An agreement that allows the borrower an indefinite period of time to repay is a(n)

Loans that require collateral are

Experian, Equifax, and TransUnion, LLC., are examples of

You obtained a loan against the available credit on your account, therefore you took a

A Visa card is an example of a(n)

The most common form of bankruptcy filing is

If you have trouble paying your bills, you should

The Truth in Lending Act requires contracts to include

The Equal Credit Opportunity Act prohibits discrimination against

The taking of collateral when there is a default

Legally reducing the amount of the debtor's paycheck

A medium of exchange allowing people to buy goods and pay for them later

A plastic card that allows you to make credit purchases up to an authorized amount

The legally binding agreement between debtor and creditor

The period of time between the billing date and the start of interest charges

The total amount paid by a borrower for use of credit

The forced sale of property

A crime committed online with e-mails

The fraudulent use of someone else's credit information

Credit makes goods and services available to consumers at higher prices

The word credit is from Latin and means I trust you

You will want to wait until your late 20s to establish your creditworthiness

If you check your credit reports often, you can correct errors sooner

Loan sharks loan money at low interest rates

People who are credit risks cannot get easy-access credit

Pawnshops give customers high interest loans with collateral

You should always carry all of your credit cards so they are not stolen

The Free Credit Reporting Act requires accuracy and privacy of credit reports

The Fair Credit Billing Act protects consumers against fair billing practices