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Worksheets

Auto Info

Total questions: 70

Worksheet time: 35mins

Name
Class
Date
1.

When you apply for insurance, how does the insurance company assess what kind of driver you are?

a)

The only consideration is how old you are.

b)

They guess, based on statistics for drivers in you demographic

c)

They'll only take you in you haven't been in any accidents.

d)

None of the above.

2.

When you apply for insurance, how does the insurance company assess what kind of driver you are?

a)

The only consideration is how old you are.

b)

They guess, based on statistics for drivers in you demographic

c)

They'll only take you in you haven't been in any accidents.

d)

None of the above.

3.

A car thats' totaled is

a)

Not drivable

b)

Worth less, after the deductible, than the cost of restoration

c)

Worth less than the dectuctible

d)

Completely destroyed

4.

The average driver files a collision claim

a)

Every 10 years

b)

Every six years

c)

Every four years

d)

Every three years

5.

Which of these indicators would probably make your auto insurance cheaper?

a)

A clean driving record for 36 months

b)

Completing a defensive driving course

c)

Purchasing a car in a make that is not frequently stolen

d)

All fo the above

6.

If you file a collision claim, be sure to

a)

Let the insurance company handle everything.

b)

Demand quality parts. Request equipment from the original manufacturer.

c)

Use a repair shop in your insurer's network of preferred providers.

d)

Make the other person in the accident pay the deductible.

7.

Which of these could easily get you dropped from your auto insurance?

a)

Failing to report a teenage driver

b)

Getting into your first fender-bender

c)

Running a red light (and getting a ticket from the camera)

d)

Taking Driver's Education

8.

When a hit and run driver strikes your car, what kind of coverage do you need?

a)

Uninsured motorist coverage

b)

Personal Injury Protection

c)

Bodily injury liability insurance

d)

Property damage liability insurance

9.

What kind of record can insurers access?

a)

Your motor vehicle record

b)

Credit record

c)

History of claims with your old insurance company

d)

All of the above

10.

What's the best way to get the best rates?

a)

Nothing beats loyalty: companies give the best rates to their customers they have had the longest.

b)

Change companies with every accident or claim- they can't charge you more if they don't know about it!

c)

Regularly shopping around, checking rates at different companies.

d)

One word: lie. Find out what info will give the lowest rates, and don't mention anything that may cause the insurance company to raise your rate (like teenage drivers in the house).

11.

Which option will help lower your rate?

a)

High deductible

b)

New sports car

c)

Uncle Freddy's 20 year old jalopy.

d)

Lowest deductible possible

12.

The expected decline in value over time of an item.

a)

Lender

b)

Loan amount or principal

c)

Depreciation

d)

Credit history

13.

The maximum amount of time over which an individual agrees to repay an auto loan. Typically ranges from 36 to 84 months.

a)

Loan

b)

Loan terms

c)

Down payment

d)

Annual percentage rate (APR)

14.

A fixed amount of money, percentage of the selling price or item of value that is traded in to reduce the cost of purchasing a vehicle.

a)

Credit history

b)

Loan terms

c)

Down payment

d)

Annual percentage rate (APR)

15.

A formal and extensive record of how good an individual is at maintaining their credit and paying their current and past debts in a timely manner.

a)

Credit score

b)

Loan terms

c)

Lender

d)

Credit history

16.

Made by a bank or other lender to an individual so that person can purchase a new or used vehicle, using the vehicle as collateral for the loan.

a)

Auto loan

b)

Loan terms

c)

Lender

d)

Annual percentage rate (APR)

17.

A number assigned to a person that indicates to lenders their capacity to repay a loan.

a)

Credit score

b)

Loan terms

c)

Lender

d)

Credit history

18.

hit

and run

a)

running

away from scene of an accident

b)

accountable

c)

agreement

19.

maintenance

a)

screen

b)

upkeep

c)

start

20.

oil

change

a)

task

done to keep engine clean

b)

screen

c)

start

21.

trunk

a)

storage

b)

automobile

c)

mobile

energy

22.

car

a)

tire

lid

b)

cooling

device

c)

automobile

23.

air

conditioner

a)

credential

b)

cooling

device

c)

screen

24.

hubcap

a)

tire

lid

b)

cooling

device

c)

upkeep

25.

policy

a)

prosecute

b)

plan

c)

past

the date

26.

premium

a)

best

b)

prosecute

c)

tool

to lift car

27.

no-fault

a)

reduces

heat in the engine

b)

swap

c)

type

of insurance

28.

