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Banking 101

Total questions: 10

Worksheet time: 8mins

Name
Class
Date
1.

A pawnshop offers loans to people starting their own business.

a)

True

b)

False

2.

Opening a checking account requires completing a signature card.

a)

True

b)

False

3.

A blank endorsement allows anyone to cash a check.

a)

True

b)

False

4.

A "smart card" stores a person's bank balance right on the plastic card.

a)

True

b)

False

5.

An outstanding check refers to one written on an account with a very low balance.

a)

True

b)

False

6.

The highest loan rates usually occur when borrowing from a:

a)

Bank

b)

credit-card company

c)

pawnshop

d)

credit union

7.

Obtaining cash from an ATM is similar to:

a)

writing a check

b)

making a deposit

c)

opening a new account

d)

earning interest on your account

8.

A _____________ is used to add funds to a bank account

a)

check

b)

deposit slip

c)

signature card

d)

withdrawal slip

9.

A service charge on your bank statement will result in:

a)

a higher balance

b)

a lower balance

c)

earning more interest

d)

more outstanding checks

10.

A recent bank statement for Tracy Gray revealed various service charges and fees of over $10.00. How might Tracy reduce her costs for banking fees?

4 lines