Most things you want require ____________?

Things you hope to achieve within a year

The first step in the budgeting process

A plan for dividing up your income among spending and saving

Examples of regular income

Amounts you are committed to spend

Special quality items that are more expensive than alternative goods

Amounts you choose to spend

A filing system is used to

It is easy to estimate income if you keep good __________ of your previous income.

A useful tool to use when planning your future spending and saving

An example of an uneven expense

When creating your budget worksheet, list what types of expenses first?

There is not one right way to use your income.

If you spend more than expected in one month, an easy fix is to change your flexible spending?

A ___________ budget will help you reach your long term goals

In a family, a budget should be set by?

A review of a budget to determine its accuracy and whether it achieves its goals

Goals should be prioritized and ranked from most important to least important

The financial goals you set affect your family, future family, and community

Stuffing all your receipts into a grocery bag is the best way to keep records of your spending

Young people often make the mistake of buying too many luxury goods

A successful budget requires accurate record keeping

What type of software is used to prepare a budget worksheet