenses by

a)

extending credit to consumers to boost sales

b)

buying used equipment instead of new equipment

c)

buying a company vehicle instead of leasing it

d)

hiring a few full-time employees instead of many part-timers

16.

The rate at which a business is spending cash to cover overhead without making sales is its

a)

cash flow rate

b)

operating rate

c)

burn rate

d)

overhead rate

17.

A cash budget includes

a)

depreciation costs for equipment

b)

orders placed by customers but not paid for as yet

c)

the company's entire credit history

d)

all cash inflows and outflows

18.

If a business has $36,000 on hand and spends $3,000 a month on overhead, how long will it be able to stay in business without generating income?

a)

12 months

b)

8 months

c)

10 months

d)

6 months

19.

To keep from being caught with negative cash flow, you should

a)

keep inventory levels low

b)

calculate your cash balances every day

c)

encourage customers to pay in cash

d)

all of the above

20.

When a business has sold exactly enough units to cover expenses, it has reached the

a)

break-even point

b)

equilibrium ratio

c)

equilibrium price

d)

all of the above

21.

A company has a break-even point of 1,000 units, and sold 750 units. Did the company cover its expenses?

a)

no, it needs to sell 500 more units to cover expenses

b)

yes, because the sales equal $1,000

c)

no, it needs to sell 250 more units to cover expenses

d)

no, it sold 75% of the amount required to cover expenses

22.

Depreciation expense is usually calculated

a)

yearly

b)

quarterly

c)

every two years

d)

monthly

23.

Fixed business expenses are those expenses that will never change.

a)

T

b)

F

24.

Managing expenses involves a two-step process of knowledge and action.

a)

T

b)

F

25.

Which of the following are potential revenue streams for a popular web series airing on YouTube

a)

syndication

b)

advertising

c)

sponsorship

d)

all of the above

26.

The sales forecasting technique in which you predict selling as many products as you can is called

a)

order projecting

b)

full capacity

c)

target selling

d)

market share

27.

Which of the following is not helpful in sales forecasting?

a)

researching industry standards

b)

developing a savings plan

c)

observing the competition

d)

estimating market share

28.

An income statement is also called a

a)

sale forecast

b)

cash flow statement

c)

balance sheet

d)

profit and loss statement

29.

On an income statement, gross profit is calculated by

a)

subtracting the cost of goods sold from the net sales

b)

adding the cost of goods sold to the total revenue

c)

subtracting the cost of goods sold from the operating expenses

d)

adding the cost of goods sold to the pre-tax profit

30.

An income statement does not show

a)

expenses

b)

cash on hand

c)

taxes

d)

profits

31.

If your pre-tax profit is $4,250 and your tax rate is 25%, your net profit is

a)

$4,000.00

b)

$2,500.00

c)

$3,187.50

d)

$3,528.00

32.

If you pay yourself monthly a salary to run your business, that salary is entered on the income statement as

a)

fixed expense

b)

variable expense

c)

pre-tax profit

d)

net profit

33.

Sara is a wedding makeup artist who worked 16 weddings last month for $250 each. Her COSS is $120 so her gross profit last month was

a)

$2,080

b)

$3,460

c)

$1,600

d)

$2,500

34.

A business should only generate one revenue stream at a time.

a)

T

b)

F

35.

A sales forecast is a prediction of the amount of commission a sales force will earn over a period of time.

a)

T

b)

F

36.

Proportional scaling is a sales forecasting technique

a)

T

b)

F

37.

The one-time sum required to set up a business and cover its start-up expenditures is called

a)

start-up capital

b)

seed money

c)

start-up investment

d)

all of the above

38.

An emergency fund is the amount of cash reserve that a business should keep during its

a)

first month to two months of operations

b)

first three months to six months of operations

c)

first year of operations

d)

first month of operations

39.

If the start-up expenditures for a business are $5,000, the fixed costs for one month are $3,000, and the emergency fund is $2,500, what is the total start-up investment needed to open the business?

a)

$10,500

b)

$7,500

c)

$5,000

d)

$16,500

40.

If a business's net profit per month is $12,000 and the start-up investment is $48,000, what is the payback?

a)

25 month

b)

4 months

c)

2 months

d)

6 months

41.

If a business's net profit is $20,000 and initial investment is $100,000, what is the return on investment?

a)

20%

b)

5:1

c)

1:5

d)

500%

42.

Borrowing money to start a new business is called

a)

debt financing

b)

green financing

c)

equity financing

d)

all of the above

43.

Entrepreneurs commonly turn to which of the following for debt financing is

a)

angels

b)

banks

c)

venture capitalists

d)

new partners

44.

If your monthly income is $8,000 and your monthly debt payments are $6,000, your bank debt ratio is

a)

75%

b)

1.33%

c)

7.5%

d)

133%

45.

A good bank debt ratio is typically

a)

50%

b)

60%

c)

70% or more

d)

40% or less

46.

Financing a business by selling shares of ownership in the business is called

a)

debt financing

b)

equity financing

c)

green financing

d)

all of the above

47.

Entrepreneurs can turn to which of the following for equity financing?

a)

venture capitalists

b)

credit unions

c)

banks

d)

all of the above

48.

If a company's start-up expenditures are $10,000, its emergency fund is $5,000, and its fixed expenses for a month are $3,000, its total start-up investment is $18,000.

a)

T

b)

F

49.

Which of the following is a current asset?

a)

equipment

b)

inventory

c)

furniture

d)

buildings

50.

Owner's equity is calculated by

a)

adding assets to liabilities and subtracting profit

b)

subtracting total liabilities from total assets

c)

subtracting total assets from total liabilities

d)

adding assets to liabilities

51.

The term in accounting that refers to the investment or ownership value of a business is

a)

liability

b)

asset

c)

owner's equity

d)

capital

52.

Which of the following is a current liability?

a)

bank loans

b)

accounts payable

c)

state sales tax

d)

all of the above

53.

Same-size analysis compares data that has been converted to

a)

sums

b)

fractions

c)

percentages

d)

differences

54.

If a company’s expenses are $20,000 and sales are $400,000, what is its operating ratio?

a)

2%

b)

5%

c)

20

d)

50%

55.

If a company’s net profit is $40,000 and sales are $500,000, what is its return on sales?

a)

12.5%

b)

1.25%

c)

8%

d)

125%

56.

A very low return on sales indicates

a)

very high volume

b)

very low price

c)

very high price

d)

A or C

57.

If a business has $20,000 in debt and $100,000 in total assets, what is its debt ratio?

a)

20%

b)

2%

c)

200%

d)

500%

58.

If a business’s current assets are $500,000 and current liabilities $250,000, what is its current ratio?

a)

20%

b)

2%

c)

1:2

d)

2:1

59.

Another term for the balance sheet is the income statement.

a)

T

b)

F

60.

The balance sheet shows the worth of a business over a period of time.

a)

T

b)

F