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IFRS - Are we good to go - IFRS 9-W12

Total questions: 10

Worksheet time: 21mins

Name
Class
Date
1.

Linked transaction means 2 financial instruments are accounted for as a single combine instruments. Which of the following characteristics are not describes linked transaction?

a)

whether they are entered into at the same time and in contemplation of each other

b)

whether they have the same counterparty

c)

whether they relate to the same risk

d)

whether they relate to they have same amounts

2.

In which of the following situations should Company A recognise a financial instrument

a)

Company A plans to commit to the purchase of an interest rate swap

b)

Company A entered into a cross-currency swap

c)

Company A received a quote from the bank for the purchase of a foreign exchange currency forward contract

3.

Company A enters into an agreement with Voyager-Co, which contains the following terms:

‒ Company A retains legal title to the financial asset

‒ Company A agrees to pass any cash flows generated by the financial asset immediately to Voyager-Co.

‒The agreement prohibits Company A from selling or pledging the financial asset.

During the period from collection to remittance, Company A places the cash flows received from the asset on short-term deposit and any interest earned is paid to Voyager-Co.


Does this transaction qualify as a transfer?

a)

Yes

b)

No

c)

Further assessment

4.

Risks and rewards tranferred of ownership. If all substantially all retained, what is the action?

a)

Derecognise original financial asset

b)

Continue to recognise

c)

Recognise assets or liabilities created or retained in transfer

d)

Control evaluation

5.

Consider the following sale of the legal title of a financial asset for which no active market exists by Company A to Voyager-Co. Assume that Company A neither transfers nor retains substantially all the risks and rewards of ownership. Company A simultaneously buys a call option from Voyager-Co under which it has the right to repurchase the financial asset after five years. Voyager-Co has the legal right to sell the financial asset to another party. Does Company A retain control of the financial assets?

a)

Yes

b)

No

c)

Depend

6.

Consider the following sale of a part of a financial asset classified at amortised cost by Lila-Tech to Voyager-Co:

Original asset = loan

Part of the loan sold = 50% fully proportionate share of cash flows

Amortised cost of the entire loan = L$2,500

Proceeds received L$1,000

Calculate the gain/loss that Lila-Tech has to recognise ?

a)

Loss $1,250

b)

Gain $250

c)

Gain $1,500

d)

Loss $250

7.

Under the general principle, which of measurement method applied for impairment of financial instruments?

a)

12-month expected credit losses

b)

48-month expected credit losses

c)

24-month expected credit losses

d)

36-month expected credit losses

8.

Which of is the describe of low credit risk?

a)

The financial instrument has a low risk of default

b)

The borrower has a strong capacity to meet contractual cash flow obligations in the near term

c)

The borrower has a neutral capacity to meet contractual cash flow obligations in the near term

d)

Adverse changes in economic and business conditions in the longer term may, but will not necessarily, reduce ability of the borrower to fulfil its contractual cash flow obligations

9.

In measuring of ECL, discount rate apply for financial assets is?

a)

EIR (or an approximation) of the financial asset resulting from the loan commitment

b)

Generally EIR of the financial asset or an approximation

c)

Rate that reflects the current market assessment of the time value of money and the risks of the cash flows

10.

Which statements is FALSE?

a)

Expected credit losses are discounted to the reporting date

b)

Expected credit losses are discounted to the expected default date

c)

Impairment cannot be measured as the most likely outcome

d)

EIR or its approximation can generally be used for discounting