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Financial Lit Unit 2 Study Quiz

Total questions: 30

Worksheet time: 30mins

Name
Class
Date
1.

What is Money received regularly for work or through investments?

a)

Income

b)

Net Pay

c)

Gross Income

d)

Gross Pay

e)

Net Income

2.

What is Total pay or earnings before any deductions have been taken?

a)

Income

b)

Net pay

c)

Gross pay

d)

Gross Income

e)

Net Income

3.

What is Income amount remaining after deductions have been taken?

a)

Income

b)

Net income

c)

Gross income

d)

Net pay

e)

Gross pay

4.

Investment Firms, Banks and Credit Unions are all forms of the...?

a)

Federal Institution

b)

Finances Society

c)

Financial Institution

d)

Federal Society

5.

What is Committing money to gain a profit or earn interest?

a)

Premium

b)

Interest

c)

Invest

d)

Savings Account

6.

What is a professionally managed collection of stocks or bonds of various corporations?

a)

Stocks

b)

Mutual Funds

c)

Bonds

d)

Market Reasearch

7.

What is a share of a corporation sold to the public?

a)

Bond

b)

Income

c)

Mutual Fund

d)

Stock

8.

What is an interest-bearing account where people put money for future use?

a)

Savings Account

b)

Investment

c)

Interest

d)

Premium

9.

What is automatically saving a specified amount from a paycheck for future use?

a)

Deductible

b)

Savings Account

c)

Pay Yourself First (PYF)

d)

Net Income

10.

What is an IOU issued by a company, municipality, or the federal government in exchange for a loan that will be repaid at a set rate of return?

a)

Mutual Fund

b)

Stock

c)

Pay Yourself First (PYF)

d)

Bond

11.

What three things must you increase in order to make money on investments?

a)

Deductibles, time, and interest

b)

Amount, time, and interest

c)

Time, Co-pay, and interest

d)

Amount, Deductibles, and Co-pay

12.

a fee received or paid for the use of money

a)

Investment

b)

Interest

c)

Opportunity Cost

d)

Principal

13.

the amount of money originally invested

a)

Premium

b)

Scholarship

c)

Deductible

d)

Principal

14.

The possibility of financial loss or physical harm

a)

Principal

b)

Risk

c)

Opportunity Cost

d)

Danger

15.

The benefit that a person could have received, but gave up, to take another course of action

a)

Compound Interest

b)

Risk

c)

Opportunity Cost

d)

Simple Interest

16.

Why is compounding interest better than savings account simple interest?

a)

It's not, simple interest is better.

b)

Because simple interest is too much the same.

c)

Because savings account have a low-risk.

d)

Because you recieve more money when you compound interest.

17.

What is a 401k?

a)

A paycheck

b)

The amount of money empolyees choose to put aside for retirement (in most companies that's 6% of their paycheck).

c)

A tax deduction

d)

A retirement paycheck

18.

What does IRA stand for?

a)

Investments Residents Application

b)

Individual Retirement Account

c)

Income Residents Application

d)

Interest Resident Account

19.

The fee received for using money

a)

Investment

b)

Interest

c)

Stock

d)

Mutual Fund

20.

The company's abbreviation as used on the NYSE

a)

Stocks

b)

Financial Loss

c)

Bond

d)

The stock symbol

21.

What is a Contract that outlines coverage plans and protects a person against financial loss or damage?

a)

Financial Loss

b)

Insurance Policy

c)

Deductible/Co-pay

d)

Risk

22.

What is money paid out of pocket before insurance covers the remaining costs?

a)

Income

b)

Gross Income

c)

Expected Family Contribution

d)

Deductible/Co-pay

23.

What is the amount paid for an insurance policy?

a)

Premium

b)

Expectancy Cost

c)

Income

d)

Principal

24.

Who is eligible for Medicare?

a)

People that are 65+

b)

People whom are 45+

c)

Everyone is eligible for medicare

d)

People with disablities only

25.

What does FAFSA stand for?

a)

Federal Application for Student Aid

b)

Free Applicants for Summit Aspects

c)

Free Application for Student Aid

d)

Federal Applications from South Asia

26.

When can you file your FAFSA?

a)

November 8th

b)

September 2nd

c)

October 1st

d)

End of January

27.

An award of free money that you apply for

a)

Stock

b)

Investment

c)

Income

d)

Scholarship

28.

What does SAR stand for?

a)

Student AVID Representatives

b)

State Applications Reprise

c)

Scholars Arizona Refugee

d)

Student Aid Report

29.

What does EFC stand for?

a)

Excelling Farming Collectors

b)

Expected Family Contribution

c)

Expected Federal Contribution

d)

Entertaining Fish Countdown

30.

What are some important things to know before selecting a college?

a)

Tuiton

b)

Graduation Rate

c)

Room & Board

d)

All of the above