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One Obsidian Game Night

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

As we go through these life stages, there are four needs we need to prepare for. What are those 4 needs?

a)

Protection, Education, Retirement, Medium to Long Term Savings

b)

Protection, Education, Investment, Real Estate

c)

Protection, Education, Retirement, Business

d)

Protection, Education, Travel, Savings

2.

In 2002, PRU Life UK pioneered a product here in the Philippines. What insurance product is this?

a)

Buy Term, Invest the difference

b)

Term Insurance

c)

Variable Unit Linked Insurance

d)

Health Insurance

3.

Our mother company, Prudential, plc, is our global name and is based in ____________.

a)

United States

b)

United Kingdom

c)

Singapore

d)

China

4.

Since 1848, Prudential PLC has paid billions in insurance claims, including those passengers in Titanic. How may passengers and crews are insured by Pru in the Titanic disaster?

a)

222

b)

2 (Jack and Rose)

c)

292

d)

12,834

5.

In the Philippines, the Insurance Commission

has required all Insurance Companies to have at

least 100% Risk Based Capital Ratio. In 2020, what is the RBC Ratio of Pru Life UK?

a)

447%

b)

100%

c)

740%

d)

2021%

6.

The amount of money that the clients pay in exchange for the coverage provided by the insurance plan?

a)

Premium

b)

Amortization

c)

Death Benefit

d)

Mortgage

7.

In Pru Life UK there are different types of funds our clients can choose from, Which of the following funds below are aggressive funds?

a)

Prulink Bond Fund

b)

Prulink Equity Fund

c)

Prulink Managed Fund

d)

Prulink Proactive Fund

e)

Prulink Growth Fund

8.

Which is NOT considered a critical illness?

a)

Cancer

b)

Stroke

c)

Covid-19

d)

Major Organ Transplant

9.

When a child is insured, the sum assured is subject to a provision called Child’s Lien. If the child dies at age 3, how many percentage % of the Sum Assured will be paid to the beneficiaries?

a)

20%

b)

40%

c)

60%

d)

80%

10.

Benson got PRU Millionaire at the age of 30 with a single premium of Php 4,000,000. At year 4 of the policy, Benson decided to withdraw Php 100,000. How much will be the withdrawal charge for this transaction?

a)

Php 5,000

b)

Php 4,000

c)

Php 3,000

d)

Php 2,000

11.

Client X got PRU Millionaire at age 30 with a single premium of Php 1,000,000. How much is the minimum death benefit of Client X?

a)

1,500,000

b)

1,250,000

c)

2,000,000

d)

2,500,000

12.

The following products are limited pay VUL Insurance except;

a)

Prulink Elite Protector Series

b)

Prulink Exact Protector Series

c)

Pru Health Prime

d)

Prulink Assurance Account Plus

13.

Thrixia has three policies, PAA Plus, Elite 15, and Pru Millionaire. All three policies are already on their 6th policy year. He needs to withdraw from his fund value to fund the down payment of a car he’s planning to buy. Of the three policies, which one will she incur a withdrawal charge from?

a)

PAA Plus

b)

PRU Millionaire

c)

Elite 15

d)

None of the above

14.

Ruffa has a general NMA category. Her client is applying for a PhP 2,000,000.00 PAA+ but declared that she has asthma. Can Ruffa use her NMA?

a)

YES

b)

NO

15.

Mr. Simon has a PAA Plus policy with the following benefits: SA PhP 5,000,000.00, TPD PhP 1,000,000.00, ADD PhP 2,000,000.00, LCB PhP 2,000,000.00. Supposed that Mr. Simon is in a coma which leads to total and permanent disability, how much is his total claim?

a)

1,000,000

b)

2,000,000

c)

3,000,000

d)

5,000,000