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HCMA 115 Week 2 Terminology

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

Assignment of Benefits

a)

The most amount of money allowed for a procedure or service

b)

Number used by the IRS to identify a business for income tax reporting

c)

Promise to take Insurance payment as payment in full

2.

Beneficiary

a)

Person entitled to receive benefits

b)

An approval for a procedure or a referral

c)

The monthly, quarterly or annual payment of money to an insurance company for providing certain benefits

3.

Employer Identification Number EIN

a)

Amount that must be paid out of pocket before the insurance company begins to pay

b)

Number used by the IRS to identify a business for income tax reporting

c)

Insurance that covers a group of people with a single contract through employer

4.

Medigap

a)

A term sometimes applied to private insurance products that supplements Medicare insurance benefits

b)

An approval for a procedure or a referral

c)

An insurance claim form without errors or omissions

5.

Universal Claim Form

a)

A form made by the Health Care Financing Admin.(now CMSI center for Medicare and Medicaid Services) to submit all Gov't sponsored claims

b)

An insurance claim form without errors or omissions.

c)

A term used for all healthcare plans that provide healthcare in return for a monthly fee using a set group of primary care doctors and hospitals.

6.

Allowed Charge

a)

A term used for all healthcare plans that provide healthcare in return for a monthly fee using a set group of primary care doctors and hospitals

b)

The most amount of money allowed for a procedure or service.

c)

Amount that must be paid out of pocket before the insurance company begins to pay.

7.

Authorization

a)

Insurance against liability employers pay to give benefits to workers who injured or killed on the job.

b)

The monthly, quarterly or annual payment of money to an insurance company for providing certain benefits

c)

An approval for a procedure or a referral

8.

Utilization review

a)

When a case is reviewed to see if services are needed and if medical resources are used.

b)

A form made by the Health Care Financing Admin.(now CMSI center for Medicare and Medicaid Services) to submit all Gov't sponsored claims.

c)

Things, diseases, conditions on an insurance contract for which benefits are not paid.

9.

Managed Care Plans

a)

Amount that must be paid out of pocket before the insurance company begins to pay

b)

A term sometimes applied to private insurance products that supplements Medicare insurance benefits

c)

A term used for all healthcare plans that provide healthcare in return for a monthly fee using a set group of primary care doctors and hospitals.

10.

Premium

a)

The monthly, quarterly or annual payment of money to an insurance company for providing certain benefits.

b)

Health Maintenance Organization

c)

Claims are returned unpaid to the provider for clarification of any questions and must be corrected before resubmission.

11.

Co-payment

a)

The most amount of money allowed for a procedure or service

b)

A percentage paid upfront for medical services, similar to co-pay

c)

The amount paid at the time of a medical service

12.

Deductible

a)

The most amount of money allowed for a procedure or service.

b)

The amount paid at the time of a medical service.

c)

Amount that must be paid out of pocket before the insurance company begins to pay

13.

Disability Income Insurance

a)

Insurance that provides money to replace income when someone is unable to work because of illness, injury, disease

b)

When a case is reviewed to see if services are needed and if medical resources are used.

c)

Insurance against liability employers pay to give benefits to workers who injured or killed on the job.

14.

Exclusions

a)

An approval for a procedure or a referral.

b)

Things, diseases, conditions on an insurance contract for which benefits are not paid.

c)

Claims that contain errors or omissions that cannot be processed or must be processed by hand.

15.

Group Policy

a)

Insurance that covers a group of people with a single contract through employer.

b)

A claim that is delayed because it cannot be processed (usually incompatible with the receiving system).

c)

Explanation of Benefits

16.

Workers' Compensation

a)

Insurance that provides money to replace income when someone is unable to work because of illness, injury, disease

b)

A percentage paid upfront for medical services, similar to co-pay

c)

Insurance against liability employers pay to give benefits to workers who injured or killed on the job

17.

Clean Claim

a)

Claims are returned unpaid to the provider for clarification of any questions and must be corrected before resubmission.

b)

A claim that is delayed because it cannot be processed (usually incompatible with the receiving system)

c)

An insurance claim form without errors or omissions

18.

Dingy Claim

a)

A claim that is delayed because it cannot be processed (usually incompatible with the receiving system).

b)

Claims that contain errors or omissions that cannot be processed or must be processed by hand.

c)

An insurance claim form without errors or omissions

19.

Rejected Claim

a)

A claim that is delayed because it cannot be processed (usually incompatible with the receiving system).

b)

Claims that contain errors or omissions that cannot be processed or must be processed by hand.

c)

Claims are returned unpaid to the provider for clarification of any questions and must be corrected before resubmission.

20.

Dirty Claim

a)

Claims that contain errors or omissions that cannot be processed or must be processed by hand.

b)

An insurance claim form without errors or omissions

c)

Claims are returned unpaid to the provider for clarification of any questions and must be corrected before resubmission.

21.

EOB

a)

Independent Practice Association

b)

Explanation of Benefits

c)

The most amount of money allowed for a procedure or service

22.

HMO

a)

Preferred Provider Organization

b)

Insurance that covers a group of people with a single contract through employer

c)

Health Maintenance Organization

23.

PPO

a)

Preferred Provider Organization

b)

Insurance that provides money to replace income when someone is unable to work because of illness, injury, disease.

c)

Insurance against liability employers pay to give benefits to workers who injured or killed on the job

24.

IPA

a)

Claims that contain errors or omissions that cannot be processed or must be processed by hand

b)

Independent Practice Association

c)

An insurance claim form without errors or omissions

25.

Co-Insurance

a)

Number used by the IRS to identify a business for income tax reporting.

b)

A percentage paid upfront for medical services, similar to co-pay

c)

The most amount of money allowed for a procedure or service