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FBM Knowledge Questions

Total questions: 122

Worksheet time: 10hrs 10mins

Name
Class
Date
1.

Successive increases in irrigation water used per acre of potatoes results in smaller and smaller increases in potato production. This illustrates:

a)

Profit Maximization

b)

The Law of Supply and Demand

c)

Opportunity Cost

d)

The Law of Diminishing Marginal Returns

e)

None of the above

2.

Accrued interest on a balance sheet refers to:

a)

Interest that is past due

b)

Interest that has accumulated since the last loan payment

c)

Interest on a short-term debt

d)

Interest that is forgiven by the lender

e)

None of the above

3.

Following monetary casing policies by the Bank of Japan, the Japanese Yen has weakened considerably against the U.S. dollar. What is the outlook for Washington agricultural trade with Japan?

a)

Exports from WA decrease, Japan imports to U.S. increase

b)

Japan imports to U.S. decrease, WA exports to Japan increase

c)

No expected change

d)

WA exports increase, imports from Japan to WA increase

e)

None of the above

4.

Which of the following shows the physical and financial plan for the entire farm business for a specific period of time?

a)

Partial Budget

b)

Cash Flow Budget

c)

Whole Farm Budget

d)

Enterprise Budget

e)

None of the above

5.

In order to reduce crop risks to the farm business, a farm owner might do all of the following except:

a)

Buy a December put option for feeder cattle to cross hedge corn price

b)

Plant several different crops in the farm's grain production rotation

c)

Purchase crop insurance for grain production enterprises

d)

Forward price contract for the sale of crop commodities

e)

All of the above are effective risk management strategies

6.

The economic concepts of Marginal Revenue and Marginal Cost are used to determine the profit maximizing output level in the production process. If total returns exceed total costs of production, then profits will reach their maximum when:

a)

Marginal Revenue is at max and Marginal Cost is at min

b)

Marginal Revenue equals Marginal Cost

c)

Marginal Revenue is greater than per unit cost of production as measured by Marginal Cost

d)

Marginal Revenue is at min and Marginal cost is at max

e)

Marginal Revenue equals zero and Marginal Cost is declining as production increases

7.

In analysis of a farm, what would you do if a cash flow projection indicated that there would be more expense than income in a certain month?

a)

Terminate the enterprise causing the cash flow problem that month

b)

Use savings, delay expenses, move up sales, or borrow money

c)

Change from cash to accrual accounting method

d)

Change depreciation methods

e)

None of the above

8.

Which of the following is restricted to family farm bankruptcies?

a)

Chapter 7

b)

Chapter 11

c)

Chapter 12

d)

Chapter 13

e)

None of the above

9.

Which of the following shows the marginal revenue associated with a change in the farm business?

a)

Partial Budget

b)

Cash Flow Budget

c)

Whole Farm Budget

d)

Enterprise Budget

e)

None of the above

10.

Purchasing a put option gives the buyer which of the following?

a)

Sell a specific futures contract at an unknown price

b)

Purchase a specific futures contract at an unknown price

c)

Purchase a specific futures contract at a known price

d)

Sell a specific futures contract at a known price

e)

None of the above

11.

The money on deposit with a broker to trade futures contracts is called:

a)

Basis

b)

Margin

c)

Commission

d)

Option

e)

None of the above

12.

Which of the following shows the projected costs and returns associated with one production process?

a)

Partial Budget

b)

Cash Flow Budget

c)

Whole Farm Budget

d)

Enterprise Budget

e)

None of the above

13.

The short-run supply curve for a firm is the same as the:

a)

Average variable cost curve

b)

Average fixed cost curve

c)

Average total cost curve

d)

Marginal cost curve

e)

None of the above

14.

The USDA agency that administers the federal crop insurance program is the:

a)

Risk Insurance Agency

b)

Farm Service Agency

c)

Farm Crop Insurance Agency

d)

Rural Development Agency

e)

None of the above

15.

The capital gains taxes that would be due should a farmer sell his land is an example of a:

a)

Current liability

b)

Long-term liability

c)

Deductible expense

d)

Contingent liability

e)

None of the above

16.

