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Insurance

Total questions: 10

Worksheet time: 6mins

Name
Class
Date
1.

When applying for insurance you must fill out a ...

a)

Claim Form

b)

Proposal Form

c)

Application Form

2.

Which of the following are “Principles of Insurance”. Select as many as you think are correct.

a)

Indemnity

b)

Intimidation

c)

Subrogation

d)

Alliteration

e)

Insurable Interest

3.

Utmost Good Faith means..

a)

That you must tell half of the truth when applying for insurance.

b)

That you must be honest about all material facts when applying for insurance.

c)

Make up all of the material facts on your application form.

4.

A “No Claims Bonus” is an example of a

a)

Loading

b)

Discount

c)

Principle of Insurance

d)

Type of insurance

5.

A loading is ...

a)

Added to the insurance premium because of extra risk.

b)

A discount

c)

Because you are a bad driver.

6.

An endowment policy

a)

Can only be drawn down when the company goes bankrupt.

b)

Can be drawn down at a specific date or upon death.

c)

Can be drawn down whenever the insured feels like it.

7.

Car insurance is NOT compulsory in Ireland

a)

True

b)

False

8.

Which are the three types of Car Insurance available in Ireland. Choose three options below.

a)

Third Party Insurance

b)

Comprehensive Insurance

c)

Third Party, Fire and Theft Insurance.

d)

Full Insurance

e)

Accident Insurance

9.

John Insured his house with two different insurance companies. When his car was stolen, he placed a claim with both companies. Which Principle of Insurance is in place here?

a)

Indemnity

b)

Subrogation

c)

Utmost Good Faith

d)

Contribution

e)

Insurable Interest

10.

Insurable Interest means...

a)

You can only insure something that you own and will suffer financially from its loss.

b)

You can insure your neighbours home.

c)

You can insure anything you want.