Free Printable PPT Retro D

1.

Baroda

Vidya education loan is for which target group

a)

Nursery

to Standard XII

b)

College

and Higher Education in India

c)

Studies

Abroad

d)

For

Skill Development Courses

2.

Baroda

Gyan education loan is for which

target group

a)

Nursery

to Standard XII

b)

College

and Higher Education in India

c)

Studies

Abroad

d)

For Skill Development Courses

3.

Baroda

Scholar education loan is for which

target group

a)

Nursery

to Standard XII

b)

College

and Higher Education in India

c)

Studies

Abroad

d)

For Skill Development Courses

4.

What is

the quantum of finance in Baroda Vidya education loan scheme ?

a)

Maximum

Rs. 4.00 lakh

b)

Maximum

Rs. 5.00 lakh

c)

Maximum

Rs. 10.00 lakh

d)

No

Limit

5.

What is

the quantum of finance in Baroda Gyan (except Medical and Aviation

courses) education loan scheme?

a)

Maximum

Rs. 5.00 lakh

b)

Maximum

Rs. 10.00 lakh

c)

Maximum

Rs. 15.00 lakh

d)

Maximum

Rs. 20.00 lakh

6.

What is

the quantum of finance in Baroda Gyan

education loan scheme for

Medical and Aviation courses?

a)

Maximum

Rs. 10.00 lakh

b)

Maximum

Rs. 25.00 lakh

c)

Maximum

Rs. 50.00 lakh

d)

Maximum

Rs. 80.00 lakh

7.

What is

the quantum of finance in Baroda Scholar

education loan scheme for

Premier Institution ?

a)

Maximum

Rs. 25.00 lakh

b)

Maximum

Rs. 40.00 lakh

c)

Maximum

Rs. 80.00 lakh

d)

No

limit

8.

What is

the quantum of finance in Baroda Scholar

education loan scheme for those institution which are not in the list

of Premier Institution?

a)

Maximum

Rs. 25.00 lakh

b)

Maximum

Rs. 40.00 lakh

c)

Maximum

Rs. 50.00 lakh

d)

Maximum

Rs. 60.00 lakh

9.

What is

the margin in Baroda Vidya Scheme?

a)

5 percent

b)

10 percent

c)

20 percent

d)

nil

10.

How much

amount we can finance in Baroda Education Loan to students of Premier

Institutions under list AA in India

without security

a)

Maximum Rs. 20 lakh

b)

Maximum

Rs. 30 lakh

c)

Maximum Rs. 40 lakh

d)

Full Amount

11.

How much

amount we can finance in Baroda Education Loan to students of Premier

Institutions under list A in India

without security

a)

Maximum Rs. 20 lakh

b)

Maximum

Rs. 30 lakh

c)

Maximum Rs. 25 lakh

d)

Maximum Rs. 40 lakh

12.

What is

minimum amount of finance in Baroda Skill Loan Scheme

a)

Rs. 5000/-

b)

Rs. 10000/-

c)

Rs. 15000/-

d)

Rs. 25000/-

13.

What is

maximum amount of finance in Baroda Skill Loan Scheme

a)

Rs. 50000/-

b)

Rs. 100000/-

c)

Rs. 150000/-

d)

Rs. 200000/-

14.

The

rephasement is education loan can be done by

a)

Sanctioning

authority

b)

Next Higher Authority

c)

RMCC

d)

ZOCC

15.

What is

the Moratorium period for Baroda education loan for Executive Development

Program to students of Premier Institutions

a)

Course

Period

b)

Course

Period + 3 month

c)

Course

Period + 6 month

d)

Course

Period + 12 month

16.

Who has

the authority to waive third party guarantee in Baroda Gyan Education loan

Scheme

a)

Sanctioning authority

b)

RMCC

c)

ZOCC

d)

GMCC

17.

How much

concession we provide to girl students under Baroda Vidya Education loan

Scheme

a)

0.25%

b)

0.50%

c)

1.00%

d)

2.00%

18.

maximum

limit semi urban Branches for Baroda Mortgage

a)

Rs. 1 CR

b)

Rs. 3 CR

c)

Rs. 5 CR

d)

Rs. 10 CR

19.

What is

the Minimum Loan Limit (in INR) for Baroda Personal Loan COVID-19?

a)

25000

b)

50000

c)

75000

d)

100000

20.

