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Worksheets

Budgeting Basics

Total questions: 14

Worksheet time: 14mins

Name
Class
Date
1.

A budget is helpful to keep track of what you earn and _________

a)

bring to the table

b)

get with extra money

c)

spend

2.

If you are trying to save money what should you do________(the best option)

a)

cook dinner during the week

b)

go out for dinner

c)

go out for dinner and cook

3.

Why is it important to track your spending?

a)

it's a good decision

b)

you can spend more money

c)

You know how much money you are spending and saving

4.

In you budget, what is MORE important ?

a)

wants

b)

needs

5.

Why is it important to save money?

a)

to have money in the bank

b)

so you can meet your goals

c)

to show others how to save

6.

The first step in creating a budget is _________.

a)

Know your expenses

b)

Know your income

c)

Write down your bills

7.

Fixed or variable expense: Rent?

a)

Variable

b)

Fixed

8.

Which one is a varied expense ?

a)

paying your car payment

b)

getting ice cream

9.

Which one is a fixed expense ?

a)

shopping for clothes

b)

buying groceries

c)

paying rent

10.

"Pay yourself first" means to assign a portion of your income for your personal savings

a)

True

b)

False

11.

Utilities like electric

a)

Fixed

b)

Variable

12.

Which of the following is generally the most expensive category in a person’s budget?

a)

Transportation

b)

Housing

c)

Food

13.

Of all the choices, which one should you budget for first?

a)

Cell phone bill

b)

Groceries

c)

New Car

14.

If an expense can be cut from your budget to save money, it is considered a ______.

a)

expense

b)

savings

c)

want