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Worksheets

Sources of Finance

Total questions: 17

Worksheet time: 9mins

Name
Class
Date
1.
What is an advantage of a bank loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They are quick and easy to arrange
d)
You don't have to pay it back
2.
What is an advantage of friends & family loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They take a long time to arrange
d)
You don't have to pay it back
3.
What is a disadvantage of a friends and family loan?
a)
It means you have no savings
b)
It can lead to personal conflicts
c)
It can take a long time to arrange
d)
They can be recalled immediately
4.

What is the most likely source of finance for a small firm?

a)

A debenture

b)

Issuing shares

c)

A bank loan

5.

What is the most likely source of finance for buying property?

a)

Mortgage

b)

Factoring

c)

A bank loan

6.
This type of finance does not need to be repaid.
a)
Bank Loan
b)
Overdraft
c)
Mortgage
d)
Government Grant
7.
The source of finance that is provided by the Owners is called 
a)
Capital
b)
Overdraft
8.

What is an advantage of an overdraft?

a)

There is never interest

b)

You can pay in smaller installments

c)

Useful for relatively small sums and short term finance

d)

You don't have to pay it back

9.

Which of the following are DISADVANTAGES of selling shares as a source of finance? (select as many as appropriate)

a)

It means limited liability for the owners

b)

Dividends need to be paid to shareholders

c)

Large sums of money can be raised

d)

Does not apply to Partnerships or Sole Traders

10.

Short Term sources of finance usually require money to be repaid within.....

a)

1 week

b)

1 month

c)

6 months

d)

1 year

11.

Long Term sources of finance are for when the time needed to pay the money back is more than...

a)

6 months

b)

1 year

c)

5 years

d)

10 years

12.

Which of the following would be the most appropriate source of funds for a new business (which is just launching) that makes mobile phone accessories?

a)

Retained Profit

b)

Sale of Assets

c)

Share Capital

d)

Trade Credit

13.
Which of the following is NOT a source of finance.
a)
Family & Friends
b)
Bank Loan
c)
Business Devil
d)
Government Grant
14.

A loan that has to be repaid quickly is called an

a)

Underdraft

b)

Overdraft

c)

Oversight

d)

Undercraft

15.
This type of finance does not need to be repaid.
a)
Bank Loan
b)
Overdraft
c)
Mortgage
d)
Government Grant
16.
A mortgage is a long term source of finance.
a)
True
b)
False
17.
A business that fails to pay back loans will have
a)
A good credit rating
b)
A poor credit rating