A line of credit is typically used for which of the following?

a)

Operating loan

b)

Machinery purchase loan

c)

Farm land purchase loan

d)

All of the above

e)

None of the above

17.

The demand curve shows the relationship between:

a)

Consumer tastes and the quantity demanded

b)

Price and the quantity demanded

c)

Price and production costs

d)

Money income and quantity demanded

e)

None of the above

18.

The sum of the average fixed cost and average variable cost at any rate of output is?

a)

Average total cost

b)

Total cost

c)

Average minimum cost

d)

Marginal cost

e)

None of the above

19.

Under a flexible cash lease in which the rent paid is set equal to 30% of the actual gross income from the crop, the owner and tenant share what type of risk?

a)

Price

b)

Production

c)

Price and yield

d)

Cost of production

e)

None of the above

20.

It is profitable for a farmer to borrow money to expand his farm business when the borrowed money:

a)

Can improve the level of production

b)

Can be secured at a low interest rate

c)

Is used to purchase land

d)

Returns more than the cost of borrowed money

e)

None of the above

21.

A farmer was late getting soybeans planted and an early Fall frost his the crop before the soybeans matured. Soybean harvesting costs are $38 per acre. Returns will be only $80 per acre when the soybeans are harvested. Prior to the frost, $106 per acre had already been spent for soybean production expenses. The farmer should:

a)

Abandon the soybean crop because the farmer can't cover all variable expenses including harvesting

b)

Proceed to harvest the soybeans

c)

Rent the field to a neighbor for $38 per acre to use as a sheep grazing instead of harvesting the soybeans

d)

Harvest half of the soybean acres and abandon the other half of the soybean crop to reduce losses

e)

None of the above

22.

The opportunity cost of an investment in new farm equipment is associated with:

a)

The amount of income that new equipment will generate

b)

The income lost by using the investment expense in its next most profitable activity

c)

The lost opportunity to use the investment to purchase land

d)

The increase in farm income generated by the new equipment minus the costs of operating it

e)

None of the above

23.

The advantage of financial leasing to acquire a new tractor rather than purchasing it is that:

a)

A leased new tractor can be depreciated more rapidly than a new tractor that is purchased

b)

Leasing the new tractor usually requires less money for down payment

c)

A leased new tractor qualifies for investment tax credit while a purchased new tractor does not

d)

Leasing a new tractor will be less expensive over the long run than purchasing

e)

All of the above are advantages of financial leasing

24.

The total amount borrowed (loan principal) for a farm loan can actually be increased without increasing the amount of the annual payments for the loan by:

a)

Agreeing to pay the lender a higher loan interest rate for the money borrowed

b)

Buying more acres of land as collateral security to reduce the loan's risk

c)

Reducing the farm's current production costs to generate more profits

d)

Increasing the number of years for the loan repayment period

e)

Paying off the loan at a quicker repayment rate before reaching its loan maturity

25.

How should you value farm grown feeds such as corn or hay in a livestock feeding enterprise budget?

a)

The actual cash amount invested in growing crops for feed

b)

Estimated purchase cost of similar commercial feeds for livestock

c)

Actual production costs of the farm grown feeds

d)

Current market selling price of the farm grown feeds

e)

Opportunity cost for producing feed for livestock production

26.

When an increase in the level of production of one enterprise causes a reduction in the level of production of another enterprise, the production relationship between these two farm enterprises would be:

a)

Independent

b)

Competitive

c)

Supplementary

d)

Complementary

e)

Restrictive

27.

Which one of the following items would not appear on a Balance Sheet dated December 31, 2012 for a farming operation?

a)

A farm mortgage payment that was owed in 2012 and still remains unpaid

b)

Farm real estate taxes assessed for 2012 that will be paid the following year 2013

c)

Feeder pigs that were bought, fed out, and then sold during 2012

d)

A new combine purchased by the farm business during 2012

e)

Grain harvested during 2012 that is still being held in storage on the farm

28.

When adding an enterprise to an existing farm organization, a farmer should choose the enterprise which:

a)

Utilizes surplus capital

b)

Produces the highest net returns to the available resources

c)

Produces the largest increase in gross receipts

d)

Lowers the total cost of production

e)

Decreases the marginal cost of production

29.

