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Understanding Pay and Benefits - 6.1

Total questions: 35

Worksheet time: 18mins

Name
Class
Date
1.

What is the total amount you earn before any deductions are subtracted from your pay

a)

Regular Pay

b)

Hourly Wage

c)

Gross Pay

d)

Net Pay

2.

How do figure hourly wages

a)

Rate X Hours Works

b)

Days X Hours

c)

Hours Works X Gross Pay

d)

Rates X Overtime Hours

3.

Net Pay and Gross Pay are the same

a)

True

b)

False

4.

What is a standard work day?

a)

5 - 7 hours

b)

6 - 8 hours

c)

8 hours a day

d)

8 continuous hours with scheduled breaks and unpaid lunch

5.

What is time worked beyond the regular hours

a)

Gross Pay

b)

Net Pay

c)

Overtime Pay

d)

Comp Time

6.

What is a standard work week?

a)

40 hours in 7 days

b)

30 - 35 hours in a week

c)

25 - 45 hours in a week

d)

40 hours in a five-day period of 8 hours each day

7.

When over 40 hours have been worked, what is the formula to calculate pay?

a)

Regular Pay X 2

b)

Regular Pay X 3

c)

Regular Pay + Overtime Pay

8.

What says that employers must pay hourly employees overtime at the rate of 1 1/2 times the rate?

a)

Fair Labor Laws

b)

Fair Working Policy

c)

Fair Labor Standards Act

d)

Children's Labor Law

9.

Overtime rate can only be 1 1/2

a)

True

b)

False

10.

What does YTD mean on your pay stuff

a)

Years to Date

b)

Year-to-date

c)

Year-to-be Determined

11.

Salaried employees are paid

a)

Once a month

b)

Based on the number of hours they work

c)

An annual amount - paid equally in equal amounts

d)

Based on experience

12.

Are salaried workers eligible for overtime

a)

Yes

b)

No

13.

Amounts subtracted from your gross pay

a)

Taxes

b)

Supplements

c)

Gross Pay

d)

Deductions

14.

All deductions taken out of pay checks are required by laws.

a)

True

b)

False

15.

Overtime pay is NOT considered when calculating gross pay?

a)

True

b)

False

16.

Employers must contribute matching funds to their employees' Social Security and Medicare accounts

a)

True

b)

False

17.

Self employed people do not need to pay Social Security or Medicare taxes

a)

True

b)

Fals

18.

What is it called when an employee is entitled to his/her full retirement account, they are...

a)

Full time

b)

Retired

c)

Vested

d)

Entitled

19.

Employees receive sick days without reduction in pay at what rate

a)

1 - 2 days a year

b)

2 - 5 days

c)

3 - 7 days

d)

3 - 10 days

20.

What is the pay rate for working on a holiday

a)

Regular

b)

Time and a half 1 1/2

c)

Double time

d)

Triple time

21.

If you are a salaried worker,

a)

You will probably b paid twice per year

b)

Your overtime pay rate will be higher than of an hourly worker

c)

No deductions will be taken from your paycheck

d)

Your gross pay is same as your salary

22.

For employees, the Social Security deduction is withheld at the rate of

a)

1.45% of the first $102,000 earned

b)

1.45% of all pay earned

c)

6.2% of the first $102,000 earned

d)

6.2% of all pay earned

23.

Self-employed people must make estimated tax payments

a)

Weekly

b)

Monthly

c)

Quarterly

d)

Yearly

24.

Which of the following benefits are employers required by law to provide?

a)

Child Care

b)

Workers' Compensation

c)

Paid Vacations

d)

All of the above

25.

A type of incentive pay based on quality of work done or years of service on the job is called a

a. bonus. c. profit sharing plan.

b. stock option. d. pension plan.

a)

Bonus

b)

Stock option

c)

Profit Sharing Plan

d)

Pension Plan

26.

The total amount you earn before any deductions are subtracted is called __________ pay.

a)

Gross

b)

Overtime

c)

Net

d)

Incentive

27.

__________ is time worked beyond the regular hours.

a)

Comp time

b)

Flex time

c)

Overtime

d)

Plus time

28.

The amount of your paycheck, often referred to as your “take-home pay,” is called your __________ pay.

a)

Gross

b)

Salary

c)

Net

d)

Check

29.

Forms of employee compensation in addition to pay are called __________.

a)

Benefits

b)

Incentives

c)

Services

d)

Insurance

30.

Money offered to encourage employees to strive for higher levels of performance is called __________ pay.

a)

Benefits

b)

Insurance

c)

Incentives

d)

Services

31.

Employee __________ are the “extras” that companies offer—such as free parking or wellness programs—in order to improve employee morale and working conditions.

a)

Services

b)

Insurance

c)

Bonuses

d)

Leave of absences

32.

When all deductions are taken out of your gross pay, what is left

a)

Adjusted Gross Pay

b)

Salaried Pay

c)

Net Pay

d)

Bonus Pay

33.

What is the percentage for Self-Employment Tax

a)

2.9%

b)

4.25%

c)

15.3%

d)

6.9%

34.

Which one of these is not a paid holiday typically

a)

Christmas

b)

St. Patrick's Day

c)

MLK Day

d)

Thanksgiving

35.

This allows employees to share in the company's earnings

a)

Benefit

b)

Insurance

c)

Profit Sharing

d)

Paid Vacations