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Worksheets

Budgeting

Total questions: 20

Worksheet time: 5hrs 0mins

Name
Class
Date
1.

Which of the following is generally the most expensive category in a person’s budget?

a)

Healthcare

b)

Clothing

c)

Transportation

d)

Housing

2.

When making a budget, a person’s needs should come before their wants.

a)

True

b)

False

3.

Jaxson can budget 1% of his monthly income to gifts. If he makes $1,295 a month, how much money can he put toward his gift category?

a)

$12.95

b)

$1.29

c)

$120.95

d)

$1.95

4.

Carla’s monthly income is $2,500. She can spend 35% of her monthly income on her housing category, how much money does she have to spend in this category?

a)

$875

b)

$110

c)

$765

d)

$90

5.

What is 35% of $2,492.

a)

$872.20

b)

$474.10

c)

$903.99

d)

$765.43

6.

If an expense can be cut from your budget to save money, it is considered a ______.

a)

want

b)

need

c)

income

d)

savings

7.

Of all the choices, which one should you budget for first?

a)

Groceries

b)

Entertainment

c)

Cell Phone Bill

d)

New Car

8.

What is a need?

a)

Something you must have

b)

Something you'd like to have

c)

Something you would like to do

d)

All of the above

9.

8.The money an individual spends regularly for items or services.

a)

Budget

b)

Expense

c)

Checking Account

d)

Financial Plan

10.
Which of the following is an example of a variable expense
a)
Food
b)
Rent
c)
Car payment
d)
Student loan
11.
Why is budgeting important?
a)
It's good to live pay check to paycheck
b)
You should always live at your parents house
c)
You might get into a house or other large expense  you can’t afford
d)
Always spend more than you can afford
12.
Budgeting is crucial to your financial success.
a)
True
b)
False
13.

Fixed or variable expense: Groceries

a)

Fixed

b)

Variable

14.

Car Payment is an example of what: a fixed expense or a variable expense?

a)

Fixed Expense

b)

Variable Expense

15.
Car insurance is a ____________ expense
a)
fixed
b)
variable
16.
Medical care is an example of a ______
a)
Need 
b)
Want
17.

I received my paycheck from my employer. My paycheck is an example of a what:

a)

Withdrawal

b)

Deposit

c)

Loan

18.

The Gummy family budget $35 a month for a vacation. How much money will they have saved up if they continue to save this amount for 15 months?

a)

$525

b)

$225

c)

$550

d)

$50

19.

A financial plan is called a

a)

budget

b)

tax

c)

allowance

d)

income

20.

Ace’s car holds 23 gallons of gas. If gas is $3.49 per gallon, how much will it cost Ace to fill up his car?

a)

$80.27

b)

$26.49

c)

$27.80

d)

$50.78