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Dearborn Unit 18

Total questions: 15

Worksheet time: 9mins

Name
Class
Date
1.

This is a physical or mental impairment that substantially limits one or more of an individual's major life activities.

a)

National Origin

b)

Familial Status

c)

Disability

d)

Religion

2.

This is intended to create a marketplace in which persons of similar financial means have a similar range of housing choices

(a)  

3.

This prohibits all racial discrimination in real estate transactions, with no exceptions, and was upheld in Jones v. Mayer.

a)

Fair Housing Amendments of Act of 1988

b)

Civil Rights Act of 1866

c)

Housing and Community Development Act of 1974

d)

Civil Rights Act of 1968

4.

This prohibits discrimination in housing based on race, color, national origin, religion, sex, familial status, or disability.

a)

Fair Housing Amendments of Act of 1988

b)

Civil Rights Act of 1866

c)

Housing and Community Development Act of 1974

d)

Civil Rights Act of 1968

5.

The act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have some sort of negative impact on property values.

a)

Appraising

b)

Redlining

c)

Conciliation

d)

Blockbusting

6.

The resolution of a complaint by obtaining assurance that the person against whom the complaint was filed (the respondent) will remedy any violation that may have occurred.

a)

Appraising

b)

Redlining

c)

Conciliation

d)

Blockbusting

7.

This prohibits discrimination in employment and public accommodations.

a)

Americans with Disabilities Act (ADA)

b)

Housing for Older Persons Act of 1995 (HOPA)

c)

The Federal Fair Housing Act

d)

Civil Rights Act of 1866

8.

This repealed the requirement that housing intended for those age 55 or older have "significant facilities and services" designed for seniors.

a)

Americans with Disabilities Act (ADA)

b)

Housing for Older Persons Act of 1995 (HOPA)

c)

The Federal Fair Housing Act

d)

Civil Rights Act of 1866

9.

This has the authority to award actual damages to an aggrieved party and, if it is believed the public interest will be served, to impose a monetary penalty.

a)

Exempt

b)

Redlining

c)

Administrative Law Judge (ALJ)

d)

Intent and Force

10.

(a)   enforces the Fair Housing Act.

11.

The practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than the economic qualifications of the applicants.

a)

Appraising

b)

Redlining

c)

Conciliation

d)

Blockbusting

12.

The channeling of homeseekers to particular neighborhoods or discouraging potential buyers from considering some areas.

a)

Redlining

b)

Advertising

c)

Blockbusting

d)

Steering

13.

Which is an exemption from the Fair Housing Act?

a)

Rentals in owner-occupied buildings with more than four units

b)

housing operated by organizations and private clubs with unlimited occupancy to members

c)

the sale or rental of a multiple-family home when fewer than three homes are owned by an individual

d)

the sale or rental of a single-family home when discriminatory advertising is not used or a real estate professional is not involved in the transaction.

14.

This is defined by the U.S. Supreme Court to include ancestral and ethnic characteristics, including certain physical, cultural, or linguistic traits that are shared by a group with a common national origin.

a)

Race

b)

Disability

c)

Familial Status

d)

Redlining

15.

Housing is exempt from familial status protection if it is restricted to persons age (a)   or older, or if 80% of the units are occupies by persons age 55 or older.