A _______________ expense is one that remains the same each month.

A _______________ expense is one that changes each month depending on usage.

The FDIC insures customer deposits up to _____________________ per account at participating banks.

____________________ are considered non-profit organizations that are owned by and operated for the benefit of their members. Since they are non-profit, they don’t pay federal taxes, so they cost less to run and pass those savings along to their members.

______________________ is known as our “nations central bank” or “the bank for banks”

A _____________________ is a written order for a bank to pay a specific amount to a person or business.

The ___________________ is the person who is depositing a check/who the check was written to.

If you make an error on a check, you should write the word “____________” across the check.

A(n) __________________ is when you write a check for more than what was in your account.

You should record all checks written, ATM transactions and debit card transactions in a:

When going to deposit a check at your bank, what phrase should you write on the back of your check underneath where you signed your name to ensure that no one else (besides you) may cash your check?:

You receive your first paycheck from Tropical Smoothie Café. It says at the top of your paystub that your wages for the pay period were $9/hour and that you worked 10 hours making a total of $90. This amount (before any deductions are taken out) is known as your:

Which statement is the best suggestion for building and maintaining a good credit score?

One difference between a debit card and a credit is that:

A person choosing a mortgage usually selects a fixed-rate loan because he/she knows that:

Getting a job, opening a savings or checking account, and having a parent add you as an authorized user to their credit card are all examples of ways to:

If you go to Annualcreditreport.com to get your free credit report, it will allow you to get a free credit report from one of the 3 credit reporting agencies. Which of the following is NOT one of the 3 credit reporting agencies from which you can get your free credit report once a year?

Which of the following weighs most heavily when determining your credit score?

How can your credit score impact your financial situation?

A ____________________ fits over an ATM card reader and reads the magnetic strip to steal customer information.

The time when no interest is charged on a purchase is known as:

According to The Credit Card Act of 2009, you must be ____ years old in order to obtain a credit card without a parent or guardian to co-sign with you.

A unit of ownership in a corporation is known as:

Which of the following is NOT a reason stock prices go up (appreciate) in value?

When a company chooses to share their profits with the stockholders, they choose to issue:

NASDAQ:

These stocks are listed for $5/share or less and are considered a very risky investment.

An investment created by pooling the money from many people to invest in a collection of securities is called:

An investment where money is loaned to a corporation (or government) and the investor is paid back the principal plus interest over time is known as a:

How quickly something can be sold and converted into cash is known as:

When banks issue credit cards, they are offering you a certain amount of always available credit. This is an example of:

To spread your risk among many investments is known as:

One advantage of a mutual fund is:

The higher the down payment that you make on a car, the:

Many companies offer a service to electronically deposit an employee’s net pay into his/her designated bank account. This service is known as:

The _________________ is the largest stock exchange in the world, it has a physical trading floor and lists stocks of large cap companies.

A(n) ___________________ is a 1-4 letter symbol that identifies a company on a stock exchange.

IPO stands for:

Which of the following can affect your investment returns?