When analyzing a farm business operation, a Cash Flow Budget offers the following advantages except:

a)

Determines when the farm business needs to borrow money during the year

b)

Shows how the cash income of the farm business is being spent for what use during the year

c)

When the farm business can increase its cash spending without additional borrowing

d)

Shows when the machinery depreciation expense will be paid

e)

All of the above are appropriate advantages for using a Cash Flow Budget

30.

If summer sausage and a specialty cheese are complementary goods, a decrease in the price of summer sausage will cause:

a)

Demand for specialty cheese to increase and the equilibrium price to decrease

b)

Demand for specialty cheese to decrease and the equilibrium price to decrease

c)

Demand for specialty cheese to decrease and the equilibrium price to increase

d)

Demand for specialty cheese to increase and the equilibrium price to increase

e)

None of the above

31.

A market structure characterized by a small number of buyers is a(n):

a)

Competitive market

b)

Monopoly market

c)

Oligopoly market

d)

Monopsony market

e)

Oligopsony market

32.

Joe feels that the demand for sweet corn at the farmer's market is elastic. This means that an increase in the price of sweet corn will:

a)

Decrease the quantity of sweet corn demanded a little

b)

Increase the quantity of sweet corn demanded a little

c)

Decrease the quantity of sweet corn demanded a lot

d)

Increase the quantity of sweet corn demanded a lot

e)

Not change the quantity of sweet corn demanded

33.

The Petersons have historically forward contracted the price they receive for the crops they have grown. They would like to obtain the benefits if prices increase, but maintain the floor if prices fall. Which of the following alternatives should they consider?

a)

Buy a call option

b)

Sell a call option

c)

Buy a put option

d)

Sell a put option

e)

Sell a call option and buy a put option

34.

Which of the following is a type of business organization that achieves the favorable tax attributes of a partnership, the limited liability of a corporation, and a high degree of flexibility to fit business needs?

a)

Sole proprictorship

b)

Limited partnership

c)

Subchapter S corporation

d)

Limited liability corporation

e)

Trust

35.

The wide spread adoption and use of genetically modified wheat seed should?

a)

Decrease price

b)

Reduce quantity demanded

c)

Increase price

d)

Decrease supply

e)

None of the above

36.

To be "short" in the futures market means that:

a)

Trader has purchased contracts not covered by sales

b)

Trader has sold contracts not covered by purchases

c)

Trader has sold cash grain

d)

Trader has bought cash grain

e)

None of the above

37.

The are economies of size whenever a larger business:

a)

Has a larger average cost per unit of output

b)

Has a smaller average cost per unit of output

c)

Has the same average cost per unit of output

d)

Economies of size cannot be described in terms of average costs

e)

Has larger fixed costs

38.

If the U.S. wheat industry has an inelastic market demand curve, an actual reduction in the total market supply of wheat being produced and supplied to the market by wheat producers would result in:

a)

Increase in total sales revenues to wheat producers in wheat industry

b)

No effect on total sales revenue to wheat producers in wheat industry

c)

Decrease in total sales revenues to wheat producers in wheat industry

d)

Large increase in market demand for wheat by flour processing firms

e)

None of the above

39.

A government price support above the market equilibrium price will most likely:

a)

Encourage consumption

b)

Discourage production

c)

Have no market impact

d)

Create excess supply

e)

None of the above

40.

What shows how output changes in response to difference input levels?

a)

Supply curve

b)

Demand curve

c)

Production function

d)

Isoquant

e)

Total cost curve

41.

The supply curve shows the relationship between:

a)

Consumer preferences and the quantity of production supplied

b)

Price and the quantity demanded

c)

Price and total production costs

d)

Farm production and income

e)

None of the above

42.

An increase in the rate of inflation, everything else equal, will have what impact on the present value of a future stream of cash flows?

a)

No impact

b)

Increase present value

c)

Decrease present value

d)

Increase cash flows

e)

None of the above

43.

What could cause an increase in the inflation rate?

a)

High levels of government spending

b)

Decreasing unemployment

c)

Increase in the cost of oil

d)

An increase in the federal minimum wage

e)

All of the above

44.

