Worksheetschapter 9: General Insurance
Total questions: 10
Worksheet time: 5mins
General insurance is basically an insurance policy that protects against losses and damages other than those covered by ______________
life insurance
property insurance
physical insurance
motor insurance
Motor insurance policy does not cover ________
private cars used for social and domestic purpose and / or business purpose.
any accidential damage incurred inside the Geographical Area
any accidental damage incurred outside the Geographical Area
motorcycle only
_________, commonly referred as NCD
No Cover Discount
No Cash Discount
No Check Discount
No Claim Discount
This policy provides additional coverage compared to the basic fire policy. It may include loss or damage due to flood, burst pipes, etc.
house owner policy
secondary fire policy
House-holders policy
damage fire policy
Public Liability insurance covers all of the following situations EXCEPT _____________________
Accidental death or bodily injuries including illnesses to a third party
damage to insured property
Accidental losses or damages to property of a third party
Legal expenses incurred in legal proceeding defence
Product liability refers to a ____________ being held liable for placing a defective product into the hands of a consumer
insured
insurer
manufacturer or seller
policy owner
It protects professionals against legal costs and claims by third parties for damages arising from acts, omissions or breaches of professional duty in the course of professional business.
Professional Indemnify Insurance
Product liability insurance
Public liability insurance
Workmen’s Compensation Insurance
This policy indemnifies the employer against all sums for which the employer shall be liable to pay compensation to any employee for personal injury sustained by accidents or occupational diseases arising out of and in the course of this employment under the Acts.
Employers’ Liability Insurance
Workmen’s Compensation Insurance
Personal liability Insurance
Professional Indemnify Insurance
This policy indemnifies the employer against liability at law to pay compensation and cost and expenses to your employees in respect of accidental bodily injury or disease arising out of or in the course of employment.
Personal liability Insurance
Workmen’s Compensation Insurance
Employers’ Liability Insurance
Professional Indemnify Insurance
Personal liability coverage generally provides protection third-party liability claims in case insured are in an accident and cause harm or injury to another person
Employers’ Liability Insurance
Personal liability Insurance
Workmen’s Compensation Insurance
Professional Indemnify Insurance
