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Worksheets

Other Coverage

Total questions: 13

Worksheet time: 20mins

Name
Class
Date
1.

What is Medicaid? (select all that apply)

a)

government-funded health insurance program that provides free or low-cost health coverage

b)

A federal health insurance program for people who are 65 or older and certain younger people with disabilities.

c)

A program that encourages individuals and families to remain unemployed or in low wage jobs in order to keep their free benefits

d)

A program that historically only covered children, pregnant people, seniors, and people with disabilities

2.

When can someone apply for Medicaid?

a)

One does not apply for Medicaid, Medicaid applies for you

b)

Anytime

c)

During Open Enrollment

d)

Only during a special enrollment

3.

What is the Medicaid Gap?

a)

The "coverage gap" that results from state decisions not to expand Medicaid

b)

A gap in coverage for Medicaid eligible folks

c)

When an individuals income is above Medicaid eligibility but below the limit for Marketplace tax credits

d)

A plan that covers the 20% gap in Medicare

4.

What can we offer to consumers that fall into the Medicaid Gap? (select all that apply)

a)

We can send an email with resources such as medication or local clinics

b)

Advice on how to spend their money more effectively in order to afford full price plans

c)

If no access to an email or computer can can give them address and phone numbers to local clinics

5.

Where will you find information on whether a Medicaid program counts as Minimum Essential Coverage (select all that apply)

a)

On healthcare.gov

b)

In the Medicaid folder on our bookmarks

6.

What are the most common eligible immigration statuses we will encounter? (select all that apply)

a)

Individual with Non-immigrant Status (valid Visa)

b)

Permanent Resident

c)

Visitors Visa

d)

Naturalized/Derived US Citizen

7.

What is Medicare?

a)

A federal program run by the state for low income individuals and families

b)

A federal program for over 65 and some disabled folks

c)

A program for individuals and families to continue employer coverage

d)

A universal health program

8.

A consumer is enrolled in Medicare Part A but has to pay a monthly premium, they are not enrolled in part B. Are they eligible to purchase a plan from the marketplace instead?

a)

Yes, they qualify due to part A not being free

b)

No, they have to cancel part A first

c)

Yes, but they need Part B

d)

No, if they are enrolled in any part of Medicare they cannot enroll; they should contact social security for more options

9.

Who do we send Medicare consumers if they call into the consumer support line?

a)

Medicare Team

b)

CMS

d)

A Supervisor

10.

When can you enroll someone who is over 65 into individual and family plans on the marketplace?

a)

If they are not enrolled in Medicare and are not eligible for Free Part A

b)

If they are adamant about getting a lower price

c)

If they don't like the network

d)

If their Part B doesn't start until July

11.

What is the Family Glitch?

a)

When access to subsidies is determined by the employee's premium responsibility for employer coverage

b)

When there are too many tax households in one home

c)

When an application fails because the household is too big

d)

When a family has access to both employer coverage and the marketplace, they must determine who will be the primary payer

12.

What is COBRA?

a)

An actual group of people that you can talk to about insurance

b)

A species of snek

c)

Mandates the extension of group health medical plans for former employees.

d)

Coverage you can only get once in a lifetime

13.

Jared is offered insurance through an employer, but their employer doesn't cover a spouse or dependents. Could Jared's spouse be eligible for a subsidy?

a)

Yes, because the employer doesn't cover spouse/dependents

b)

It will depend on the kind of plan they choose

c)

No, because someone in their tax household is offered insurance

d)

There is not enough information to make a decision