an account at a bank against which checks can be drawn by the account depositor.

the electronic transfer of a payment directly from the account of the payer to the recipient's account.

the process by which banks record whose account gives up money and whose account receives money when a customer writes a check

a check which has been paid by the bank

The person who writes a check.

a term used to indicate that the writer of the check did not have enough money to cover the check

a fee that some banks charge on accounts to provide access to checking or savings accounts

A sum paid or charged for the use of money or for borrowing money

Money that has been taken out of an account but has not been recorded on a bank statement

to view what activity has occurred in your account. Keep current with your check register to know what your current balance is at all times. When you receive your bank statement, you reconcile your check register against the statement to be sure no errors have been made and to record any bank fees and/or interest earned in your register.

Record of all deposits to and withdrawals from a checking account.

Calculations that are made to determine the difference between the payments from, and the deposits to, a checking account.

Dates on a bank statement that indicate the range of dates in which the transactions occurred.

a bank account held by more than one person, each individual having the right to deposit and withdraw funds.