What is

the Maximum Loan Limit (in INR) for Baroda Personal Loan COVID-19?

a)

100000

b)

200000

c)

300000

d)

500000

21.

What is

the Maximum Repayment Period (in months) available to borrower of Baroda

Personal Loan COVID-19 Scheme?

a)

24

b)

36

c)

48

d)

60

22.

Who can

be joined as a Co Applicant for Increasing the eligibility for Loan under

Baroda Personal Loan

a)

only

blood relatives

b)

no co

applicant allowed

c)

only

spouse

d)

business

partners

23.

What is

the minimum age criteria for considering a borrower under Baroda Personal

Loan

a)

18

b)

20

c)

21

d)

No such clause

24.

For

applying personal loan, the prospective borrower must be employed at least

for the last

a)

06

months

b)

06

months

c)

2 year

d)

1 Year

25.

What is

the minimum tenure of business continuity for an Insurance agent, to be

eligible for Personal Loan?

a)

06

months

b)

12

months

c)

36

months

d)

24

months

26.

What is

the maximum limit in Metro/urban as per Scheme guidelines under Baroda

Personal Loan?

a)

Rs. 5

Lakhs

b)

Rs. 8

Lakhs

c)

Rs. 10

Lakhs

d)

Rs. 15

Lakhs

27.

What is

the maximum limit in Semi urban/Rural as per Scheme guidelines under Baroda

Personal Loan?

a)

Rs. 2

Lakhs

b)

Rs. 5

Lakhs

c)

Rs. 6

Lakhs

d)

Rs. 8

Lakh

28.

What is

the minimum limit in Metro/urban as per Scheme guidelines under Baroda

Personal Loan?

a)

Rs.

1.00Lakhs

b)

Rs.1.50

Lakhs

c)

Rs 0.75

Lakhs

d)

Rs. 0.50

Lakhs

29.

What is

the minimum limit in Semi-urban/Rural as per Scheme guidelines under Baroda

Personal Loan?

a)

Rs. 0.50

Lakhs

b)

Rs. 0.75

Lakhs

c)

Rs. 1.00

Lakhs

d)

Rs. 0.25

Lakhs

30.

If

Gross monthly income is Rs. 1.00 lacs, total allowable deductions including

proposed EMI of Personal Loan should not exceed ______for self employed

a)

40%

b)

45%

c)

50%

d)

60%

31.

Maximum

repayment Period permissible in Baroda Personal Loan to self employed

a)

36

months

b)

48

Months

c)

60

months

d)

84

months

32.

Maximum

repayment period allowed under Baroda Personal Loan to employee Public Sector

undertaking is

a)

36

months

b)

48

months

c)

60

months

d)

84

months

33.

Minimum

age of a applicant can be ____ Years

under scheme of baroda loan to

pensioner

a)

18

b)

21

c)

75

d)

60

34.

Maximum

age of a applicant can be ____ Years

under scheme of baroda loan to

pensioner

a)

18

b)

21

c)

75

d)

60

35.

Maximum

limit can be sanctioned under scheme Baroda Loan to Pensioner to a regular

pensioner of 70 year age is Rs. __Lakhs

a)

8

b)

5

c)

1.5

d)

3

36.

Maximum

limit can be sanctioned under scheme Baroda Loan to Pensioner to a family

pensioner of 70 year age is Rs. __Lakhs

a)

8

b)

5

c)

3

d)

1.5

37.

Maximum

limit that can be sanctioned under scheme Baroda Loan to Pensioner to a

regular pensioner of 75 year age is Rs. __Lakhs

a)

8

b)

5

c)

1.5

d)

3

38.

Maximum

limit can be sanctioned under scheme Baroda Loan to Pensioner to a family

pensioner of 75 year age is Rs. __Lakhs

a)

8

b)

5

c)

1.5

d)

3

39.

Maximum

deduction or FOIR allowed under scheme of Baroda Loan to Pensioner is

a)

40%

b)

50%

c)

60%

d)

70%

40.

A

pensioner is having age of 72 Years and requested to avail baroda loan to

pensioner. What can be the allowed maximum repayment period under the scheme

?

a)

24 Months

b)

36 Months

c)

48 Months

d)

60 Months

41.

