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Personal Finance Vocabulary

Total questions: 12

Worksheet time: 9mins

Name
Class
Date
1.

Gross Monthly Income

a)

The TOTAL amount you get paid for month

b)

The TAXES that you have to pay for the month

c)

The amount you TAKE HOME after your monthly deductions

2.

Net Monthly Income

a)

The TOTAL amount you get paid for the month

b)

The amount of income remaining to spend in a month AFTER ALL deductions have been made.

c)

The total DEDUCTIONS taken out of your paycheck.

3.

What does ATM stand for?

a)

Automatic Target Mechanism

b)

Automatic Tank Mine

c)

Automated Teacher Meme

d)

Automated Teller Machine

4.

The amount of money you have to pay back ON TOP of the amount that you borrowed is called what?

a)

Insurance

b)

Debt

c)

Interest

d)

Credit

5.

When a country spends more than it takes in revenue it is called what?

a)

Credit

b)

Interest

c)

Deficit

d)

Default

6.

When you turn 62 years old and have worked paying taxes for many years, you get to draw what when you retire?

a)

Social Security

b)

Social Deposits

c)

Social Deficits

d)

Social Credits

7.

When you buy partial OWNERSHIP into a company you purchase what?

a)

Securities

b)

Stocks

c)

Bonds

d)

Currency

8.

Money taken out of your paycheck by the government is called what?

a)

Interest Tax

b)

Estate Tax

c)

Income Tax

d)

Sales Tax

9.

A card that is directly linked to a banking account is called a what?

a)

Debit Card

b)

Credit Card

c)

Social Security Card

d)

Currency Card

10.

If you did not have the money on hand to pay for something you might use this to purchase it with the promise to pay it later.

a)

Debit Card

b)

Credit Card

c)

Social Security Card

d)

Lay Away Card

11.

APR stands for what?

a)

Awesome People Rock

b)

Annual Pursuit Rebate

c)

Annual Percentage Rate

d)

Automatic Percent Reduction

12.

Writing in your own words the dangers of credit cards and how the SAFE and SMART way to use them is.

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