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25.1 Business

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

The type of credit that people use for personal reasons is called ______credit.

a)

consumer

b)

individual

c)

personal

d)

retail

2.

Credit used by a manufacturer to buy raw materials is called _________credit.

a)

commercial

b)

contract

c)

long-term

d)

multi-purpose

3.

A ________is a measure of a person’s ability and willingness to pay debts on time.

a)

credit limit

b)

credit line

c)

credit rating

d)

credit scorecard

4.

In today’s society using credit is _________.

a)

difficult

b)

routine

c)

time consuming

d)

uncommon

5.

Credit __________the growth of our economy

a)

contributes to

b)

controls

c)

does not impact

d)

stifles

6.

If you buy something on credit and take six months to pay for it, your total payments will __________the original purchase price.

a)

be equal to

b)

be less than

c)

be more than

d)

not be affected by

7.

If a consumer has a $10,000 credit limit on a credit card and an outstanding balance of $7,500, the cardholder can charge _________more to the card.

a)

$2500

b)

$7500

c)

$10,000

d)

$17,500

8.

When you use a credit card, it is money you ______.

a)

owe

b)

own

c)

need

d)

save

9.

Late or missed payments to credit card companies _________ your credit rating.

a)

do not affect

b)

limit

c)

lower

d)

raise

10.

When businesses borrow money they often pass along the cost of interest to consumers in the form of _______.

a)

finance charges

b)

higher prices

c)

interest and fees

d)

lower wages