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WorksheetsLife Insurance- by HDFC Life L&D Delhi
Total questions: 19
Worksheet time: 10mins
The maximum allowed Sum Assured for a policyholder is calculated using the Income Multiple based on his/her Age & Annual Income.
True
False
Mr. Ram is a 35 year old Salaried individual with an annual income of rupees 10 Lakhs. What will be the maximum Sum Assured allowed for Mr. Ram?
5 crore
4 Crore
3 Crore
2 Crore
Mr. Shyam is a 43 year old business man with an annual income of Rupees 25 Lakhs. He has an existing term cover of Rupees 2 crores. What will be the maximum Sum Assured allowed for Mr. Shyam?
5 Crore
4 Crore
3 Crore
2 Crore
Which plan option of C2P3D Plus have Maturity benefit.
Life option
3D life option
Extra Life option
Return of Premium Option
Select Feel Felt Found:
Which SONG is used for SMILE before Calling as discussed
Hasta hua noorani chehra, kaali zoolfey rang sunhara
sunn raha hai na tu, ro raha hu mei
chhappa chhappa charkha chaley....
tunak tunak tun tarara.....
Ful Form of LAPAC is Listen, Acknowledge, Probe, Answer and Confirm
True
False
Ask only Questions with
Open End
Close End
HDFC Life Sanchay Plus belongs to which category?
Unit Linked Insurance Plan
Non Linked Non Participating Savings Insurance Plan
Non Linked Savings Insurance Plan
Non Linked Participating Savings Insurance Plan
In
sanchay Plus Guaranteed Income option PPT for 10 & 12 , what is the percentage of annual premium
payable if customer entry age is 51 to 60 years ?
225%
& 200%
210%
& 200%
170%
& 183%
200%
& 190%
Sanchay plus plan has following riders?
Income Benefit on Accidental Disability Rider & Critical Illness plus Rider
ADB & Critical Illness Plus Rider
Income Benefit on Accidental Disability Rider & Accidental death benefi rider
Income Benefit on Accidental Disability Rider
What guaranteed income will Mr. Iyer, age 36, receive from 14th year if has opted for 13 year policy term under the Guaranteed Income Option of HDFC Life Sanchay Plus policy ?
190% of Annual Premium
193% of Annual Premium
195% of Annual Premium
197% of Annual Premium
Mrs. Tyagi, 52 has opted for opted for 11 year policy term under the Life Long Income Option of HDFC Life Sanchay Plus policy. What guaranteed income will she receive from 12th year to 99th year?
82.5% of Annual Premium
84.5% of Annual Premium
86.5% of Annual Premium
88.5% of Annual Premium
Married Women's Property Act 1874 (MWP Act) was created to protect the properties owned by women from relatives, creditors and even from their own husbands.
Yes
No
The beneficiaries can be
The wife alone
The child/ children alone (both natural and adopted)
Wife and children together or any of them
All of the Above
in case of a death claim, the policy proceeds are received by _____________
the debtors or part of the estate of the proposer to recover the loan
the trust and cannot be claimed by the debtors nor will it form part of the estate of the proposer
The Section 6 of the MWP Act covers life insurance plans. Any married man can take a life insurance policy under MWP Act. This includes divorced persons and widowers.
True
False
Mr Harshal has C2P3D Plus 2 yrs ago. He learned about MWPA now and wants register his existing policy under MWPA. Can he do so?
Yes, MWPA can be applied any time during the policy term
No, MWPA can be applied at the time of inception only.
