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Managing Credit. Part 1

Total questions: 10

Worksheet time: 10mins

Name
Class
Date
1.
Which of the following is one of the 3 nationally recognized credit bureaus?
a)
Equifax
b)
Federal Reserve
c)
Postal Office
d)
Grocery Store
2.
Your credit score is not configured off of which of the following:
a)
Payment history
b)
Amount owed
c)
GPA
d)
Length of credit history
3.
Which of the following may request your credit report?
a)
insurance companies
b)
your employer
c)
your landlord
d)
all of the above
4.

What type of credit score is this 570?

a)

Average

b)

Great

c)

Poor

d)

Excellent

5.

What is the most important factor of a credit score?

a)

Types of credit

b)

Payment History

c)

Amount of debt

d)

Inquires

6.

A credit score is

a)

a standardized measurement of a person’s potential to repay a debt.

b)

a standardized measurement of a person’s income potential

7.

What does bad credit say about you?

a)

That you are hard to trust with a loan or

credit card

b)

That you do not make much money

c)

That you are young

8.

What does credit measure?

a)

How likely someone is to pay back a loan

b)

How well someone has made payments in the past

c)

How trustworthy someone is with money

d)

All of the above

9.

What would a 622 credit score be considered?

a)

Bad

b)

Fair

c)

Good

d)

Excellent

10.

What range of scores describes people with “good” credit?

a)

350 – 619

b)

620 – 659

c)

660 – 749

d)

750 – 850