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Personal Finance Quiz

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

When you own a house what kind of tax do you pay on it?

a)

income tax

b)

payroll tax

c)

sales tax

d)

property tax

2.

Which type of tax to you pay once a year on any income you've earned (job, lottery, etc)

a)

sales tax

b)

income tax

c)

property tax

d)

payroll tax

3.

Expenses that change from month to month are called:

a)

stable pricing

b)

fixed expenses (bills, loans, etc)

c)

variable expenses (vacations, emergencies, car repairs, etc)

d)

irrational pricing

4.

What is a company that sells goods or services?

a)

business

b)

bank

c)

economy

d)

credit union

5.

What is the current amount of money in your bank account called?

a)

payment

b)

balance

c)

debt

d)

withdrawal

6.

Which of the following is considered a 'need' when budgeting?

a)

money for eating out

b)

money for dog's toys

c)

money for paying for your house

d)

money for going to the movies

7.

Money you receive before taxes is called:

a)

net income

b)

pay day

c)

gross income

d)

bank loan

8.

What is an account that usually earns interest and is often used to hold money not needed right away?

a)

loan

b)

savings account

c)

transaction

d)

checking account

9.

What type of tax do you pay for Cheetos and soda?

a)

income tax

b)

sales tax

c)

payroll tax

d)

property tax

10.

Which type of tax is taken directly out of your paycheck?

a)

income tax

b)

paycheck tax

c)

payroll tax

d)

sales tax

11.

What is money that is borrowed, usually with interest, that has to be repaid?

a)

loan

b)

check

c)

savings account

d)

checking account

12.

What is a system that guides how money is earned and used in a society?

a)

bank

b)

transaction

c)

financial institution

d)

economy

13.

Money you receive after taxes is called:

a)

gross income

b)

pay day

c)

net income

d)

salary

14.

What is a machine that allows bank customers to withdraw or deposit money into their account without visiting their bank?

a)

coffee can under your bed

b)

safe deposit box

c)

automated teller machine (ATM)

d)

credit card

15.

Long term savings goals would include:

a)

buying a house

b)

a new phone

c)

buying a car

d)

vacation