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CARDS SERVICES ASSESSMENT TEST FOR BATCH B NEW INTAKE (FEB

Total questions: 20

Worksheet time: 40mins

Name
Class
Date
1.

1. Mallam Danjuma needed Master Naira Credit card to initiate international transaction of $200 and also inquired for the cost. He was informed____

a)

N1,000 + VAT

b)

No such card

c)

N1,000 issuance fee and $20 annual maintenance fee.

d)

It is free

2.

Customer needs to call GTConnect to activate all of these cards EXCEPT___

a)

Naira MasterCard.

b)

Visa dollar debit card

c)

MasterCard dollar CREDIT card

d)

Visa credit and all credit cards

3.

Babajide Bruno, inquired from you how he can fund his dollar card. How can customers fund their dollar debit or credit cards?

a)

The customer need to call account officer to help customer fund card

b)

The customer need to call GTConnect to help customer fund card

c)

The cards are automatically linked to the account and there is no need to fund any account

d)

Via own account transfer on internet banking.

4.

Beauty pageant Tracy transferred funds from her dollar account to her Visa debit card 2:00pm on Friday, when will funds be made available?

a)

Immediately.

b)

6:00pm next working day

c)

6:00pm same day.

d)

6:00pm next day.

5.

If Adeyemi funds his CREDIT card at 2:30pm on Thursday, when will the funds be available in his card ledger?

a)

6:00pm on Saturday.

b)

Immediately

c)

anytime from 6:00pm (next working day) Friday.

d)

anytime from 6:00pm (next working day) Friday.

6.

What are the two brands of cards that the bank offers?

a)

MasterCard and VisaCard

b)

Naira card and dollar mastercard

c)

Utility card and corporate card

d)

Platinum Debit card and Prepaid dollar card

7.

What is dispense error?

a)

Card usage on any channels (ATM, POS and WEB) in which customer’s account was debited but value was not given

b)

Card usage on any channels (ATM, POS and WEB)

c)

Card usage on any channels (ATM, POS and WEB) in which customer’s account was debited

d)

Card usage on any channels (ATM, POS and WEB) in which customer’s account was debited but value was given

8.

A GTBank customer attempted to make a withdrawal at our Allen branch, he was debited but did not get value. (GTBank Customer using GTBank card on GTBank Terminal). What is the general term for this kind of issue?

a)

On us DISPENSE ERROR

b)

DISPENSE ERROR TRANSFER

c)

NOT ON US DISPENSE ERROR

d)

ERRONEOUS TRANSFER

9.

What is the SLA for dispense error on another bank’s ATM?

a)

4 working days

b)

3-5 working days.

c)

6 working days.

d)

8 working days

10.

The application to query a naira mastercard is called.....

a)

Postilion

b)

Basis

c)

E-tracker

d)

Clearing tracker

11.

If customer gets error ''PIN TRIES EXCEEDED'' when using naira mastercard on the ATM, what advice will you give to the customer?

a)

Clean the chip of the card

b)

The card has been damaged

c)

Wait for 24 hours and use card PIN again

d)

Wait for 24 working hours and use card again

12.

What is the daily frequency limit of withdrawing using naira debit mastercard on ATM

a)

10 times

b)

15 times

c)

8 times

d)

5 times

13.

What will you do if customer has dispense error on a GTBank POS

a)

log on dispense error logger

b)

Raise SR to the branch

c)

Inform customer to wait for auto reversal

d)

Inform customer funds will be reversed in 24 working hours

14.

What is the only currency that can be credited into any of the two brands of DOLLAR cards?

a)

Any currency

b)

Dollars

c)

Pounds

d)

Euros

15.

How much is the maximum amount customer can withdraw daily in ABROAD using my Naira MasterCard?

a)

$500

b)

$100

c)

$300

d)

NMC usage on atm in abroad has been suspended

16.

Ibrahim Fakorede complained of unable to use his VIRTUAL CARD on GTBank ATM in Anthony, what could have been the issue?

a)

Virtual card is not a physical card as it can only be used for online transactions

b)

Maybe account is not funded

c)

Maybe he was using wrong PIN

d)

Maybe account is restricted

17.

Queen Mathew complained of unable to use his TIER 1 NMC for international transactions on Amazon. What could have been the issue?

a)

Tier 1 NMC cannot be used for international transactions as card can only be used for local transactions

b)

The issue could be the terminal customer was using the NMC

c)

Confirmation shows that customer’s account isn’t funded

d)

The issue could be network related, customer should try again later

18.

Helen Brown used her NMC for online transactions of N20,000. You confirmed that the fund is blocked on her account. How many days does the merchant have to claim funds?

a)

7 days

b)

14 days

c)

8 days

d)

48 working hours

19.

Prof Kenneth of University of Lagos informed you that he doesn’t have a domiciliary account but requested to get a dollar card. What type of dollar card can he request for?

a)

Master visa dollar debit credit card

b)

Master dollar debit card

c)

Visa dollar debit card

d)

Pre-paid dollar card.

20.

Festus Koyemo, inquired the annual card maintenance fee for dollar card. What information would you give him?

a)

Annual card maintenance fee for dollar card is $10

b)

Annual card maintenance fee for dollar card is $100

c)

There is no annual card maintenance fee for dollar card

d)

Annual card maintenance fee for dollar card is $300