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3.05 Paying for Higher Education Note Taking Guide

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

What are grants?

a)

Provides part-time jobs to students with financial need

b)

Award based on academic performance or extracurricular activities

c)

Tax-exempt financial aid

2.

How often does the FAFSA need to be completed?

a)

The first year you attend college

b)

Each academic year

c)

Every six months you attend college

3.

How do you know if it has been successfully submitted?

a)

Additional information if requested

b)

All questions are answered completely and accurately

c)

A confirmation page will appear

4.

How do you apply for a Federal Student Loan?

a)

Complete a Student Aid Report

b)

Complete a FAFSA application

c)

Contact the school you want to attend

5.

Which type of federal aid has the highest interest rates?

a)

Federal Perkins Loan

b)

Direct Subsidized Stafford Loan

c)

Direct Unsubsidized Stafford Loan

d)

PLUS Loan

6.

Which type of federal aid has the lowest interest rates?

a)

Federal Perkins Loan

b)

Direct Subsidized Stafford Loan

c)

Direct Unsubsidized Stafford Loan

d)

PLUS Loan

7.

Cost of Attendance - ____________ = Financial Need

a)

Emergency Funds

b)

Expected Cost to Attend

c)

Expected Family Contribution

8.

Why is it important to review your Student Aid Report?

a)

To identify any errors that should be reported

b)

Send additional information if requested

c)

To evaluate which school is the most affordable

9.

What are you responsible for doing if your post-secondary institution sends you an award letter?

a)

To identify any errors that should be reported

b)

Send additional information if requested

c)

To evaluate which school is the most affordable

10.

What is need-based aid?

a)

Estimate of the parents’and/or student's ability to contribute to post-secondary expenses

b)

Aid that is awarded if you have financial need and meet other criteria

11.

What is a characteristics of scholarships?

a)

Provides part-time jobs to students with financial need

b)

Awarded to students for specific projects

c)

Typically have requirements before, during or after the scholarship is awarded

12.

Describe the Federal Work Study program

a)

Provides part-time jobs to students with financial need

b)

Awarded to students for specific projects

c)

Typically have requirements before, during or after the scholarship is awarded