A

pensioner is having age of 68 Years and requested to avail baroda loan to

pensioner. What can be the allowed maximum repayment period under the scheme

?

a)

24

Month

b)

36

Months

c)

48

Months

d)

60

Months

42.

Scheme

Code of Baroda Loan to pensioner is

a)

LA 141

b)

LA 147

c)

LA 146

d)

LA 134

43.

As per RBI guidelines ,

what are the time inervals for periodic updation of KYC for existing

low-medium-high risk customers ?

a)

2,8,2

b)

10,8,2

c)

5,3,2

d)

3,2,2

44.

Min QAB of super savings account

for metro branches?

a)

20000

b)

15000

c)

10000

d)

50000

45.

What is the period of FFD in

super savings account?

a)

181

b)

180

c)

365

d)

91

46.

What is the threshold limit of

AutoSweep in super savings account?

a)

25000

b)

20000

c)

50000

d)

60000

47.

What is the scheme

code of Baroda Capital Gain 1988 Scheme?

a)

SB120

b)

SB124

c)

SB125

d)

SB121

48.

What is

the QAB of Baroda Platinum SB account?

a)

20000

b)

50000

c)

75000

d)

100000

49.

QAB to

be maintained in CA Advantage in a Metro Branch ?

a)

10000

b)

3000

c)

2500

d)

2000

50.

Auto

Sweep of super savings happens on which day of the week?

a)

Any Day

b)

Saturday

c)

Monday

d)

Friday

51.

What is

the maximum in built overdraft available in Baroda Salary Classic account?

a)

10000

b)

25000

c)

50000

d)

100000

52.

What is

the maximum in built overdraft available in Baroda Salary Super account?

a)

10000

b)

100000

c)

50000

d)

25000

53.

What is

the maximum overdraft facility available in Baroda Salary Premium account?

a)

100000

b)

200000

c)

300000

d)

150000

54.

What is

the maximum in built overdraft facility available in Baroda Salary Privilege

account?

a)

100000

b)

300000

c)

150000

d)

200000

55.

What is

the QAB of Baroda Senior Citizen Priviledge account in Urban/ Metro Branches?

a)

3000

b)

2000

c)

2500

d)

1000

56.

What is

the scheme code of Baroda Senior Citizen Privilege SB account?

a)

SB181

b)

SB180

c)

SB182

d)

SB183

57.

What is

the QAB of Baroda Mahila Shakti SB account in Urban/Metro Branches?

a)

3000

b)

2000

c)

2500

d)

1000

58.

What

is the QAB of Baroda Mahila Shakti SB account in rural branches?

a)

3000

b)

1000

c)

2000

d)

500

59.

What is

the threshold limit of Auto Sweep in Baroda Senior Citizen Privilege SB

account?

a)

10000

b)

50000

c)

20000

d)

30000

60.

In

super savings bank account interest is paid on the ……………..basis

a)

Monthly

b)

Bimonthly

c)

Quarterly

d)

HY

61.

Quarterly

Average Balance of Baroda Advantage savings bank account for Rural &

Urban branches is ………?

a)

500,

2000

b)

1,00,02,000

c)

500, 3000

d)

2000, 5000

62.

In

Baroda premium current account, What QAB is required to be maintained ?

a)

75000

b)

250000

c)

150000

d)

100000

63.

In

Baroda Premium current account Privilege, What QAB is required to be

maintained ?

a)

75000

b)

250000

c)

150000

d)

100000

64.

What is

the minimum amount transferred in SDR through auto sweep in Baroda premium

current account ?

a)

50000

b)

10000

c)

5000

d)

25000

65.

What is the maximum period of SDR in auto

sweep for Baroda premium current account- privilege is

a)

45

b)

15

c)

91

d)

90

66.

What is the minimum period of

SDR in auto sweep for Baroda premium current a/c is

a)

45

b)

15

c)

91

d)

90

67.

What is the minimum balance

amount required to be maintained in Baroda Small Business Current

Account?

a)

5000

b)

10000

c)

2500

d)

1000

68.

What is permissible Maximum

Annual Turnover under Baroda Small

Business Current account ?

a)

10 lacs

b)

15 lacs

c)

20 lacs

d)

25 lacs

69.

How many non ADC transactions

are free per month under BSBCA ?

a)

5

b)

10

c)

15

d)

20

70.