A commonly recommended hedge against inflation is to:

a)

Purchase farm land

b)

Purchase bonds

c)

Purchase stocks

d)

Purchase a certificate of deposit (CD)

e)

All of the above

45.

Following monetary easing policies by the Bank of Japan, the Japanese Yen exchange rate weakened considerably against the U.S. dollar. Which of the following is an impact of the weakened Japanese Yen?

a)

Cost to purchase U.S. exports decreases in Japan

b)

Quantity of U.S. exports increases in Japan

c)

Price of U.S. exports increases in U.S.

d)

Cost to purchase U.S. exports increases in Japan

e)

None of the above

46.

President Barak Obama signed the "2014 Farm Bill" into law on February 7, 2014 with a projected budget of $956 Billion over 10 years, stating the new law "helps rural communities grow" and "gives farmers some certainty" while also helping "make sure America's children don't go hungry". What is the official title of the 2014 Farm Bill?

a)

The Federal Agriculture Reform and Risk Management Act of 2014

b)

The Agricultural Act of 2014

c)

The Food Security Act of 2014

d)

The Food Conservation and Energy Act of 2014

e)

The Agricultural Adjustment Act of 2014

47.

In the United States, the Farm Bill is the primary agricultural and food policy tool of the federal government. Which of the following Farm Bill titles receives the largest amount of the projected $956 Billion Farm Bill budget?

a)

Commodities

b)

Conservation

c)

Trade

d)

Crop Insurance

e)

Nutrition

48.

A major change in the 2014 Farm Bill affecting the farm safety net program was the elimination of the direct payment program that will be replaced by enhanced insurance based programs. Crop insurance substitutes:

a)

An asset for a liability

b)

A certain cost for an uncertain loss

c)

An uncertain cost for a certain gain

d)

Risk for non-risk

e)

An uncertain loss for an uncertain gain

49.

Livestock, stored grain, land, and personal property used to secure a loan are:

a)

Liability

b)

Inventory

c)

Collateral

d)

Net worth

e)

None of the above

50.

The main risk of an adjustable rate mortgage is that:

a)

The initial interest rate is usually higher than for other types of loans

b)

The interest is not deductible for farm businesses

c)

It is only available for loans under $100,000

d)

The interest rate can increase

e)

None of the above

51.

Corn and barley are substitutes for each other in many livestock feed rations. A decrease in the supply of corn would cause the demand for barley to:

a)

Shift to the left

b)

Shift to the right

c)

Decrease

d)

Remain unchanged

e)

None of the above

52.

If you purchase a put option, what is your future price expectation?

a)

Prices will increase above the strike price

b)

Prices will decrease below the strike price

c)

Prices will be the same as the strike price

d)

Prices will increase basis risk

e)

Prices will decrease basis risk

53.

To continue to produce in the short run, a farm producer must cover which production costs?

a)

Variable Costs

b)

Fixed Costs

c)

Total Production Costs

d)

Overhead Costs

e)

Opportunity Costs

54.

The USDA agency that administers the federal crop insurance program is the:

a)

Risk Insurance Agency

b)

Farm Service Agency

c)

Farm Crop Insurance Agency

d)

Risk Management Agency

e)

None of the above

55.

To be "long" in the futures market means that:

a)

Trader has purchased contracts expecting prices to decrease

b)

Trader has purchased contracts expecting prices to increase

c)

Trader has sold contracts expecting prices to decrease

d)

Trader has sold contracts expecting prices to increase

e)

None of the above

56.

All of the following are advantages of a Cash Rent Lease to the tenant except:

a)

Chance to gain additional profits during times of high prices and/or good yields

b)

Opportunity to manage the farm without landlord supervision (i.e. most freedom)

c)

Still free to own and operate tenant's own livestock program

d)

Gain full benefit of yield increasing technology or management practice

e)

Less cash reserve required than by a Crop-Share lease

57.

All of the following are advantages of a Crop Share Lease to the tenant except:

a)

The landlord now shares in all price risks

b)

The landlord is now more willing to make needed farm improvements

c)

The landlord must share in all crop production risks

d)

The landlord makes the management decisions for the farm

e)

The landlord is required to pay a larger share of the farm's cash expenses

58.

