Informal groups of people with common interests who interact for mutual assistance.

The amount left after all deductions are taken out of your gross pay.

A type of work schedule that allows employees to choose their working hours within set limits.

The largest source of government revenue in the United States is

You must file your federal income tax return no later than

An examination of your tax return and records by the IRS.

Your permanent work identification number is called your

People who have known you for at least a year and can provide information about your skills.

A financial plan based on your expected income and expenses.

Items of value that a person owns, shown on a net worth statement..

When a check is returned to a bank due to "insuffiecient funds", the check is said to have

A typical down payment for a house is about ____ percent of the purchase price.

A legal business that makes high-interest loans based on the value of personal possessions.

A scam that uses online pop-up messages or email to deceive you into disclosing personal info.

When you buy an item that serves as collateral, you are taking out a(n)

The unpaid portion of a loan is called

Money paid for the use of someone else's money.

When you have insufficient income and assets to pay your debts, you are

Bankruptcy that occurs when creditors file a petition with the court against a debtor.

A reorganization form of bankruptcy for businesses.

The total dollar amount of all interest and fees you pay for the use of credit.

An increase in the value of a stock over time

Using dividends previously earned on the stock to buy more shares.

A professionally managed group of investments.

The market price for a share of a mutual fund

Debt obligations of corporations or state/local governments.

The first time a company sells shares of itself to the public.

A rist that may result in either gain or loss

The cost (usually monthly) of an insurance policy

All of the following protect against personal risk except:

The chance of loss that may occur when your errors or actions result in injuries to others.

Transferring risk by buying insurance to cover potential losses.

A law that allows people who leave employment to continue their health insurance.

With a vehicle’s VIN, you can determine all of the following except ...

A detailed list of current property conditions

Which of the following types of debts would be discharged by bankruptcy?

Which of the following is not considered a job benefit

Credit reports are issued by

A used car

A person who lives with you and receives support from you is called a(n) ___________.

Which of the following would be considered an asset?

Purchasing a variety of investments is known as a ___.

Government-sponsored health insurance for people with low incomes is called ____.