Customer opening BASIC SB

accounts have to close their SB accounts with other banks within

------------days from the date of opening such account.

a)

15

b)

31

c)

7

d)

30

71.

What is the maximum period of

SDR in auto sweep for Baroda premium current account-

a)

45

b)

91

c)

90

d)

15

72.

The threshold limit in case of

Current account premium – privilege is ?

a)

225000

b)

275000

c)

500000

d)

250000

73.

Baroda Premium Current Bank

Account holder will get ____% discount on charges for maintenance if they

open Demat account in the Bank.

a)

10

b)

50

c)

75

d)

25

74.

How many cheque leaves are free

in first time while opening Baroda Advantage current Bank a/c, if QAB is

below Rs. 2.00 Lakh ?

a)

50

b)

100

c)

200

d)

150

75.

In Baroda Advantage current account, What QAB is required to be

maintained in Semi urban branch .

a)

10000

b)

5000

c)

2000

d)

3000

76.

How many withdrawal allowed in a

month under Baroda Basic Saving Bank Deposit Account?

a)

4

b)

5

c)

3

d)

10

77.

What is

the minimum QAB in respect of Baroda Centenary Saving Bank Accounts scheme

?

a)

5000

b)

10000

c)

15000

d)

20000

78.

What

are the charges for non-maintenance of minimum balance in Baroda segmented

salary accounts?

a)

NIL

b)

500

c)

1000

d)

10000

79.

What

is the minimum and maximum age eligible

to open Baroda Champ Savings Bank account?

a)

10,24

b)

0,24

c)

0,18

d)

10,21

80.

What is

the minimum amount required to open Baroda Champ Savings Bank account? Also

mention the minimum QAB required .

a)

0, 0

b)

1000,

1000

c)

0, 1000

d)

0, 3000

81.

Under

Baroda champ Savings Bank per day overall transaction is limited to what

amount ?

a)

2000

b)

10000

c)

5000

d)

3000

82.

In

Baroda Mahila Shakti SB a/c, what facility/ facilities are available at 25%

waiver rate as a benefit feature for customers ?

a)

Processing

charges for Auto Loan and Mortgage Loans

b)

Issuance

of Travel/ Gift Card charges

c)

Annual locker rental charges

d)

All of the above

83.

What is the minimum balance amount required to be maintained in Baroda

ADVANTAGE Pensioners Account and minimum amount to open account ?

a)

0 , 5

b)

0, 0

c)

3000, 5

d)

3000,

3000

84.

What

is the scheme code of Baroda Govt Bodies/Corporate etc SB account?

a)

SB169

b)

SB115

c)

SB128

d)

SB129

85.

What

is the scheme code of Baroda MACT claims SB account?

a)

SB169

b)

SB175

c)

SB174

d)

SB178

86.

What

is the threshold limit of Auto Sweep in Baroda Govt Bodies/Corporate etc SB

account?

a)

225000

b)

275000

c)

500000

d)

250000

87.

What

is a type of SB account that would be opened without officially valid

document (OVD)?

a)

SB119

b)

SB115

c)

SB138

d)

SB136

88.

Which

plan of India First is ideal for employer to take care of the employees

families in case of untimely demise of the employee

a)

Baroda

India First SB Ac

b)

Baroda

Suraksha SB Account

c)

Baroda

Salary Advantage Ac

d)

Baroda

Jeevan Suraksha

89.

In

context with Mutual Fund , AMC stands fpr

a)

Annual

Maintenance Contract

b)

Asset

Management Company

c)

Annual

Maintenance Charges

d)

None

of these

90.

Baroda

Recurring Deposit can be opened for a maximum deposit tenure of …. ( Months )

a)

12

b)

36

c)

60

d)

120

91.

BoB

cards is known as

a)

BoB

Financial Solutions Company Limited

b)

BoB

Financial Solutions Pvt Ltd

c)

BOB

Financial Solutions Limited

d)

BoB

Credit Cards

92.

Under

Wealth Management Services, currently Bank of Baroda is offering third party

products in ____

a)

Bancassurance

b)

Mutual

Fund

c)

ASBA

d)

All

of these

93.

Bank

of Baroda offers Life Insurance products to its customers through which of

the following companies ______

a)

IFLIC

b)

SBI

Life

c)

LIC

d)

HDFC

Life

94.

