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ALC ADV1 3.1

Total questions: 34

Worksheet time: 44mins

Name
Class
Date
1.

Check all the statements that reflect good spending habits

a)

If something is way over you budget, use your credit card

b)

Cut back on your spending

c)

Make sure your income is more than your expenses

d)

If you're feeling down, go shopping

e)

Try to save up a little for a rainy day

2.

Check all the statements that reflect good spending habits

a)

Treat yourself to something you have your heart set on -- occassionally

b)

If you don't have enough money for something, save up for it

c)

If you want it, go ahead and shell out the money for it

d)

Compare prices online before you buy

e)

If something breaks, try to have it repaired

3.

Big spenders are more likely to ...

a)

be drowning in debt.

b)

be frugal.

c)

stick to a budget.

4.

Cheapskates generally ___.

a)

use credit cards often

b)

have a lot of stuff

c)

keep track of their expenses

5.

Thrifty people are more likely to ___.

a)

be wiped out by a job loss

b)

stick to a budget

c)

let their bills get out of hand

6.

Thrifty people generally ___.

a)

live beyond their means

b)

are drowning in debt

c)

pay their credits cards in full each month

7.

__ by the time you're 60?

a)

Will you retire

b)

Will you be retiring

c)

Will you have retired

8.

Next year, I ___ biostatistics at university.

a)

will study

b)

will be studying

c)

will have studied

9.

Julie ___ this time next week. She'll be on holiday!

a)

won't work

b)

won't be working

c)

won't have worked

10.

I'm only halfway through my homework. I ___ it before class starts.

a)

won't finish

b)

won't be finishing

c)

won't have finished

11.

Don't call me from 7-10 o'clock, I ___ English class online.

a)

will have

b)

will be having

c)

will have had

12.

When we arrive in Tiznit we'll need to rest, because we ___ about 550 km.

a)

will drive

b)

will be driving

c)

will have driven

13.

By the time you arrive I ___ something spectacular and dinner will be on the table waiting for you.

a)

will cook

b)

will be cooking

c)

will have cooked

14.

When you get off the train, we ___ for you on the platform.

a)

will wait

b)

will be waiting

c)

will have waited

15.

When I travel to England next year, I ___ English for over four years, so I think I'll be ready.

a)

will study

b)

will be studying

c)

will have studied

16.

US$0.25 is called a ____.

a)

penny

b)

nickle

c)

dime

d)

quarter

17.

US$0.01 is called a ____.

a)

penny

b)

nickle

c)

dime

d)

quarter

18.

US$0.10 is called a ____.

a)

penny

b)

nickle

c)

dime

d)

quarter

19.

US$0.05 is called a ____.

a)

penny

b)

nickle

c)

dime

d)

quarter

20.

A synonym for "a baller" is a ___.

a)

big spender

b)

tightwad

c)

cheapskate

d)

spendthrift

21.

A synonym for "a tightwad" is a ___.

a)

big spender

b)

cheapskate

c)

baller

d)

spendthrift

22.

What are your plans? For each time, write a sentence:

Next Monday, I

4 lines
23.

What are your plans? For each time, write a sentence:

This weekend, I

4 lines
24.

What are your plans? For each time, write a sentence:

After coronavirus, I

4 lines
25.

What are your plans? For each time, write a sentence:

At this time next week, I

4 lines
26.

Before deciding to __ money to a charity, it's important to look into the charity and be sure it's not a fraud.

a)

accept

b)

receive

c)

donate

d)

pay

27.

___ we don't like to think that charitable organizations might be dishonest or take advantage of our generosity, some charities -- even ones with honest-sounding names -- are not on the level.

a)

Because

b)

Although

c)

Nevertheless

d)

Since

28.

Charities use the phone, face-to-face contact, email, social networking sites, and mobile devices both solicit and __ donations.

a)

ask for

b)

return

c)

spend

d)

accept

29.

Scammers use the same methods to take advantage of your goodwill. ___ of how they reach you...

a)

Because

b)

Regardless

c)

Since

d)

Otherwise

30.

Regardless of how they reach you, you should ___ any charity refuses to provide detailed information about its identity or how your money will be used.

a)

avoid

b)

donate to

c)

select

d)

choose

31.

Be especially careful of a charity that uses a name that closely resembles that of a better known, ___ organization.

a)

dishonest

b)

not on the level

c)

reputable

d)

illegal

32.

Another red flag is using high-pressure tactics like trying to get you to donate immediately without giving you time to think about it or do research. Be ___ of charities that spring up too suddenly in response to current events and natural disasters.

a)

trusting

b)

wary

c)

shameful

d)

satisfied

33.

___ they are legitimate, they probably don't have the infrastructure to get the donations to the effected area or people.

a)

Especially if

b)

Whether

c)

Because

d)

Even if

34.

___ all the potential pitfall, don't hesitate to donate to legitimate charities. Charitable donations are one way of expressing your care for others and the environment.

a)

Although

b)

In case

c)

Similar to

d)

In spite of