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UNIT TRUSTS

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

Which of the following is not a party in unit trust business

a)

Unit trust management company

b)

Investor/Unit Holder

c)

Agent

d)

Trustee

2.

Which of the following is the return of investment from unit trust?

a)

Dividend

b)

Interest

c)

Capital appreciation

d)

All of the above

3.

Unit Trust Management Company (UTMC) is responsible in running day to day operation for the fund

a)

True

b)

False

4.

"Unit trusts are very cheap and the cost is low". This statement refers to the advantages of unit trust. Which of the advantage that this statement refers to?

a)

Diversification

b)

Liquidity

c)

Affordability

d)

Professional fund manager

5.

Unit trusts provide possibility to diversify the money around to many asset classes at the same time. This statement refers to advantage of unit trust that are

a)

Wholesale investment cost

b)

The comfort of regulations

c)

Investment exposure

d)

Professional fund management

6.

Which of the following is NOT disadvantages of investing in unit trust?

a)

Loss of control

b)

Diversification

c)

Hidden charges

d)

Opportunity costs

7.

The major portion of its assets are generally held in common and preferred stock. This statement refers to which types of unit trust fund?

a)

Fixed Income Fund

b)

Money Market Fund

c)

Balanced Fund

d)

Equity Fund

8.

Investment in low risk money market instruments such as short term deposits (loan) to bank and short term government securities. This type of fund is called

a)

Balanced Fund

b)

Money Market Fund

c)

Equity Fund

d)

Real Estate Investment Trust

9.

Which of the following is the objectives related to the Exchange Traded Fund (ETF)

a)

To maximize the return from class of equities

b)

To achieve the same return as a particular market index

c)

To provides alternative that satisfies Syariah requirements

d)

To maximize investment returns from real estate industry

10.

Number of units outstanding in Closed Ended unit trust fund is limited

a)

True

b)

False

11.

Which of the following is NOT the elements in Open-Ended Fund?

a)

Number of units outstanding is unlimited

b)

The units is not traded in stock exchange

c)

The value is based on Net Asset Value

d)

The units is publicly traded in stock exchange

12.

The price determination for the units in this fund is based on demand and supply in the market. This statement refers to which type of unit trusts fund?

a)

Open Ended Fund

b)

Closed Ended Fund

13.

Which of the following is the method of investing in unit trust?

a)

Lump-sum purchase

b)

Regular savings

c)

Borrowing

d)

All of the above

14.

Which type of investor is suitable in doing investment in unit trust?

a)

Risk averse

b)

Risk neutral/moderate

c)

Risk taker

15.

Which of the following is not the characteristics of unit trust?

a)

Pooling money from investor that has same objectives

b)

Invested capital will be diversified in various portfolio

c)

All return received from the investment is fixed

d)

The fund is manage by unit trust professional manager

16.

The price of unit trust is

a)

Net Book Value

b)

Net Asset Value

c)

Net Annual Value

d)

Present value

17.

How is the return on unit trust investment is decided?

a)

By apportioning the return to the capital invested

b)

By dividing the whole profit to the total distribution of the units available

c)

By giving bonus to the investor

d)

Each units gets different return

18.

One of the advantages of investing in unit trust is the unit holder can enjoy diversification of various investment portfolio.

a)

True

b)

False

19.

Which of the following is the distinguished features of unit trusts compared to other financial securities such as bond and stock

a)

All return is fixed

b)

There is no guaranteed return for the investment

c)

It has maturity period

d)

Management of fund is done by professional fund manager

20.

What are three types of fee charged by the unit trust management company to the investor?

a)

Annual charges

b)

Exit fees

c)

Initial service charge

d)

All of the above