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WorksheetsHOME LOAN
Total questions: 14
Worksheet time: 9mins
Old house should not be more than ........ years old and the flat should be not more than ........ years old.
40, 35
50, 30
30, 30
35, 30
What should be the maximum age of old house/flat sanctioned for renovation ?
15
20
50
30
Purchase of land where,cost of land may be financed up to what percentage of the cost of land ?
25
30
35
50
what should be the maximum age of existing house/flat for Extension/Repair/Renovation?
35
40
45
50
What is the minimum and maximum age of Indian Resident/NRI’s/PIO’s for availing a home loan ?
18-60
21-65
18-65
21-60
Project Cost may include , , and , .
Purchase of House/Flat
Cost of Construction & Cost of Extension/Repair/Renovation
Cost of Land up to 50%
ALL OF THE ABOVE
In case of salaried person whose GMI is up to Rs.50000/
for availing home loan, the Net Take Home Pay should not be less than .........................
30 %
40 %
50 %
25 %
What is the maximum quantum that can be sanctioned under Home Loan for Construction/Purchase/Extension ?
500 lac
200 lac
100 lac
No such limit
What is the minimum loan amount for take over a Home Loan ?
1 lac
2 lac
4 lac
5 lac
If Project cost is below 30 Lacs, what should be the margin required for sanctioning a Home Loan ?
10
20
30
NOA
What will be the maximum moratorium given for purchase of ready built house/flat from the date of disbursement of the loan ?
maximum Twenty four months
maximum Twelve months
maximum Nine months
maximum Six months
An applicant is having above 750 CIBIL/CRIF Score, What should be the applicable Rate of Interest for UCO Home Loan scheme ?
UCO Float Rate+ 0.25
UCO Float Rate + 0.10
UCO Float Rate + 0.20
UCO Float Rate + 0.50
What is the main Home Loan agreement document ?
AHL4
AHL6
AHL7
AHL13
CERSAI Registration is mandatory within how many days from the date of creation of Mortgage.
21 Days
30 Days
45 Days
60 Days
