Cash Credit account is said to be "Out of Order", if the outstanding balance remain in continuous excess for ____________ days?

In case of Bill Discounting facility, the account will slip to NPA category, if it remain overdue for a period of ______________ days?

Appropriation of Recovery in NPA account will be done in which order?

a) Cost / Commission b) Principal c) Interest

Under SARFAESI Act,2002 the highest bidder has to pay ________% (inclusive of earnest money deposited) of the sale price in terms of the sale notice on the date of sale or the immediate following working day?

All PWO/TWO accounts should be reviewed by way of status note on _ basis every year.

In case of Cash Recovery in any Suit Filed Account, the appropriation of the recovered amount will bemade in chronological order and first recovery to be made towards __ _?

If the borrower has used available amount of working capital finance of the purchase of plant and machinery, then such action by the borrower is called _ _ of funds.

Within how many days the appeal can be filed by aggrieved party in DRAT under section 18(1) against the order of DRT under section 17(1) of SARFAESI Act 2002.

Within how many days an appeal can be filed by aggrieved party in DRT under section 17(1) of SARFAESI Act 2002 against the measures referred to in sub section (4) of the section 13 taken by the secured creditor?

If any legal action by the borrower/guarantor/mortgagor is anticipated against Bank’s action /measures u/s 13(4) of SARFAESI Act, it is suggested that the Bank may file _ Application before DRT/High Court, so as to prevent any exparte order against the Bank.

Whether advance accounts backed by Central Government Guarantee can be classified NPA, if overdue persists more than 90 days?

The evidence of Willful Default on the part of the Borrower will be examined by a Committee headed by___________?

The minimum authorised person of our Bank to appoint recovery agent for recovery of dues is?

As per Standard Operating Procedure, within how many days the branch should issue Demand Notice to the Borrower from the date of accounts becoming NPA?

What is the cut-off limit for reporting a borrower as “Willful Defaulter”?

Which section of SARFAESI Act deals with the reply to the objection / representation against demand notice within 15 days as mandatory?

Balance outstanding in the various accounts of the Borrower less amount outstanding in interest suspense account, if any, is call as _ _________?

What is the Power of Sacrifice (Waiver plus Write off) of the Committee headed by Manager as per Discretionary Power for considering compromise proposal?

Within how many days of initiating action under section 13(4) of SARFAESI the CAVEAT has to be filed as per Standard Operating Procedure?

The threshold limit for Red Flagging of Account is _____________?

The threshold limit to cover account under Early Warning Signal is _____________?

For a Semi Urban branch, credit sanction needs to be reported within -3- days of sanction of other than retail loans above __________?

Credit facility of Rs. 10 Crores and above to be reviewed on ___________ basis?

Full review of credit facility/ies can be done without waiting for financial papers as per Bank's extant guidelines in cases with limit up to ____________?

Inspection of collateral security/ies to be done on __________ basis?

Inspection of security/ies mortgaged in standard home loan to be done on __________ basis?

Inspection of securities in NPA accounts up to Rs. 1 crore to be done on __________ basis