WorksheetsOne Obsidian Game Night
Total questions: 15
Worksheet time: 8mins
As we go through these life stages, there are four needs we need to prepare for. What are those 4 needs?
Protection, Education, Retirement, Medium to Long Term Savings
Protection, Education, Investment, Real Estate
Protection, Education, Retirement, Business
Protection, Education, Travel, Savings
In 2002, PRU Life UK pioneered a product here in the Philippines. What insurance product is this?
Buy Term, Invest the difference
Term Insurance
Variable Unit Linked Insurance
Health Insurance
Our mother company, Prudential, plc, is our global name and is based in ____________.
United States
United Kingdom
Singapore
China
Since 1848, Prudential PLC has paid billions in insurance claims, including those passengers in Titanic. How may passengers and crews are insured by Pru in the Titanic disaster?
222
2 (Jack and Rose)
292
12,834
In the Philippines, the Insurance Commission
has required all Insurance Companies to have at
least 100% Risk Based Capital Ratio. In 2020, what is the RBC Ratio of Pru Life UK?
447%
100%
740%
2021%
The amount of money that the clients pay in exchange for the coverage provided by the insurance plan?
Premium
Amortization
Death Benefit
Mortgage
In Pru Life UK there are different types of funds our clients can choose from, Which of the following funds below are aggressive funds?
Prulink Bond Fund
Prulink Equity Fund
Prulink Managed Fund
Prulink Proactive Fund
Prulink Growth Fund
Which is NOT considered a critical illness?
Cancer
Stroke
Covid-19
Major Organ Transplant
When a child is insured, the sum assured is subject to a provision called Child’s Lien. If the child dies at age 3, how many percentage % of the Sum Assured will be paid to the beneficiaries?
20%
40%
60%
80%
Benson got PRU Millionaire at the age of 30 with a single premium of Php 4,000,000. At year 4 of the policy, Benson decided to withdraw Php 100,000. How much will be the withdrawal charge for this transaction?
Php 5,000
Php 4,000
Php 3,000
Php 2,000
Client X got PRU Millionaire at age 30 with a single premium of Php 1,000,000. How much is the minimum death benefit of Client X?
1,500,000
1,250,000
2,000,000
2,500,000
The following products are limited pay VUL Insurance except;
Prulink Elite Protector Series
Prulink Exact Protector Series
Pru Health Prime
Prulink Assurance Account Plus
Thrixia has three policies, PAA Plus, Elite 15, and Pru Millionaire. All three policies are already on their 6th policy year. He needs to withdraw from his fund value to fund the down payment of a car he’s planning to buy. Of the three policies, which one will she incur a withdrawal charge from?
PAA Plus
PRU Millionaire
Elite 15
None of the above
Ruffa has a general NMA category. Her client is applying for a PhP 2,000,000.00 PAA+ but declared that she has asthma. Can Ruffa use her NMA?
YES
NO
Mr. Simon has a PAA Plus policy with the following benefits: SA PhP 5,000,000.00, TPD PhP 1,000,000.00, ADD PhP 2,000,000.00, LCB PhP 2,000,000.00. Supposed that Mr. Simon is in a coma which leads to total and permanent disability, how much is his total claim?
1,000,000
2,000,000
3,000,000
5,000,000