A farmer placed too low a value on his feeder pigs in his closing inventory while all other records were accurate. The farm's current ratio is:

a)

Too low

b)

Too high

c)

Not affected

d)

Fixed

e)

None of the above

59.

A cash-crop farmer is able to cash rent a neighboring 100 acres of cropland for $120 an acre to farm with his own 400 acres. He does not plan to purchase any additional equipment to handle the additional acreage. The effect on his costs will be mainly:

a)

To increase unit fixed costs

b)

To decrease unit fixed costs (B)

c)

To increase unit variable costs

d)

To decrease unit variable costs (D)

e)

Both B and D

60.

In a livestock enterprise budget prepared on July 1st, home-grown feed:

a)

Should not be included as a cost

b)

Should be included valued at its cost of production

c)

Should be included, valued at its net market price

d)

Should be valued at past year's inventory value

e)

None of the above

61.

A trader with a long position in the futures market:

a)

Profits when prices go down; loses when prices go up

b)

Profits when prices go neither up nor down

c)

Profits when prices go up; loses when prices go down

d)

Cannot lose money

e)

None of the above

62.

The 2014 Farm Bill - Dairy Margin Protection Program introduced a margin insurance program for dairy producers to manage risk. The margin insurance program substitutes:

a)

An asset for liability

b)

A certain cost for an uncertain loss

c)

An uncertain cost for a certain gain

d)

Milk price market risk for feed cost production risk

e)

An uncertain loss for an uncertain gain

63.

The accounting process for prorating the cost of a capital asset over its useful life is?

a)

Amortization

b)

Matching

c)

Depreciation

d)

Compounding

e)

None of the above

64.

Supplies are purchased and paid for during an accounting period. At the end of the accounting period, the value of the supply inventory is larger than at the beginning of the accounting period. This indicates which of the following?

a)

Cash receipts are an accurate measure of supply expenses for the accounting period

b)

Cash expenses are an accurate measure of supply expenses for the accounting period

c)

Cash expenses are understate actual supply expenses for the accounting period

d)

Cash expenses are overstate actual supply expenses for the accounting period

e)

None of the above

65.

Developing an accrual adjusted income statement requires:

a)

Inventory records, cash revenue, cash expenses, depreciation records

b)

Depreciation records, cash revenue, cash expenses

c)

Inventory records, cash revenue, depreciation records

d)

Inventory records, tax records, production records

e)

None of the above

66.

The supply curve shows the relationship between:

a)

Consumer preferences and the quantity of production supplied

b)

Price and the quantity supplied

c)

Price and the total production costs

d)

Farm production and income

e)

None of the above

67.

Successive increases in irrigation water used per acre of alfalfa results in smaller and smaller increases in alfalfa yield. This illustrates:

a)

Profit maximization

b)

The Law of Supply and Demand

c)

Opportunity cost

d)

The Law of Diminishing Marginal Returns

e)

None of the above

68.

Green Acre Farms has more current assets than current liabilities. The Farm's current ratio is:

a)

Negative

b)

Zero

c)

Between 0 and 1

d)

Greater than 1

e)

None of the above

69.

Producing several enterprises is using what type of risk management?

a)

Leverage

b)

Diversification

c)

Hedging

d)

Insurance

e)

None of the above

70.

Selling a commodity futures contract to protect against price fluctuations is using what type of risk management?

a)

Leverage

b)

Diversification

c)

Hedging

d)

Insurance

e)

None of the above

71.

The own price elasticity of supply estimates the impact on the quantity of a good supplied by a change in the price of the good. Normally the own-price elasticity of supply is?

a)

Positive

b)

Negative

c)

Zero

d)

Indeterminate

e)

None of the above

72.

The income price elasticity of demand estimates the impact of a change in income on the demand for a good. For normal goods the income elasticity of demand is?

a)

Positive

b)

Negative

c)

Zero

d)

Indeterminate

e)

None of the above

73.

The procedure for expressing future cash flows in today's dollars is called?

a)

Compounding

b)

Deflating

c)

Inflating

d)

Discounting

e)

None of the above

74.

The Balance Sheet shows the financial condition of a business:

a)

For the accounting period

b)

For a calendar year

c)

At a particular point in time

d)

At a period of time determined by the creator of the financial statement

e)

None of the above

75.

