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Everfi Vault Module 5 review

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Why is it important to save money?

a)

Savings allow you to buy the things you want or need at a later time.

b)

Saving helps you buy things now

c)

Saving money helps you live longer

d)

Saving money is like exercise, it makes you healthier and stronger

2.

What is the connection between goals and savings?

a)

Goals can give you a reason to save

b)

you can buy goals

c)

you can save goals

d)

goals are not connected to savings

3.

Where would you got o start a savings account?

a)

A jar in the backyard

b)

a financial institution

c)

an envelope in the room

d)

all of the above

4.

Savings acount____

a)

can help you reach your savings goals faster

b)

make paying credit cards easier

c)

help you spend more money

d)

can get you into debt more easily

5.

Which of the following is not true about savings accounts?

a)

Savings accounts can protect your money from being lost, damaged or stolen.

b)

Savings accounts help you get to your goals faster.

c)

Savings accounts earn interest

d)

Savings accounts can lose your money

6.

Interest earned on a savings account is _____

a)

the percentage of money you spend per month

b)

the percentage a financial institution pays you to borrow your money

c)

the percentage of your budget you spend

d)

the percentage of your budget you don’t spend

7.

How are simple interest and compound interest different?

a)

Compound interest is like having more cash, but simple interest is like having more debt

b)

Simple interest is like having more cash, but compound interest is like having more debt

c)

Compound interest stays the same over time, but simple interest grows.

d)

Simple interest stays the same over time, but compound interest grows.

8.

Insurance can help _____

a)

add money to a savings account

b)

in an emergency

c)

with making ends meet regularly

d)

None of the above

9.

Why might a stock be an investment that can have some risks?

a)

You can lose money if the business you own stock in does not do well.

b)

Stocks usually do well in the long run.

c)

There can be some fees charged as you buy stocks

d)

You can earn a lot of money if the business you own stock in does really well

10.

How can insurance help with meeting savings goals?

a)

Insurance companies can quickly use your savings to pay for emergencies.

b)

You can have a savings account with an insurance company.

c)

Insurance pays for some costs of an emergency so you can keep your savings.

d)

Financial institutions give higher interest rates for people who have insurance

11.

Savings accounts can be opened at Walmart

a)

true

b)

false

12.

Interest is the amount of money you owe to the bank

a)

true

b)

false

13.

Compound interest grows faster than simple interest

a)

true

b)

false

14.

You can buy and sell goals

a)

true

b)

false

15.

Saving money helps you live longer

a)

true

b)

false