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Product Review

Total questions: 15

Worksheet time: 6mins

Name
Class
Date
1.

For group protect, a yearly renewable package that caters to small companies, what is the required minimum and maximum number of employees?

a)

10 and 100 employees

b)

5 and 99 employees

c)

5 and 100 employees

2.

What does NEL stand for and how much is NEL for Group Protect?

a)

Netflix Everyone Loves - P299,000.00

b)

No Evidence Limit - P300,000.00

c)

No Eternal Love - P300,000.00

3.

What is the only mode of payment allowed for Group Protect?

a)

Monthly

b)

Quarterly

c)

Annual

4.

Group Protect comes with embedded riders such as Accidental Death, Dismemberment & Disablement (ADD&D) and Total & Permanent Disability (TPD). Which of the following is NOT an optional rider:

a)

Accidental Medical Reimbursement (AMR)

b)

Hospital Income Benefit (HIB)

c)

Cancer Benefit (CB)

d)

Enhanced Critical Illness (ECI)

5.

If the number of employees is more than 100 or amount of coverage is more than P500,000.00, what do you recommend to your client?

a)

Employees Security Program

b)

Employees Savings Program

c)

Employees Group Program

6.

How much is the minimum annual premium for Group Protect?

a)

P2,000.00

b)

P5,000.00

c)

P3,500.00

7.

Aside from the NB forms, what are the documents needed for a single proprietorship entity? Ex. Bake shop, water station, laundry shop, mini grocery, convenient store, mini pharmacy, food delivery, etc.

a)

SEC registration and DTI Certification

b)

DTI Certificate and business permit or BIR registration

c)

Barangay Certificate

d)

Health Certificate

8.

For Employees Security Program, how much is the minimum annual premium?

a)

P2,000.00

b)

P10,000.00

c)

P100,000.00

9.

For those who want affordable insurance, the least expensive is our Yearly Renewable Term (YRT). What is the minimum face amount for YRT?

a)

P1,000,000.00 or $50,000.00

b)

P2,000,000.00 or $50,000.00

c)

P3,000,000.00 or $50,000.00

d)

P4,000,000.00 or $50,000.00

10.

React 5 is a term insurance convertible and renewable every five years. What is the minimum face amount?

a)

P1,000,000.00 or $50,000.00

b)

P2,000,000.00 or $50,000.00

c)

P3,000,000.00 or $50,000.00

d)

None of the above.

11.

What is the issue age of YRT and React 5

a)

15 to 60

b)

15 to 65

c)

15 to 70

12.

What are the optional riders for YRT?

a)

Accidental Death Benefit, Total Disability Waiver, Enhanced Critical Illness and Maccimax 1-4.

b)

Payor’s Benefit

c)

Hospital Income Benefit

d)

Term Life Rider

13.

For React 5, what are the optional riders?

a)

TDW, ADB and MacciMax

b)

Enhanced Critical Illness

c)

Hospital Income Benefit

d)

Payor’s Benefit.

14.

How much is the commission for YRT?

a)

40%

b)

30%

c)

20%

d)

15%

15.

For React 5, how much is the highest commission? How long is the commissionable years?

a)

Maximum of 20% until succeeding renewals

b)

Maximum of 40% and decreasing until succeeding renewals

c)

Maximum of 30% and decreasing until succeeding renewals.