The Balance Sheet contains the following items:

a)

Assets and liabilities

b)

Assets and expenses

c)

Assets and depreciation

d)

Revenue and expenses

e)

Revenue and cash flow

76.

The financial statement that measures the profit of a business is the:

a)

Balance sheet

b)

Schedule F

c)

Cash flow budget

d)

Statement of owner equity

e)

Income statement

77.

When a producer has purchased a futures market contract and the market moves against the hedging position taken in the contract, the producer will get?

a)

A margin call

b)

To sell at a profit

c)

Will strengthen the basis

d)

Will weaken the basis

e)

None of the above

78.

Purchasing a call option provides which of the following?

a)

Sell a specific futures contract at an unknown price

b)

Sell a specific futures contract at a known price

c)

Purchase a specific futures contract at a known price

d)

Purchase a specific futures contract at an unknown price

e)

None of the above

79.

If you purchase a call option, what is your future price expectation?

a)

Prices will increase above the strike price

b)

Prices will decrease below the strike price

c)

Prices will be the same as the strike price

d)

Prices will increase basis risk

e)

Prices will decrease basis risk

80.

Which of the following business ventures would purchase a call option?

a)

A feedlot manager selling a lot of finished cattle

b)

A corn producer selling a bin of feed corn

c)

A ketchup maker purchasing tomatoes

d)

A packer (slaughter plant) purchasing finished cattle

e)

None of the above

81.

A person who thinks that market price is heading higher is considered to be:

a)

Bearish

b)

Bullish

c)

Short

d)

Capitalistic

e)

None of the above

82.

The difference between the future market and the local cash market is called the?

a)

Margin

b)

Strike price

c)

Hedge

d)

Derivative

e)

Basis

83.

How many acres are in a section of land?

a)

160

b)

320

c)

640

d)

1280

e)

2560

84.

What is the Law of Supply?

a)

The higher the quantity demanded the higher the price

b)

As price decreases the quantity supplied increases

c)

The higher the price the higher quantity supplied will be

d)

The higher the risk of production the higher quantity demanded will be

e)

The more inelastic the supply the more inelastic the price will be

85.

Suppose the supply curve shifts to the left. What is the most likely effect on price and quantity demanded?

a)

Price will increase and the quantity demanded will decrease

b)

Price will increase and the quantity demanded will increase

c)

Price will decrease and the quantity demanded will decrease

d)

Price will decrease and the quantity demanded will increase

e)

None of the above

86.

What economic law dictates the shape of the Total Production Function?

a)

The law of production

b)

The law of supply

c)

The law of demand

d)

The law of diminishing returns

e)

None of the above

87.

On Friday, May 15, 2015 Governor Jay Inslee declared a statewide drought emergency for Washington citing low snowpack, falling river levels and rising temperatures. Drought represents what type of risk?

a)

Production risk

b)

Market risk

c)

Legal risk

d)

Financial risk

e)

All of the above

88.

The production impact of a drought will have what impact as listed below?

a)

Movement down the demand curve

b)

Shifts the supply curve to the left

c)

Shifts the supply curve to the right

d)

Movement up the supply curve

e)

Movement down the supply curve

89.

What demand impact will a drought typically have?

a)

Shifts demand curve to the right

b)

Shifts demand curve to left

c)

Movement up demand curve

d)

Movement down demand curve

e)

None of the above

90.

The demand curve shows the relationship between:

a)

Consumer preferences and the quantity of production supplied

b)

Price and the quantity supplied

c)

Price and total production costs

d)

Farm production and income

e)

None of the above

91.

The point at which a demand curve and supply curve intersect is called:

a)

Point of diminishing marginal returns

b)

Inflection point

c)

Equilibrium point

d)

Point of indifference

e)

None of the above

92.

The economic relationship between the quantity of an output and the quantity of inputs for a firm is called what?

a)

Production possibility curve

b)

Production function

c)

Supply curve

d)

Marginal production curve

e)

None of the above

93.

What is the name of the business structure where farmers pool resources for improved business efficiencies?

a)

Co-operative

b)

Limited liability partnership

c)

Subchapter S corporation

d)

Limited liability corporation

e)

None of the above

94.