expiration

a)

past

the date

b)

guarantee

c)

frame

of the car

29.

warranty

a)

guarantee

b)

frame

of the car

c)

lights

on car front

30.

oil

a)

lubricant

b)

reduces

heat in the engine

c)

device

to stop

31.

chassis

a)

tool

to lift car

b)

frame

of the car

c)

a

car part that connects energy to the battery

32.

replace

a)

swap

b)

device

to stop

c)

prosecute

33.

coolant

a)

device

to stop

b)

reduces

heat in the engine

c)

lights

on car front

34.

brakes

a)

device

to stop

b)

family

car

c)

type

of insurance

35.

headlight

a)

tool

to lift car

b)

frame

of the car

c)

lights

on car front

36.

vehicle

a)

car

b)

tool

to lift car

c)

plan

37.

SUV

a)

type

of insurance

b)

tool

to lift car

c)

family

car

38.

jack

a)

family

car

b)

tool

to lift car

c)

lubricant

39.

insurance

a)

allowed

by tax

b)

legal

action

c)

protection

40.

uninsured

a)

not

protected

b)

cost

c)

move

41.

coverage

a)

insurance

protection

b)

a

plan for financial safety

c)

legal

action

42.

protection

a)

cost

b)

allowed

by tax

c)

a

plan for financial safety

43.

law

suit

a)

car

front window

b)

legal

action

c)

to

prepare car engine

44.

revocation

a)

to

prepare car engine

b)

cancelation

c)

move

45.

tune-up

a)

car

front window

b)

a

plan for financial safety

c)

to

prepare car engine

46.

towing

a)

move

b)

gas

c)

quiets

car noise

47.

fuel

a)

gas

b)

cancelation

c)

not

protected

48.

windshield

a)

proof

of vehicle ownership

b)

large

transport

c)

car

front window

49.

muffler

a)

car

front window

b)

quiets

car noise

c)

large

transport

50.

registration

a)

legal

action

b)

cancelation

c)

proof

of vehicle ownership

51.

truck

a)

large

transport

b)

insurance

protection

c)

to

prepare car engine

52.

jumper

cables

a)

legal

action

b)

tool

to start car battery

c)

quiets

car noise

53.

blinker

a)

protection

b)

legal

action

c)

light

to show directional path

54.

The tool displayed is a....

a)

claw hammer

b)

ball peen hammer

c)

sledge hammer

d)

chipping hammer

55.

The tool displayed is a....

a)

phillips screwdriver

b)

slotted scredriver

c)

torx screwdriver

d)

allen key

56.

The tool displayed is a....

a)

phillips screwdriver

b)

slotted scredriver

c)

torx screwdriver

d)

allen key

57.

The tool displayed is a....

a)

phillips screwdriver

b)

slotted scredriver

c)

torx screwdriver

d)

allen key

58.

The tool displayed is a....

a)

claw hammer

b)

ball peen hammer

c)

sledge hammer

d)

chipping hammer

59.

The tool displayed is a....

a)

flare nut wrench

b)

combination wrench

c)

box wrench

d)

open end wrench

60.

The tool displayed is a....

a)

flare nut wrench

b)

combination wrench

c)

box wrench

d)

open end wrench

61.

The tool displayed is...

a)

box wrench

b)

torque wrench

c)

ratchet

d)

socket

62.

The tool displayed is...

a)

box wrench

b)

torque wrench

c)

ratchet

d)

socket

63.

The tool displayed is...

a)

box wrench

b)

torque wrench

c)

ratchet

d)

socket

64.

The tool displayed is a ....

a)

chrome deep socket

b)

chrome shallow socket

c)

deep impact socket

d)

shallow impact socket

65.

The tool displayed is a ....

a)

chrome deep socket

b)

chrome shallow socket

c)

deep impact socket

d)

shallow impact socket

66.

The tool displayed is a ....

a)

chrome deep socket

b)

chrome shallow socket

c)

deep impact socket

d)

shallow impact socket

67.

The tool displayed is a ....

a)

chrome deep socket

b)

chrome shallow socket

c)

deep impact socket

d)

shallow impact socket

68.

What is this type of pliers?

a)

Tongue and groove

b)

snap ring

c)

combination

d)

needle nose

69.

What is this type of pliers?

a)

Tongue and groove

b)

snap ring

c)

combination

d)

needle nose

70.

What is this type of pliers?

a)

side cutter

b)

locking

c)

combination

d)

needle nose