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Total questions: 70
Worksheet time: 35mins
When you apply for insurance, how does the insurance company assess what kind of driver you are?
The only consideration is how old you are.
They guess, based on statistics for drivers in you demographic
They'll only take you in you haven't been in any accidents.
None of the above.
When you apply for insurance, how does the insurance company assess what kind of driver you are?
The only consideration is how old you are.
They guess, based on statistics for drivers in you demographic
They'll only take you in you haven't been in any accidents.
None of the above.
A car thats' totaled is
Not drivable
Worth less, after the deductible, than the cost of restoration
Worth less than the dectuctible
Completely destroyed
The average driver files a collision claim
Every 10 years
Every six years
Every four years
Every three years
Which of these indicators would probably make your auto insurance cheaper?
A clean driving record for 36 months
Completing a defensive driving course
Purchasing a car in a make that is not frequently stolen
All fo the above
If you file a collision claim, be sure to
Let the insurance company handle everything.
Demand quality parts. Request equipment from the original manufacturer.
Use a repair shop in your insurer's network of preferred providers.
Make the other person in the accident pay the deductible.
Which of these could easily get you dropped from your auto insurance?
Failing to report a teenage driver
Getting into your first fender-bender
Running a red light (and getting a ticket from the camera)
Taking Driver's Education
When a hit and run driver strikes your car, what kind of coverage do you need?
Uninsured motorist coverage
Personal Injury Protection
Bodily injury liability insurance
Property damage liability insurance
What kind of record can insurers access?
Your motor vehicle record
Credit record
History of claims with your old insurance company
All of the above
What's the best way to get the best rates?
Nothing beats loyalty: companies give the best rates to their customers they have had the longest.
Change companies with every accident or claim- they can't charge you more if they don't know about it!
Regularly shopping around, checking rates at different companies.
One word: lie. Find out what info will give the lowest rates, and don't mention anything that may cause the insurance company to raise your rate (like teenage drivers in the house).
Which option will help lower your rate?
High deductible
New sports car
Uncle Freddy's 20 year old jalopy.
Lowest deductible possible
The expected decline in value over time of an item.
Lender
Loan amount or principal
Depreciation
Credit history
The maximum amount of time over which an individual agrees to repay an auto loan. Typically ranges from 36 to 84 months.
Loan
Loan terms
Down payment
Annual percentage rate (APR)
A fixed amount of money, percentage of the selling price or item of value that is traded in to reduce the cost of purchasing a vehicle.
Credit history
Loan terms
Down payment
Annual percentage rate (APR)
A formal and extensive record of how good an individual is at maintaining their credit and paying their current and past debts in a timely manner.
Credit score
Loan terms
Lender
Credit history
Made by a bank or other lender to an individual so that person can purchase a new or used vehicle, using the vehicle as collateral for the loan.
Auto loan
Loan terms
Lender
Annual percentage rate (APR)
A number assigned to a person that indicates to lenders their capacity to repay a loan.
Credit score
Loan terms
Lender
Credit history
hit
and run
running
away from scene of an accident
accountable
agreement
maintenance
screen
upkeep
start
oil
change
task
done to keep engine clean
screen
start
trunk
storage
automobile
mobile
energy
car
tire
lid
cooling
device
automobile
air
conditioner
credential
cooling
device
screen
hubcap
tire
lid
cooling
device
upkeep
policy
prosecute
plan
past
the date
premium
best
prosecute
tool
to lift car
no-fault
reduces
heat in the engine
swap
type
of insurance
expiration
past
the date
guarantee
frame
of the car
warranty
guarantee
frame
of the car
lights
on car front
oil
lubricant
reduces
heat in the engine
device
to stop
chassis
tool
to lift car
frame
of the car
a
car part that connects energy to the battery
replace
swap
device
to stop
prosecute
coolant
device
to stop
reduces
heat in the engine
lights
on car front
brakes
device
to stop
family
car
type
of insurance
headlight
tool
to lift car
frame
of the car
lights
on car front
vehicle
car
tool
to lift car
plan
SUV
type
of insurance
tool
to lift car
family
car
jack
family
car
tool
to lift car
lubricant
insurance
allowed
by tax
legal
action
protection
uninsured
not
protected
cost
move
coverage
insurance
protection
a
plan for financial safety
legal
action
protection
cost
allowed
by tax
a
plan for financial safety
law
suit
car
front window
legal
action
to
prepare car engine
revocation
to
prepare car engine
cancelation
move
tune-up
car
front window
a
plan for financial safety
to
prepare car engine
towing
move
gas
quiets
car noise
fuel
gas
cancelation
not
protected
windshield
proof
of vehicle ownership
large
transport
car
front window
muffler
car
front window
quiets
car noise
large
transport
registration
legal
action
cancelation
proof
of vehicle ownership
truck
large
transport
insurance
protection
to
prepare car engine
jumper
cables
legal
action
tool
to start car battery
quiets
car noise
blinker
protection
legal
action
light
to show directional path
The tool displayed is a....
claw hammer
ball peen hammer
sledge hammer
chipping hammer
The tool displayed is a....
phillips screwdriver
slotted scredriver
torx screwdriver
allen key
The tool displayed is a....
phillips screwdriver
slotted scredriver
torx screwdriver
allen key
The tool displayed is a....
phillips screwdriver
slotted scredriver
torx screwdriver
allen key
The tool displayed is a....
claw hammer
ball peen hammer
sledge hammer
chipping hammer
The tool displayed is a....
flare nut wrench
combination wrench
box wrench
open end wrench
The tool displayed is a....
flare nut wrench
combination wrench
box wrench
open end wrench
The tool displayed is...
box wrench
torque wrench
ratchet
socket
The tool displayed is...
box wrench
torque wrench
ratchet
socket
The tool displayed is...
box wrench
torque wrench
ratchet
socket
The tool displayed is a ....
chrome deep socket
chrome shallow socket
deep impact socket
shallow impact socket
The tool displayed is a ....
chrome deep socket
chrome shallow socket
deep impact socket
shallow impact socket
The tool displayed is a ....
chrome deep socket
chrome shallow socket
deep impact socket
shallow impact socket
The tool displayed is a ....
chrome deep socket
chrome shallow socket
deep impact socket
shallow impact socket
What is this type of pliers?
Tongue and groove
snap ring
combination
needle nose
What is this type of pliers?
Tongue and groove
snap ring
combination
needle nose
What is this type of pliers?
side cutter
locking
combination
needle nose
