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Financial Management - Mock Test

Total questions: 40

Worksheet time: 30mins

Name
Class
Date
1.

1. Investment can be defined.

a)

Person’s dedication to purchasing a house or flat

b)

Use of capital on assets to receive returns

c)

Usage of money on a production process of products and services

d)

Net additions made to the nation’s capital stocks

2.

What is the primary goal of financial management?

a)

Profit Maximisation

b)

To minimise Risk

c)

To Maximise return

d)

Wealth Maximisation

3.

CAPM stands for.

a)

Capital amount printing model.

b)

Capital asset printing model.

c)

Capital amount pricing model.

d)

Capital asset pricing model.

4.

What does financial leverage measure?

a)

No change with EBIT and EPS

b)

The sensibility of EBIT with % change with respect to output

c)

The sensibility of EPS with % change in the EBIT level

d)

% variation in the level of production

5.

. From the below-mentioned items which are financial assets

a)

Bond

b)

Machines

c)

Stocks

d)

A & C

6.

Financial Management is mainly concerned with

a)

All aspects of acquiring and utilising financial resources for firms activities

b)

Arrangement of funds

c)

Efficient Management of every business

d)

Profit maximisation

7.

Market value of the shares are decided by

a)

respective companies

b)

Investment market

c)

Government

d)

shareholder

8.

Which of the following is not a money market security

a)

Treasury Bills

b)

National Saving Certificate

c)

Commercial Paper

d)

Certificate of Deposits

9.

Capital budgeting is related to

a)

Long term Assets

b)

Short term Asset

c)

Long term and Short Term Asset

d)

Fixed Asset

10.

Working capital Management relates to managing of

a)

Long term assets

b)

Short term Assets

c)

Both

d)

Short term Assets and Liabilities

11.

The company’s average cost of capital is

a)

average cost of equity shares and debentures

b)

average cost of equity preference shares

c)

the average cost of shares and all sources of long-term funds

d)

average cost of short term funds

12.

Future value interest factor takes

a)

Compounding rate

b)

Discounting rate

c)

Inflation Rate

d)

Deflation rate

13.

Present value factor takes

a)

Compounding rate

b)

Discounting rate

c)

Deflation rate

d)

inflation rate

14.

Operating leverage measures

a)

Business risk

b)

Financial Risk

c)

Both

d)

Production risk

15.

Financial Leverage Measures

a)

Business Risk

b)

Financial Risk

c)

Both A and B

d)

Production risk

16.

Operating leverage x Financial leverage =

a)

Financial Leverage

b)

Operating Leverage

c)

Combined leverage

d)

None

17.

Most investors are risk averse which means

a)

they will assume more risk only if they are compensated by higher expected return

b)

they avoid the stock market due to the high degree of risk

c)

Both

d)

None

18.

The company's cost of capital is called

a)

Leverage

b)

Hurdle rate

c)

return rate

d)

Interest rate

19.

Which of the following would be considered a risk-free investment

a)

Gold

b)

Treasury Bills

c)

Corporate Bonds

d)

Equity

20.

Cost of retained earnings is equal to

a)

Cost of Equity

b)

Cost of debt

c)

WACC

d)

Cost of Preference shares

21.

Beta measures the

a)

Financial Risk

b)

Investment Risk

c)

Market Risk

d)

all of Above

22.

The largest single institutional owner of common stocks is

a)

Mutual Funds Companies

b)

Insurance companies

c)

Commercial Banks

d)

Pension funds

23.

EBIT is usually the same thing as

a)

Net operating profits

b)

Earning before taxes

c)

Earning after taxes

d)

Non operating expenses

24.

The available capital funds are to be carefully allocated among competing projects by careful prioritization. This is called

a)

Capital rationing

b)

Capital budgeting

c)

Capital structuring

d)

Capital positioning

25.

The cost of capital of a long term debt is generally

a)

More than cost of equity

b)

Less than cost of Equity

c)

Equal to cost of Equity

d)

Higher than owned fund

26.

Net working capital is the excess of current asset over

a)

Fixed Assets

b)

Long term liability

c)

Total Liability

d)

Current Liability

27.

The coupon rate is another name for the

a)

Yield to maturity

b)

Current yield

c)

Interest rate

d)

Market rate

28.

When a company uses increased fixed cost for production, this is an example of what type of leverage.

a)

Financial leverage

b)

Combined leverage

c)

Operating leverage

d)

Fixed leverage

29.

If a preferred stock issue is cumulative, this means____________.

a)

dividends are paid at the end of the year

b)

unpaid dividends will be paid in the future

c)

unpaid dividends are never repaid

d)

dividends is legally binding on the corporation

30.

When a company uses debt fund in its financial structure, it will lead to a change in

a)

Financial Leverage

b)

Operating Leverage

c)

None

d)

Both

31.

Re-order level is ____________than safety level.

a)

Higher

b)

Lower

c)

Equal

d)

None

32.

53.The arbitrary process is the behavioral foundation for the ____________

a)

MM Approach

b)

Miller Approach

c)

Gordon Approach

d)

Walter Approach

33.

56.Financial leverage is also known as.

a)

Trading on Debt

b)

Trading on Equity

c)

Composite Leverage

d)

None

34.

DOL =

a)

contribution / EBIT

b)

contribution / EBT

c)

contribution / total expenses

d)

contribution / operating PBT

35.

The formula of EBIT = ________

a)

Sales - Variable cost

b)

Sales - Fixed Cost

c)

Contribution - Fixed Cost

d)

Contribution - Variable cost

36.

Value of Irredeemable debentures

a)

I(1-t) + [(RV-Bo)/N]

RV+Bo/2

b)

I+ [(RV-Bo)/N]

RV+Bo/2

c)

I(1-t) + [(RV+Bo)/N]

RV-Bo/2

d)

I(1-t)/Bo

37.

Cost of Equity shares as per CAPM

a)

Ke = Rf + β\beta (Rm-Rf)

b)

Ke = Rf + \beta (Rf-Rm)

c)

Ke = Rf - \beta (Rm-Rf)

d)

Ke= D/NP

38.

FV=

a)

PV(1+r)^n

b)

PV(1-r)^n

c)

PV(1/(1+r)^n

d)

(1+r)^n/PV

39.

NPV =

a)

PV of Cash outflow - PV of Cash inflow

b)

PV of Cash inflow - Pv of Cash outflow

c)

PV of Cash inflow -

Pv of Cash Inflow+ Pv of Cash outflow

d)

PV of Cash Inflow/ PV of Cash outflow

40.

IRR is that rare of return where

a)

NPV> 0

b)

NPV< 0

c)

NPV = 0

d)

NPV >= 0