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Life Insurance- by HDFC Life L&D Delhi

Total questions: 19

Worksheet time: 10mins

Name
Class
Date
1.

The maximum allowed Sum Assured for a policyholder is calculated using the Income Multiple based on his/her Age & Annual Income.

a)

True

b)

False

2.

Mr. Ram is a 35 year old Salaried individual with an annual income of rupees 10 Lakhs. What will be the maximum Sum Assured allowed for Mr. Ram?

a)

5 crore

b)

4 Crore

c)

3 Crore

d)

2 Crore

3.

Mr. Shyam is a 43 year old business man with an annual income of Rupees 25 Lakhs. He has an existing term cover of Rupees 2 crores. What will be the maximum Sum Assured allowed for Mr. Shyam?

a)

5 Crore

b)

4 Crore

c)

3 Crore

d)

2 Crore

4.

Which plan option of C2P3D Plus have Maturity benefit.

a)

Life option

b)

3D life option

c)

Extra Life option

d)

Return of Premium Option

5.
Why should you smile when answering the phone?
a)
Because it will be heard in the voice for a good impression.
b)
Because smiling's my favorite.
c)
It helps to tolerate co-workers better.
d)
It makes you talk louder.
6.

Select Feel Felt Found:

a)
b)
c)
7.

Which SONG is used for SMILE before Calling as discussed

a)

Hasta hua noorani chehra, kaali zoolfey rang sunhara

b)

sunn raha hai na tu, ro raha hu mei

c)

chhappa chhappa charkha chaley....

d)

tunak tunak tun tarara.....

8.

Ful Form of LAPAC is Listen, Acknowledge, Probe, Answer and Confirm

a)

True

b)

False

9.

Ask only Questions with

a)

Open End

b)

Close End

10.

HDFC Life Sanchay Plus belongs to which category?

a)

Unit Linked Insurance Plan

b)

Non Linked Non Participating Savings Insurance Plan

c)

Non Linked Savings Insurance Plan

d)

Non Linked Participating Savings Insurance Plan

11.

In

sanchay Plus Guaranteed Income option PPT for 10 & 12 , what is the percentage of annual premium

payable if customer entry age is 51 to 60 years ?

a)

225%

& 200%

b)

210%

& 200%

c)

170%

& 183%

d)

200%

& 190%

12.

Sanchay plus plan has following riders?

a)

Income Benefit on Accidental Disability Rider & Critical Illness plus Rider

b)

ADB & Critical Illness Plus Rider

c)

Income Benefit on Accidental Disability Rider & Accidental death benefi rider

d)

Income Benefit on Accidental Disability Rider

13.

What guaranteed income will Mr. Iyer, age 36, receive from 14th year if has opted for 13 year policy term under the Guaranteed Income Option of HDFC Life Sanchay Plus policy ?

a)

190% of Annual Premium

b)

193% of Annual Premium

c)

195% of Annual Premium

d)

197% of Annual Premium

14.

Mrs. Tyagi, 52 has opted for opted for 11 year policy term under the Life Long Income Option of HDFC Life Sanchay Plus policy. What guaranteed income will she receive from 12th year to 99th year?

a)

82.5% of Annual Premium

b)

84.5% of Annual Premium

c)

86.5% of Annual Premium

d)

88.5% of Annual Premium

15.

Married Women's Property Act 1874 (MWP Act) was created to protect the properties owned by women from relatives, creditors and even from their own husbands.

a)

Yes

b)

No

16.

The beneficiaries can be

a)

The wife alone

b)

The child/ children alone (both natural and adopted)

c)

Wife and children together or any of them

d)

All of the Above

17.

in case of a death claim, the policy proceeds are received by _____________

a)

the debtors or part of the estate of the proposer to recover the loan

b)

the trust and cannot be claimed by the debtors nor will it form part of the estate of the proposer

18.

The Section 6 of the MWP Act covers life insurance plans. Any married man can take a life insurance policy under MWP Act. This includes divorced persons and widowers.

a)

True

b)

False

19.

Mr Harshal has C2P3D Plus 2 yrs ago. He learned about MWPA now and wants register his existing policy under MWPA. Can he do so?

a)

Yes, MWPA can be applied any time during the policy term

b)

No, MWPA can be applied at the time of inception only.