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Future Smart: Growing a Business (Module 5)

Total questions: 11

Worksheet time: 6mins

Name
Class
Date
1.

Which of the following is NOT a benefit of putting money in a savings account?

a)

You can make frequent withdrawals

b)

You can earn interest

c)

It is harder to spend the money

d)

The money is safe and secure

2.

Aaron wants to open a savings account. Which account will grow his money the most?

a)

Account 1 - Interest rate 2%, Interest compounded daily

b)

Account 2 - Interest rate 1%, Interest compounded daily

c)

Account 3 - Interest rate 2%, Interest compounded semi-annually

d)

Account 4 - Interest rate 1%, Interest compounded annually

3.

Revenue is:

a)

The amount of money a company pays its employees

b)

The amount of money a company has left after paying bills

c)

The amount of money a company makes from sales

d)

The amount of taxes a company has to pay

4.

The average price of a gallon of milk increased from $3.00 last year to $3.50 this year. This is most likely due to ______________________.

a)

inflation

b)

the stock market

c)

deflation

d)

the market basket

5.

Which interest-bearing account is best for people who won’t need access to their money for more than a year?

a)

Savings Account

b)

Checking Account

c)

Certificate of Deposit

d)

Credit Card

6.

Why would you put money into a savings account?

a)

To make frequent withdrawals at ATM’s

b)

To earn interest on your money

c)

To access the money from this account with personal checks

d)

To easily access money from this account with a debit card

7.

What is the first step you should take when you want to open a savings account?

a)

Go to the bank and fill out an application

b)

Review the different account options that your bank offers

c)

Present your photo ID to the bank representative

d)

Make your initial deposit

8.

A loss is when:

a)

Revenue is greater than expenses

b)

Revenue is less than expenses

c)

Revenue is equal to expenses

9.

Your sister is looking for a way to increase the amount of interest she is earning on her savings account. What should she do?

a)

Use the money from her savings account to open a checking account instead

b)

Make monthly withdrawals from her savings account

c)

Switch to a savings account with a lower interest rate

d)

Deposit money into her savings account each month

10.

What is required when opening a checking account?

a)

An Initial Deposit

b)

A Salary

c)

A Credit Card

d)

A copy of your last paycheck

11.

Which of the following best describes deflation?

a)

A decrease in the cost of goods and services

b)

An increase in the cost of goods and services

c)

A decrease in purchases of a good or service

d)

An increase in purchases of a good or service