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Financial Literacy for youths

Total questions: 10

Worksheet time: 8mins

Name
Class
Date
1.

Which of these is NOT an example of an Investment?

a)

Buying a vintage car which will hopefully increase in price

b)

Buying Adidas shoes cheap to sell them for a profit

c)

Buying a lottery ticket to potentially hit a jackpot

d)

Buying a stock which lost money in the stock market

2.

What is the Average % Return from the Stock Market?

a)

3 - 5%

b)

7 - 10%

c)

12 - 15%

d)

Over 20%

3.

What is a Stock?

a)

Something you put on before your shoes

b)

Cash paid directly to you

c)

A piece of a company

d)

Dividends

4.

What is Financial Independence?

a)

Borrowing money from a Bank to buy a house

b)

Being able to earn enough money without having to work

c)

Retiring at the age of 60

d)

Being able to buy a BMW 7 series in cash

5.

Why is it better to invest when you are young?

a)

Compound Interest

b)

More years for your money to grow

c)

Allows you to form a good Investing habit early in life

d)

All of the above

6.

Which of these is NOT TRUE about Fixed Deposits?

a)

They give you roughly 3% returns per year

b)

You can't withdraw your money easily and whenever you want

c)

They are considered very safe

d)

They are a great way to build your wealth in the long run

7.

Pick the statement that is TRUE

a)

Dividend Yield is the profit you earn from selling a Stock.

b)

An example of a Roboinvestor is a Unit Trust

c)

Capital Gains and Dividends are the 2 ways to earn money in the Stock Market

d)

REIT stands for Real Estate Investment Tool

8.

What makes stock prices go up and down?

a)

Luck

b)

News

c)

Governments

d)

Water supply

9.

What does a Compound Interest Calculator show you?

a)

What stock you should invest in

b)

Estimated profits from your investment

c)

That investing when you are older is better because you will make less mistakes

d)

How to get rich quickly

10.

What is one disadvantage of using a Roboadvisor App to help you invest?

a)

It is not reliable and often loses money

b)

It is complicated and not for beginners

c)

It requires a lot of time to use

d)

You can't choose individual stocks that you want to buy