What is the financial statement that reports assets, liabilities, owner equity and their relationship to each other at a particular time?

a)

Income statement

b)

Statement of owner equity

c)

Statement of cash flows

d)

Profit and loss report

e)

None of the above

95.

Washington dairy farmers export a higher proportion of their milk. The exchange rate of the U.S. dollar strengthened over 2015. Which of the following is a likely impact to the dairy farms from a strengthening dollar?

a)

Cost to purchase WA milk decreases in foreign markets

b)

Price of WA milk decreases

c)

Quantity of WA milk exported increases

d)

Amount of WA cheese produced will decrease

e)

All of the above

96.

Prorating the cost of a capital asset over its useful life is called:

a)

Capital budgeting

b)

Amortization

c)

Depreciation

d)

Devaluation

e)

None of the above

97.

What is a "Section 179 Deduction"?

a)

A deduction in commodity sale revenue for not meeting quality requirements

b)

A 2014 Farm Bill program to help beginning farmers deduct the cost of starting a new farm from their taxes

c)

The farmers share of health care costs under the Affordable Care Act

d)

Allows a farmer to expense a capital purchase up to a maximum limit

e)

None of the above

98.

For 2015 what was the maximum Section 179 deduction allowed?

a)

$125,000

b)

$300,000

c)

$500,000

d)

$750,000

e)

None of the above

99.

If a diversified farming operation raises and sells hay, among other commodities, a detailed listing of revenues and expenses for just the part of the farming operation dealing with the hay would be called what?

a)

Partial budget

b)

Cash flow budget

c)

Whole farm budget

d)

Enterprise budget

e)

None of the above

100.

Money owed to the farm business but not yet collected is called:

a)

Accounts payable

b)

Accounts receivable

c)

Accrued expenses

d)

Annuities

e)

None of the above

101.

In April 2016, a local grain co-op quotes a farmer purchase offer of $0.25 under December 2016 futures for a future sale and will pick up the grain for free. Which of the following best represents the $0.25 number?

a)

The expected December wheat basis

b)

The storage cost per bushel

c)

The cost of hauling wheat to the terminal

d)

The grain co-ops commission fee per bushel

e)

None of the above

102.

Which of the following has happened for a farm business whose current assets have decreased more than current liabilities?

a)

Solvency has increased

b)

Liquidity has increased

c)

Equity has increased

d)

Operating efficiency has increased

e)

None of the above

103.

Net worth on a balance sheet equals total assets minus:

a)

Equity

b)

Debt

c)

Accrued expenses

d)

Total liabilities

e)

None of the above

104.

Which is not a source of owner equity for a farm Business?

a)

Loans received to purchase land

b)

Increases in the value of owned land

c)

Retained earnings

d)

Assets contributed to the farm by the owner

e)

None of the above

105.

The statement that reports a farm's taxable net income, is the:

a)

Balance sheet

b)

Schedule F

c)

Cash flow budget

d)

Statement of owner equity

e)

Income statement

106.

The price at which a producer buys or sells an option is the?

a)

Margin price

b)

Futures price

c)

Basis price

d)

Strike price

e)

None of the above

107.

What do you call an investor that purchases/sells futures contracts but does not have any commodities to sell or wants to take delivery of commodities purchased?

a)

Broker

b)

Speculator

c)

Regulator

d)

Banker

e)

None of the above

108.

On January 18, 2017 the Washington Department of Ecology released new environmental regulations affecting Concentrated Animal Feeding Operation (CAFO) State Waste General Permits. The new regulations are classified as what type of risk?

a)

Production risk

b)

Market risk

c)

Legal risk

d)

Financial risk

e)

All of the above

109.

The new CAFO Washington State Waste Discharge General Permit requires increased soil testing, requires wider grass buffer strips and increased engineering requirements for waste water lagoons that will require many dairies to reconstruct their lagoon. These changes will have which of the following affect?

a)

Shifts demand curve to right

b)

Shifts total revenue curve lower

c)

Shifts supply curve to right

d)

Shifts average fixed cost curve up

e)

Shifts average variable cost curve down

110.

