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Banking

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is a career?

a)

occupation that shows goals and forward progress

b)

a position that helps meet short term goals

c)

occupation that has little upward mobility

d)

a position at your favorite establishment

2.

What is fixed cost?

a)

cost that should not be factored into a budget

b)

cost that changes

c)

cost that does not change

d)

cost that does not affect a budget

3.

What is variable cost?

a)

cost that change depending on the frequency

b)

cost that is consistent every month

c)

cost that does not affect a budget

d)

cost that does not change

4.

What are some ways you can build wealth?

a)

invest in the stock market

b)

career starter loan

c)

savings account

d)

invest in real estate

5.

What is debt?

a)

money owed to lenders/creditors

b)

money that is taken from a savings account

c)

money that does affect your credit

d)

money that is earned

6.

What best describes a budget?

a)

a plan of how to pay your bills

b)

a spread sheet of your yearly income

c)

a plan of how to invest

d)

a way to build wealth

7.

What is a checking account for?

a)

daily expenses

b)

depositing checks

c)

withdrawing money

d)

collecting interest

8.

What is a a Certificate of Deposit (CD) account?

a)

costumers agree to lock funds for a certain amount of time

b)

costumers can transfer money between accounts

c)

costumers can withdraw money

d)

costumers have complete access to the account

9.

What is not considered an investment?

a)

savings account

b)

CD account

c)

checking account

d)

home mortgage

10.

What is an interest rate?

a)

a complex formula that helps you earn money over time

b)

a history of fixed expenses

c)

a fixed amount that is owed yearly

d)

a percentage based on an amount that compounds over time