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Sellers and Distribution and Sales Channel

Total questions: 8

Worksheet time: 3mins

Name
Class
Date
1.

Insurance companies that sell both general and life insurance products are known as

a)

Combined insurers

b)

Commercial Insurers

c)

Composite Insurers

d)

Collaborate Insurers

2.

Captive insurers are normally subsidiaries of

a)

SME

b)

Non-profit organisation

c)

Large multinational corporations

d)

Government entities

3.

Lloyd's of London is NOT a insurance company

a)

True

b)

False

4.

Reinsurers deal directly with

a)

General public

b)

Direct insurers

c)

Trade associations

d)

Life insurance brokers

5.

For Co-operatives, maximising profits for shareholders is more important than the interests of policyholders

a)

True

b)

False

6.

When insurance company uses the bank sales channel to sell its products, it is known as

a)

Bank insurance

b)

Bancassurance

c)

Direct inurance

7.

What is an advantage of Direct Purchase Insurance (DPI)?

a)

Premiums are lower

b)

Involvement of broker/agents

c)

Higher distribution cost

8.

Bank staff are NOT required to pass relevant insurance licensing examinations to provide insurance-related exams,

a)

True

b)

False