The new CAFO Washington State Waste Discharge General Permit will have which of the following affect on dairies?

a)

Economies of size benefits large dairies over small dairies in meeting the new regulation

b)

Dairies will decrease herd size to better match manure production to meet the new regulations

c)

Milk production will increase in an attempt to increase revenue to cover increased costs

d)

Some dairies will stop production because they cannot economically meet the new regulation requirements

e)

Indeterminate - any, all or none of the above could occur

111.

A farm business operation that is insolvent is best described as a situation where:

a)

Total liabilities are low relative to the farm's current net worth

b)

Current liabilities are greater than the farm's current gross cash earnings

c)

Net farm income accounts for a high percentage of the farm's current total assets

d)

Total liabilities exceed total assets for the farm business

e)

Current assets are less than the farm's existing current liabilities

112.

Financial progress for a farm business operation from one year to the next year is best measured by the:

a)

Change in farm's Total Assets during past year

b)

Change in farm's Net Worth during past year

c)

Change in farm's Total Liabilities (debt) during past year

d)

Change in farm's taxable farm income during past year

e)

Change in farm's cash available (cash reserve) during past year

113.

The current ratio for a farming operation is a measure of:

a)

Managerial ability

b)

Credit reserve

c)

Financial liquidity

d)

Equity solvency

e)

None of the above

114.

What is the name of the business structure where a solely owned farm cannot be held personally liable for the farm's debts?

a)

Co-operative

b)

Limited liability partnership

c)

Subchapter S corporation

d)

Limited liability corporation

e)

None of the above

115.

Washington wheat farmers export a majority of their production. The exchange rate of the U.S. dollar strengthened over 2016 and remains strong in 2017. Which of the following is a likely impact to wheat farms from a strengthening dollar?

a)

Cost to purchase WA whet decreases in foreign markets

b)

WA wheat acreage planted increases

c)

Quality of WA wheat exported decreases

d)

WA wheat price decreases

e)

None of the above

116.

A Whitman County dryland farmer has a winter wheat, spring wheat, and legume rotation. Which type of budget is needed to evaluate the net return from the spring wheat crop in the rotation?

a)

Partial budget

b)

Cash flow budget

c)

Whole farm budget

d)

Capital budget

e)

None of the above

117.

Financial solvency for a farming operation has been achieved when the farm owner has:

a)

Sufficient Current Assets in the farm business to cover the payment of all current debts

b)

Net Income earned from the farm business will exceed the payment of farming expenses

c)

Total Assets in the farm business will exceed the payment of farming expenses

d)

A positive Cash Flow balance is generated by the farm business operation during the year

e)

Equity in the farm business will cover all loan payments coming due within the next year

118.

One of the benefits of planning a cover crop is an increased yield of the crop following the cover crop. The production relationship between these two crops is called:

a)

Independent

b)

Competitive

c)

Complementary

d)

Supplementary

e)

Restrictive

119.

On an agricultural producer's balance sheet, which of the following contains only current liabilities?

a)

Principal due within a year on five year loans, cleaned home grown wheat seed

b)

Accrued interest, calves that died within the last year

c)

A broken water pump, amount owed implement dealer for machinery parts

d)

Amount owed co-op elevator for feed, principal due within a year on term loans

e)

All of the above

120.

Which of the following has happened for a farm business whose current assets have increased more than current liabilities?

a)

Solvency has increased

b)

Liquidity has increased

c)

Equity has increased

d)

Operating efficiency has increased

e)

None of the above

121.

Working capital is:

a)

Assets minus current liabilities

b)

Assets minus liabilities

c)

Assets minus equity

d)

Current assets plus current liabilities

e)

Current assets minus current liabilities

122.

When farm commodity prices decline, a common farm management recommendation is for the farmer or the farmer's spouse to obtain off-farm income by getting a job in town. If off-farm income is used to pay farm production expenses or pay farm liabilities how is that accounted for in the farm's balance sheet?

a)

Increase in cash and increase in current liabilities

b)

Increase in current liabilities and decrease in cash

c)

Increase in contributed capital and increase in current liabilities

d)

Increases in accounts receivable and an increase in cash

e)

Increase in cash and an increase in contributed capital