Bank

of Baroda offers General Insurance products to its customers through which of

the following companies ______

a)

National

Insurance

b)

TATA

AIG

c)

Cholamandalam

d)

All

of these

95.

What

is the minimum stipulated installment of a recurring deposit account in rural

& semi urban area? ( In Rs )

a)

100

b)

50

c)

10

d)

5

96.

BCBS stands for

a)

Basel

Committee for Banking Standard

b)

Basel

Committee for Banking Supervision

c)

Basel

Committee for Board Standard

d)

Basel

Committee for Board Supervision

97.

Under Basel II the option

available to compute capital for credit risk are:-

a)

Risk management approach

b)

Basic Indicator Approach

c)

The standardized approach

d)

advance measurement approach

98.

Exposure at Default is the

a)

Likelihood that a borrower would

default over a given time horizon, usually a year

b)

Amount the borrowers owes to the

bank at the time of default

c)

Loss on a credit facility that

takes place when a borrower defaults

d)

Sanctioned limit

99.

Supervisory Review Process (SRP)

is:

a)

To ensure that bank have

adequate capital to support all the risk in their business

b)

To encourage the banks to

develop and use better risk management techniques

c)

a) and b) both

d)

Only a)

100.

What is full form of “RAROC

a)

Risk Adjusted Registrar of

Companies

b)

Risk Adjusted

Return on Capital

c)

Risk Adjusted Registration of Charges

d)

Risk And Return Over Capital

101.

In which year

Baroda connect was launched?

a)

2006

b)

2007

c)

2008

d)

2009

102.

What is the Minimum

required for loading Travel easy Card?

a)

$150

b)

$200

c)

$250

d)

$300

103.

Baroda Reloadable

card is

a)

Credit Card

b)

Debit Card

c)

Prepaid Card

d)

None of the above

104.

which of the

following customers are not eligible for rupay deposit card

a)

SB

b)

CA

c)

CC

d)

OD

105.

Which menu s used

to increase limit of Baroda rupay deposit card?

a)

RMENU

b)

HLARA

c)

CORPCARD

d)

CCXLGST

106.

What is the full form of MMID

a)

Mobile Money Identifier

b)

Mobile Money Identification

c)

Mobile in Micro Instrument

d)

None of the above

107.

MMID consist of how many digits

a)

4

b)

5

c)

6

d)

7

108.

What is the per day transaction limit of BHIM

Baroda pay

a)

100000

b)

200000

c)

300000

d)

400000

109.

What is the minimum amount of transaction in BHIM

UPI App

a)

1

b)

5

c)

50

d)

100

110.

Educational Institute who do not have their own

website can avail which of the following products

a)

Baroda Pay point education world

b)

Baroda Pay point Colony world

c)

Baroda Pay point e kart

d)

Baroda e gateway

111.

What is the maximum amount that can be loaded

in Baroda Gift card

a)

1000

b)

5000

c)

10000

d)

50000

112.

What is the minimum amount that can be loaded

in Baroda Gift card

a)

100

b)

500

c)

1000

d)

3000

113.

What is the full form of Bou

a)

Billers operating unit

b)

Bill operations unit

c)

None of the above

d)

Both

114.

What is the minimum android version to avail M-connect Plus

a)

4.1

b)

4.2

c)

4.4

d)

4.5

115.

How much insurance is available with Rupay Classic card

a)

No Insurance

b)

200000

c)

400000

d)

500000

116.

Which

mode of operations is allowed to use Baroda Connect?

a)

Either

or Survivor

b)

Both

Jointly or Survivor

c)

Executor

d)

Official

Liquidator

117.

How many

beneficiaries a Retail Customer can add in a day in Baroda Connect?

a)

5

b)

10

c)

15

d)

20

118.

Cooling

period in Baroda Connect for Beneficiary Registration (hours)?

a)

1

b)

2

c)

4

d)

24

119.

Term

deposit accounts opened through Mobile banking can be closed online through

Baroda Connect, only if mode of operation is ………..

a)

Self

b)

Either

or Survivor

c)

Former or

Survivor

d)

Both

Jointly

120.

The

facility of generation of Interest certificate using Baroda connect is

available for accounts

a)

SB/CA/TD

b)

SB/CA

only

c)

CA only

d)

TD only

PPT Retro D - Dec 2022-

Total questions: 120

Worksheet time: 2hrs 30mins

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