wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

SGS Business Unit 1 Finance Knowledge Test

Total questions: 25

Worksheet time: 17mins

Name
Class
Date
1.

What assumption does this statement say "Break even is 54 units"?

a)

if we sell 55 we aren't making a profit

b)

if we sell 54 we begin to make a profit

c)

if we sell 55 we begin to make a profit

d)

if we sell 54 we are not yet at break even point

2.
What is the margin of safety?
a)
the margin between projected units and break even point units
b)
the margin between profit and loss
c)
the margin between units and sales
d)
the margin between each break even point
3.

What is the formula for contribution?

a)

cost price - selling price

b)

fixed costs - variable costs

c)

selling price - variable cost

d)

selling price - cost price

4.
To draw the BE graph you must plot Total Costs and ........
a)
Total Production
b)
Total Revenue
c)
Total Fixed Costs
d)
Total Units
5.

What is the break-even point in units for a company whose total fixed costs are £275,450; selling price per unit is £16; and variable cost per unit is £14.75?

a)

220,360

b)

150,300

c)

183,633

d)

225,120

6.

Which option is the correct formula to calculate total sales revenue?

a)

Selling price per unit x output sold

b)

Total fixed costs + total variable costs

c)

Unit cost x output

d)

Total inflows - total outflows

7.

A business has an agreed overdraft limit of £10,000, which it has used 75% of, on average, throughout the year. The interest rate on the overdraft facility is 15% per annum. Which option represents the amount of interest the business paid this year on its overdraft?

a)

£1,125

b)

£1,500

c)

£7,500

d)

£8,625

8.

Last year, a business made £300,000 profit from sales revenue of £750,000. Its total variable costs equalled £125,000. What was the value of the business’s fixed costs?

a)

£175,000

b)

£325,000

c)

£450,000

d)

£625,000

9.

If the business in question 7 sold 100,000 units during the year, its variable cost per unit equalled:

a)

£0.80

b)

£1.25

c)

£3.00

d)

£7.50

10.

A small business has fixed costs of £24,000 and an average sales price per unit of £9. If the variable cost per unit is 1/3 of the sales price per unit, which of the following is the business’s break even point in units?

a)

2,000 units

b)

2,667 units

c)

4,000 units

d)

8,000 units

11.

In which two of the following situations would a business be in a loss making situation? Select two answers: Where:

a)

Total revenue is greater than the sum of total fixed costs and total variable costs

b)

Total revenue is less than total variable costs and total fixed costs

c)

Total fixed costs and total variable costs are lower than total revenue

d)

Total costs are less than total revenue

e)

Total costs are higher than total revenue

12.
Which of the following is an example of a cash in-flow for a business?
a)
payment to suppliers
b)
paying back a loan to a bank
c)
payment from debtors
d)
purchase of fixed assets
13.
Which of the following is an example of a cash out-flow for a business?
a)
payments to creditors
b)
sale of goods
c)
payment from debtors
d)
receiving a loan from the bank
14.
Which is the best explanation for a business running into cash-flow problems?
a)
demanding quick payment from customers
b)
allowing customers a long credit period
c)
delaying payments to suppliers
d)
producing goods when demanded by customers
15.
Which of the following is the value of x? ($000)
a)
$2
b)
$4
c)
$6
d)
($2)
16.
Which of the following is the value of z? ($000)
a)
$2
b)
$5
c)
$(15)
d)
$(5)
17.
If a cashflow forecast suggests that a firm will run out of cash, which would help the problem?
a)
purchase more fixed assets
b)
repay a bank loan
c)
pay suppliers immediately
d)
delay paying suppliers
18.
The closing bank balance is calculated by:
a)
opening bank balance + cash out-flow
b)
opening bank balance + cash in-flow
c)
opening bank balance + net cash flow
d)
net cash flow + gross profit
19.

A negative figure on the closing balance of a cash-flow forecast is called

a)

Surplus

b)

Profit

c)

Deficit

d)

Loss

20.

Which two are ways a business could improve its cash flow position?

a)

Increase overheads

b)

Negotiate discounted prices with suppliers

c)

Reduce receipts

d)

Increase payments

e)

Reduce stock levels in the business

21.

Which is an example of an external source of finance?

a)

Owners' Funds

b)

Sale of assets

c)

Retained profits

d)

Bank loan

22.
What is an advantage of a bank loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They are quick and easy to arrange
d)
You don't have to pay it back
23.

What is an advantage of an overdraft?

a)

There is never interest

b)

You can pay in smaller installments

c)

Useful for relatively small sums and short term finance

d)

You don't have to pay it back

24.

Which of the following are DISADVANTAGES of selling shares as a source of funds? (select as many as appropriate)

a)

It means limited liability for the owners

b)

Dividends need to be paid to shareholders

c)

Large sums of money can be raised

d)

Does not apply to Partnerships or Sole Traders

25.
Which of the following sources of finance does not have interest added.
a)
Overdraft
b)
Owners' Capital
c)
Mortgage
d)
Bank Loan