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Worksheets

Financial Lingo

Total questions: 27

Worksheet time: 38mins

Name
Class
Date
1.

Anything you own (for example your house, your car) are (a)   .

2.

When the value of stocks is generally going up this is refered to as a

a)

Pig Market

b)

Bull Market

c)

Chicken Market

d)

Bear Market

3.

Check off all the discretionary expenses.

a)

Gourmet Food

b)

Mineral Water

c)

Designer Shoes

d)

Muskoka Cottage

4.

Check all the examples of liabilities

a)

mortgage

b)

car

c)

student loan

d)

granola

5.

Check off all the non- discretionary expenses.

a)

Food

b)

Water

c)

Shelter

d)

Muskoka Cottage

6.

The CDIC insures bank accounts up to what amount?

a)

$150 000

b)

$100 000

c)

$250 000

d)

$200 000

7.

You total income before taxes and deductions are removed is referred to as-

a)

Take Home Pay

b)

Net Pay

c)

Gross Pay

d)

Pay Cheque

8.

The term that means -mixing a wide variety of investments within a portfolio to reduce overall risk- is

a)

dimensioned

b)

disection

c)

directional

d)

diversification

9.

When the value of stocks is generally going down this is refered to as a

a)

Pig Market

b)

Bull Market

c)

Chicken Market

d)

Bear Market

10.

Check all the statements that are true of an RRSP (Registered Retirement Plan)-

a)

it can reduce the current amount of income tax you pay

b)

means the money you have saved is tax free when you access it in your retirement

c)

helps you save for retirement

d)

is hard to say 5 times fast

11.

TFSA stands for

a)

The First Savings Account

b)

Totally Free Savings account

c)

Tax Free Savings Account

d)

Tax Forgiven Savings Account

12.

An RESP

a)

helps you save for a house downpayment

b)

helps you save for a child's education

c)

helps you save for a special event

d)

helps you save for a child's excitement

13.

A document that gives someone the legal authority to make financial and/or medical decisions for someone else is called a

(a)  

14.

A credit rating is

a)

the review of a credit card

b)

a number that shows how big a mortgage you have

c)

a number that represents your history of meeting financial commitments

d)

a reccomedndation for what age groups should use certain credit cards

15.

What is the process of combining high interest debts into one lower interest payment called?

(a)  

16.

GDP stands for

a)

Gross Domestic Product

b)

Great Deals Provided

c)

Great Domestic Push

d)

Grandma Dances with her Pets

17.

The Toronto Stock Market is called what?

(a)  

18.

What is the term for the payments a company pays its shareholders that is a portion of the company's profits

a)

Dividend

b)

Personal Gain

c)

stock profit

d)

Denominator

19.

Check all answers that are true of a Mutual Fund?

a)

it is a moderate risk investment

b)

it is a high risk investment

c)

it's run by a professional Fund Manager

d)

many people pool their money to buy a portfolio of stocks, bonds and other investments

20.

What is the term that means 'the price of goods and services (in general) increase over time'

(a)  

21.

Your income after taxes and deductions are removed is called what?

(a)  

22.

A collection of financial assets (ex. stocks, bonds, mutual funds) is called:

a)

a portfolio

b)

an investment basket

c)

an investment account

d)

a GDP

23.

What is the term that means' the price of a particular asset increases over time'

(a)  

24.

The term that means' a loan to a government or corporation for a set interest rate for a set time'?

a)

Mutual Fund

b)

Stock

c)

Bond

d)

GIC

25.

Your car decreases in value over time. What is this an example of?

a)

inflation

b)

deflation

c)

appreciation

d)

depreciation

26.

What is the term that means 'the value of your assets minus the value of your liabilities'?

a)

Personal Worth

b)

Your Balance

c)

Net Worth

d)

Net Pay

27.

What is the term that represents 'partial ownership of a company'?

(a)