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8-3: Mortgage Application Process

Total questions: 15

Worksheet time: 4hrs 45mins

Name
Class
Date
1.

You are planning to buy a home. You have some money for a down payment already. You see a home you would like and compute that you would need to borrow $91,500 from a bank over a 25-year period. The APR is 3.28%. Calculate the interest paid.

a)

$447.34

b)

$447.35

c)

$134,205

d)

$42,705

e)

$42,702

2.

You are planning to buy a home. You have some money for a down payment already. You see a home you would like and compute that you would need to borrow $115,250 from a bank over a 15-year period. The APR is 2.82%. Calculate the interest paid.

a)

$28,222.60

b)

$26,222.80

c)

$141,472.80

d)

$785.96

e)

$785.95

3.

You are planning to buy a home. You have some money for a down payment already. You see a home you would like and compute that you would need to borrow $219,090 from a bank over a 20-year period. The APR is 1.9%. Calculate the interest paid.

a)

$1,097.99

b)

$1,098.00

c)

$263,517.60

d)

$44,426.70

e)

$44,427.60

4.

You are planning to buy a home. You have some money for a down payment already. You see a home you would like and compute that you would need to borrow $187,000 from a bank over a 10-year period. The APR is 3.4%. Calculate the interest paid.

a)

$33,850.40

b)

$33,898.40

c)

$220,898.40

d)

$1,840.42

e)

$1,840.41

5.

You are planning to buy a home. You have some money for a down payment already. You see a home you would like and compute that you would need to borrow $304,000 from a bank over a 30-year period. The APR is 2.99%. Calculate the interest paid.

a)

$1,280.03

b)

$1,280.04

c)

$460,814.40

d)

$156,814.40

e)

$156,810.80

6.

The assessed value of your home is $175,000. The annual property tax rate is 2.1% of assessed value. What is the property tax?

a)

$3,655

b)

$3,665

c)

$3,675

d)

$3,685

e)

$3,695

7.

The assessed value of your home is $201,000. The annual property tax is 3.4% of assessed value. What is the property tax?

a)

$6,834

b)

$6,835

c)

$6,836

d)

$6,837

e)

$6,838

8.

The assessed value of your home is $72,085. The annual property tax is 4.9% of assessed value. What is the property tax?

a)

$3,532.16

b)

$3,532.17

c)

$3,532.18

d)

$3,532.19

e)

$3,532.20

9.

The assessed value of your home is $82,999. The annual property tax is 5.3% of assessed value. What is the property tax?

a)

$4,398.98

b)

$4,398.97

c)

$4,398.96

d)

$4,398.95

e)

$4,398.94

10.

The assessed value of your home is $65,000. The annual property tax is 0.99% of assessed value. What is the property tax?

a)

$643.10

b)

$643.20

c)

$643.30

d)

$634.40

e)

$643.50

11.

You have a mortgage payment with a local bank. The bank requires that you pay your homeowner’s insurance, property taxes, and mortgage in one monthly payment to the bank. Your monthly mortgage is $999.99, your annual property tax bill is $1,083, and your quarterly homeowner’s insurance is $502. What is your total monthly payment?

a)

$1,257.55

b)

$1,257.56

c)

$1,257.57

d)

$1,257.58

e)

$1,257.59

12.

You have a mortgage payment with a local bank. The bank requires that you pay your homeowner’s insurance, property taxes, and mortgage in one monthly payment to the bank. Your monthly mortgage is $765.43, your quarterly property tax bill is $391, and your semi-annual homeowner’s insurance is $1,921. What is your total monthly payment?

a)

$1,215.92

b)

$1,215.93

c)

$1,215.94

d)

$1,215.95

e)

$1,215.96

13.

You have a mortgage payment with a local bank. The bank requires that you pay your homeowner’s insurance, property taxes, and mortgage in one monthly payment to the bank. Your monthly mortgage is $1,020.87, your semi-annual property tax bill is $415, and your annual homeowner’s insurance is $3,000. What is your total monthly payment?

a)

$1,340.02

b)

$1,340.03

c)

$1,340.04

d)

$1,340.05

e)

$1,340.06

14.

You have a mortgage payment with a local bank. The bank requires that you pay your homeowner’s insurance, property taxes, and mortgage in one monthly payment to the bank. Your monthly mortgage is $1,145.91, your quarterly property tax bill is $207, and your semi-annual homeowner’s insurance is $1,523. What is your total monthly payment?

a)

$1,468.70

b)

$1,468.71

c)

$1,468.72

d)

$1,468.73

e)

$1,468.74

15.

You have a mortgage payment with a local bank. The bank requires that you pay your homeowner’s insurance, property taxes, and mortgage in one monthly payment to the bank. Your monthly mortgage is $563.29, your annual property tax bill is $985, and your quarterly homeowner’s insurance is $318. What is your total monthly payment?

a)

$751.37

b)

$751.38

c)

$751.39

d)

$751.40

e)

$751.41